Helmsman UE Diary

[Deepie]

Re: Helmsman UE Diary

Hi Niddy & I2D
Letter 7/4/12 ARC europe ltd pay up or further action will be taken, Shall I ignore and await next threat or fire off you have no CCA. confirmed by mnba.

I Would send that letter...........

[CleverClogs (RIP)]

Re: Helmsman UE Diary

Or send them a fresh lemon to go with the lemon they bought.

[helmsman]

Re: Helmsman UE Diary

Hi Niddy I2D,
Received a default notice today Dated 3/4/12 arrived 10/4/12 must remedy the breach by 21/4/12, could you suggest if this is ok if it isnt what does it mean to me.
Thanks.

[Deepie]

Re: Helmsman UE Diary

Hi Niddy I2D,
Received a default notice today Dated 3/4/12 arrived 10/4/12 must remedy the breach by 21/4/12, could you suggest if this is ok if it isnt what does it mean to me.
Thanks.

Just keep it safe along with the envelope, it may come in handy.......

[helmsman]

Re: Helmsman UE Diary

Just keep it safe along with the envelope, it may come in handy.......

Hi I2D,
Thanks for quick reply it was MBNA I will keep it safe with the envelope just in case it comes in useful
All the best

[CleverClogs (RIP)]

Re: Helmsman UE Diary

Received a default notice today Dated 3/4/12 arrived 10/4/12 must remedy the breach by 21/4/12, could you suggest if this is ok if it isnt what does it mean to me.

How was it sent?

If it was sent by second class post, it's probably invalid, as insufficient notice was given to comply with section 88(2) - link - of the Consumer Credit Act 1974.

Items sent by second class post are deemed to have been served four working days after being posted which, because of Easter, actually means 11/04/12. Even with it arriving today, there are less than 14 days to comply with the notice.

[helmsman]

Re: Helmsman UE Diary

How was it sent?

If it was sent by second class post, it's probably invalid, as insufficient notice was given to comply with section 88(2) - link - of the Consumer Credit Act 1974.

Items sent by second class post are deemed to have been served four working days after being posted which, because of Easter, actually means 11/04/12. Even with it arriving today, there are less than 14 days to comply with the notice.

Hi CC,
It was posted UKMAIL express parcels & mail another letter came same day dated 4/4/12 same postage, top right hand corner large S underneath postage paid GB under that C9 10022 second letter C9 10015 if that helps. Wonder whether the S means 2nd class?.
Thanks

[CleverClogs (RIP)]

Re: Helmsman UE Diary

UKMail is effectively third class, as it takes at least a day to reach the central sorting depot for the whole country and then another day to reach the Royal Mail delivery office whence it will actually be delivered.

The Default Notice is therefore NBG.

[helmsman]

Re: Helmsman UE Diary

hi,
Well at last our case is now before an adjudicator, lets hope they decide in our favour or its back to court.
taken 6 months so far.

Hi Niddy & I2D,
OK this quote is oct 2011, had a message from solicitor saying FOS has emailed case is coming to conclusion they have emailed the bank with their recomendations and have given them 2 weeks to reply. Wonder if they have agreed with us or the bank?
We have not received anything.

[helmsman]

Re: Helmsman UE Diary

Hi Niddy & I2D
Letter 7/4/12 ARC europe ltd pay up or further action will be taken, Shall I ignore and await next threat or fire off you have no CCA. confirmed by mnba.

Letter 12/4/12 from ARC acc on hold whilst they pass comments to their clients

[helmsman]

Re: Helmsman UE Diary

Hi Niddy,
Have sent you a pm.
Thanks

[Never-In-Doubt]

Re: Helmsman UE Diary

As per pm

It's weird mate but as the FOS is an arbitrary service they'd plead exemption to DPA s.7 based on it being sensitive to the neutral outcome of a case. A good way of looking at it; if we didn't have such exemptions it'd mean we could SAR our opposition in a legal case to find out their attack/defence before trial so the exemption allows "sensitive or relevant arbitrary info" to be exempt.

Sorry mate. That's what I'd do so that's what they'll probably do.

[helmsman]

Re: Helmsman UE Diary

As per pm

It's weird mate but as the FOS is an arbitrary service they'd plead exemption to DPA s.7 based on it being sensitive to the neutral outcome of a case. A good way of looking at it; if we didn't have such exemptions it'd mean we could SAR our opposition in a legal case to find out their attack/defence before trial so the exemption allows "sensitive or relevant arbitrary info" to be exempt.

Sorry mate. That's what I'd do so that's what they'll probably do.

Hi Niddy,
Many thanks for quick reply no worries then I will just hope they found in our favour, the fact they hace given the bank 2 weeks to reply I thought sounded hopeful.
All The best

[helmsman]

Re: Helmsman UE Diary

Hi Niddy & I2D
Letter 7/4/12 ARC europe ltd pay up or further action will be taken, Shall I ignore and await next threat or fire off you have no CCA. confirmed by mnba.

Hi Niddy I2D,
Well would you believe it the have left a message on the answer machine to contact them how the f$k did they get the phone number X directory since starting UE journey and have had no calls for 17 months. Will not be returning the call though.

[Never-In-Doubt]

Re: Helmsman UE Diary

Bastards. Ignore it. Lol