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  • Re: spent2much UE diary

    Originally posted by Spent2much View Post



    AAAAAhhhhhh!!!!!!!!!!!!! not being funny, I know how you must be feeling, but patience are a virtue ( hark at me the worst for waiting), he will respond soon, okay?
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • Re: spent2much UE diary

      ok thank you
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      Comment


      • Re: spent2much UE diary

        There's really no rush Spent2much...but I understand your wanting to know if it's UE or not.

        Niddy'll get back to you when he's looked at it. Did you put your user name in the subject line?
        Let your smile change the world but don't let the world change your smile


        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • Re: spent2much UE diary

          Originally posted by Pixie View Post
          There's really no rush Spent2much...but I understand your wanting to know if it's UE or not.

          Niddy'll get back to you when he's looked at it. Did you put your user name in the subject line?
          No i never i will send it again with my username
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          Comment


          • Re: spent2much UE diary

            You have to put your username in the subject line or he won't know who you are!

            Have a quick read of User Guide - Sending your Agreement to Niddy - allaboutFORUMS
            Let your smile change the world but don't let the world change your smile


            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

            Comment


            • Re: spent2much UE diary

              Originally posted by Spent2much View Post
              niddy says until they comply this is
              Sent cca to niddy and he says UE NIDDY
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              Comment


              • Re: spent2much UE diary

                Missing PT's template to be sent for both yours & hubby's
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                • Re: spent2much UE diary

                  Originally posted by Never-In-Doubt View Post
                  Missing PT's template to be sent for both yours & hubby's
                  thank you niddy will do

                  Just to add , Halifax said they won't be corrosponding with me now and basically consider the matter closed .
                  Last edited by Spent2much; 11 August 2012, 21:52.
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                  • Re: spent2much UE diary

                    Originally posted by Spent2much View Post
                    Sent cca to niddy and he says UE NIDDY
                    O.K. Now? hhoooorrrraaaayyy
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment


                    • Re: spent2much UE diary

                      Originally posted by GANGSHIELD View Post
                      O.K. Now? hhoooorrrraaaayyy

                      i am indeed , i will get a good nights sleep tonight
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                      • Re: spent2much UE diary

                        I have just printed the missing PT's template out for both our Halifax accounts ready to send tomorrow
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                        • Re: spent2much UE diary

                          Originally posted by Spent2much View Post
                          24/7/2012

                          letter recieved from Capquest.
                          Dear spent2much,
                          Blah Blah Blah.
                          We refer to our recent letter and regret that we have still been unable to obtain all the documents you requested from the original creditor. However please find attached some statements for your information.

                          We aknowledge that until we are able to provide copies of the documents to you , your account is unenforceable. That does not mean that the debt has ceased to exist and it is proper for us to continue to report the default on the account to the credit reference agencies. We may also write to you to provide information as the the state of your account.

                          If we are provided witht the relevant documentation at a future date, we will send copies to you. At this point the debt will again become enforceable . We will then require your proposals for repayment , by installments that you are able to maintain that we will seek to agree with you. If at that point you are not willing to make payment or an arrangement we will consider enforecement.



                          do i need to send anything to these now its unenforceable or do i just wait to see what they do next ?
                          updated
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                          • Re: spent2much UE diary

                            Originally posted by Spent2much View Post
                            niddy says
                            does this need anything sending or do i just wait also see what they do next ?
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                            • Re: spent2much UE diary

                              Originally posted by Spent2much View Post
                              niddy says
                              Same question, does this need anything sending or do i wait also ? thanks
                              _______________________________________



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                              • Re: spent2much UE diary

                                Originally posted by Spent2much View Post
                                updated
                                Keep that letter safe with the envelope, home and dry

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