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  • #61
    Re: Marlings UE diary

    Originally posted by marling View Post
    maybe i didnt explain myself well enough previoulsy, apologies.
    DLC are dealing with three seperate accounts of mine should i send all three cca requests in one envelope or three seperate envelopes ?
    cheers marling
    Send 3 seperate cca requests... ie 3 seperate envelopes
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • #62
      Re: Marlings UE diary

      Always remember - one request per envelope. Thats the way to deal with it.....
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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      • #63
        Re: Marlings UE diary

        7 cca requests sent yesterday, other 2 will go weekend.
        stopping all payments at present bar ccj

        Comment


        • #64
          Re: Marlings UE diary

          Nice one. Keep us updated
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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          • #65
            Re: Marlings UE diary

            Just to add my experience with these companies. I get letters from the same lender and they originate from three different departments and they all say three different things. Therefore you always must send requests in separate envelopes because these idiots will never deal with multiple requests as they cannot deal with a single request.
            Some days you're the pigeon, some days you're the statue. I currently spend too many days as the statue......but thanks to this site not as many as I used to!

            sigpic

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            • #66
              Re: Marlings UE diary

              Originally posted by Never-In-Doubt View Post
              Send off for a CCA Request
              8/9/11 moorcroft reply
              requested documents from their clients. can i provide information i will be relying on if dispute in court.
              Last edited by AAD-LinkEditor; 10 January 2012, 08:33.

              Comment


              • #67
                Re: Marlings UE diary

                Originally posted by marling View Post
                (3) Amex credit card

                start : not sure / pre 2007
                bal : £5000
                last full : may 2008
                present : not paying
                status : cancellation (have letter)
                dca : moorcroft

                2008
                july rma - referred
                sept rma - 50% settlement
                2010
                jan rma - collection
                feb rma - removal threat
                apr rma - removal threat
                dec rma - bankruptcy threat
                2011
                jan rma - bankruptcy threat
                feb moorcroft - intend litigation
                apr moorcroft - intended litigation
                may morrcroft - discount offer
                1/9/11 cca request sent
                8/9/11 moorcroft reply
                requested documents from their clients. can i provide information i will be relying on if dispute in court.

                Comment


                • #68
                  Re: Marlings UE diary

                  Originally posted by marling View Post
                  (2) Lloyds credit card
                  started off as an easymoney card then taken over by lloyds.

                  start : not sure / pre 2007
                  bal : £6000
                  last full : may 2008
                  present : £5 door colection
                  status : default(have letter)
                  dca : moorcroft

                  2008
                  oct sechiari clark mitchell - court proceedings
                  dec mha collections - referred
                  2010
                  mar wescot - instructed
                  apr wescot - final notice
                  apr wescot - 50% discount
                  oct hl legal collect - instructed by apex credit
                  2011
                  apr midas credit - litigation / part of moocroft
                  1/9/11 cca request sent
                  8/9/11 moorcroft reply.
                  credit agreements must be hand signed, make £1 po payable to lloyds not moorcroft, sae supplied.

                  Comment


                  • #69
                    Re: Marlings UE diary

                    Originally posted by marling View Post
                    (10) Barclays current account

                    start : 1980's
                    bal : £1600 overdrawn
                    last full : may 2008
                    present : £1 online payment
                    status : unsure
                    dca : credit solutions

                    2008
                    aug barclays - termination notice
                    2010
                    april consumer finance collect - outstanding
                    mar cdcs - final notice
                    june credit solutions - legal/doorstep threat
                    june power2contact - visit threat
                    june credit solutions - save offer
                    july credit solutions - notice legal proceed
                    2011
                    aug credit solutions - legal action
                    5/9/11 power2contact
                    visit threat

                    Comment


                    • #70
                      Re: Marlings UE diary

                      Originally posted by marling View Post
                      (5) Mint credit card

                      start : not sure / pre 2007
                      bal : £3000
                      last full : may 2008
                      present : £5 online payment
                      status : default(have letter)
                      dca : scotcall

                      2009
                      dec mint - dca threat
                      2010
                      feb wescot - referred
                      mar wescot - final notice
                      mar nelson guest solic - instructed by westcot
                      apr westcot - visit threat
                      apr credit security ltd - demand fro wescot
                      aug fredrickson - immediate payment
                      aug fredrickson - letter before action
                      sept bryan carter - proceedings letter
                      oct bryan carter - final notice
                      2011
                      feb regal credit - notice
                      mar regal cedit - 7 day notice
                      may scotcall - doorstep threat
                      june scotcall - i agree £5pm via online
                      1/9/11 cca request sent
                      2/9/11 scotcall reply.
                      not dealing with any longer re-send to regal credit

                      Comment


                      • #71
                        Re: Marlings UE diary

                        Originally posted by marling View Post
                        8/9/11 moorcroft reply
                        requested documents from their clients. can i provide information i will be relying on if dispute in court.
                        Just ignore for now
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment


                        • #72
                          Re: Marlings UE diary

                          Originally posted by marling View Post
                          (8) Northern rock loan

                          start : 2/1/2007 is this ok ?
                          bal : £5800
                          last full : may 2008
                          present : not paying
                          status : unsure of situ
                          dca : nram

                          2008
                          july n rock - request state of affairs
                          july n rock - rec cccs letter
                          dec n rock - failed to maintain agreement
                          2009
                          may n rock - taking steps to default
                          july n rock - statement - with bad debt write off on it - £5.755.93 **** ?
                          2010
                          jan n rock - failed to pay
                          may n rock - statement - full amount again
                          apr allied int credit - calling card
                          june aic - 50% offer
                          2011
                          jan aic - final notice
                          mar aic - 50% offer
                          apr aic - offer
                          5/9/11 aic reply.
                          no longer dealing with, re send to north rock.

                          Comment


                          • #73
                            Re: Marlings UE diary

                            Originally posted by marling View Post
                            8/9/11 moorcroft reply
                            requested documents from their clients. can i provide information i will be relying on if dispute in court.
                            Same just ignore
                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment


                            • #74
                              Re: Marlings UE diary

                              Originally posted by marling View Post
                              8/9/11 moorcroft reply.
                              credit agreements must be hand signed, make £1 po payable to lloyds not moorcroft, sae supplied.
                              Send this >CCA Request - Demand of Signature by Creditor
                              Last edited by AAD-LinkEditor; 10 January 2012, 08:36.
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment


                              • #75
                                Re: Marlings UE diary

                                Originally posted by marling View Post
                                5/9/11 power2contact
                                visit threat
                                Send this > Harassment & Threat of Doorstep-Visit
                                Last edited by AAD-LinkEditor; 10 January 2012, 08:38.
                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                                Comment

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