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  • Re: nanna58 UE Diary

    Wondering if they have woken up first statement of acc and not heard from them since sept 2013.
    if you do it today and you like it you can always do it again tomorrow


    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • Re: nanna58 UE Diary

      They have to produce an annual statement it seems now
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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      • Re: nanna58 UE Diary

        Originally posted by nanna58 View Post
        Wondering if they have woken up first statement of acc and not heard from them since sept 2013.
        In line with CCA1974 they must issue annual statements - it seems they're being compliant

        No action necessary
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        • Re: nanna58 UE Diary

          Originally posted by The Tech Clerk View Post
          They have to produce an annual statement it seems now
          Correct - as Cloggy posted recently....

          Originally posted by CleverClogs;
          s78 (4) : --> http://www.legislation.gov.uk/ukpga/1974/39/section/78

          Section 86C (2) - link - imposes a duty to give a notice of sums in arrears, while 86D - link - sets out the consequences of failure to send such a notice.
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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          • Re: nanna58 UE Diary

            Ahhh aren't they good bless (sick bag)
            if you do it today and you like it you can always do it again tomorrow


            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • Re: nanna58 UE Diary

              Originally posted by nanna58 View Post
              Ahhh aren't they good bless (sick bag)
              "If wishes were horses, beggars would ride"

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              • Re: nanna58 UE Diary

                Nowt to report as yet
                if you do it today and you like it you can always do it again tomorrow


                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                • Re: nanna58 UE Diary

                  Bump
                  if you do it today and you like it you can always do it again tomorrow


                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                  • Re: nanna58 UE Diary

                    [QUOTE=;3


                    PLEASE BE AWARE : Your account has moved.

                    writing to advise that your account is no linger managed by the DCA who were acting on our behalf.

                    It is important that you continue to make payments to your account (not paying) payments to be made directly to us.

                    The next page is of payment methods etc.

                    Thats all really. xxx[/QUOTE] July 2013

                    Today from cap1 Statement of activity
                    Last edited by nanna58; 17 June 2015, 11:54.
                    if you do it today and you like it you can always do it again tomorrow


                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • Re: nanna58 UE Diary

                      Opening balance 2014
                      Closing balance 2015 .exactly the same

                      I can keep up with the payments or make arrangement to pay.

                      I will just file.

                      This is a continuation of above post ( on tablet and a bit strange at times sorry)
                      if you do it today and you like it you can always do it again tomorrow


                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • Re: nanna58 UE Diary

                        good plan Nanna, they have to send out statements, i would just file it away in your copious filing bundle

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                        • Re: nanna58 UE Diary

                          I got one of the "your account has moved" Letters a couple of years ago, not heard a thing since, *touch wood, touch wood*
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                          • Re: nanna58 UE Diary

                            Originally posted by nanna58 View Post
                            RE CAP ONE

                            cca requestcontact y 2012
                            Recon recieved no signature (also said they do not keep original docs only sigs)

                            2 Aug to Cap one missing pts sent plus didpute to Freds

                            22 Aug post 333 from Cap one

                            27 Aug UE cca recieved sent off to Cap one

                            From Cap one refering to Freds

                            Dispute sent to Freds 19 9 2012

                            17 nov from Fredds account on hold and refered back to Cap One

                            23 nov FRom Freds account on hold till 13.12 .2012

                            Sent to Freds 6.12.2012 copy of missing PTs as sent off to Cap one previously

                            8.12.2012 LBA from Freds

                            Sent back LBA Threat o gram

                            from FREDS TODAY

                            We write further to your letter dated 5 dec 2012 the content of which has been refered to our client for their instructions.

                            our client confirms that final responses were issued to you on 14 August and 12 September 2012 advising that they have fully complied with the requirments of section 78 of the consumer credit agreement act 1974. and your agreement remains enforceable. Please find enclosed further copies for your records.

                            We trust the above clarifies this matter and we look forward to hearing from you with your payment proposals by 4 January 2012 . please note should we not hear from you by this date collection activity may resume.

                            I forgot to include the final responses above for 14 aug and12 sept so i now have 2 copies

                            cannot shake Freds off persistant buggars xx



                            Cap 1 letter account sold to Cabot they will contact me I am to deal with them .Will wait till they right.xx
                            if you do it today and you like it you can always do it again tomorrow


                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                            • Re: nanna58 UE Diary

                              Originally posted by nanna58 View Post
                              Cap 1 letter account sold to Cabot they will contact me I am to deal with them .Will wait till they right.xx
                              Sounds like a plan to me. Recently had 2x accounts sold to Cabot ( Not Cap 1) and waited for their third letter before responding....Heard nothing since
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                              • Re: nanna58 UE Diary

                                Cabot are sitting on three of my accounts nanna, one of them being Cap One. After the initial demands and flexing of muscles they have backed off for the last year or more. Not that I'm being complacent, I'm sure my name will come back to the top of the pile for more demands from them in due course ...

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