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  • Re: spent2much UE diary

    Originally posted by Flowerpower
    Awwww, how sweet of them!

    If it was me, I'd just file under 'B'.

    so it is safe assume this account is without a doubt
    _______________________________________



    Comment


    • Re: spent2much UE diary

      Originally posted by stuff the banks View Post
      Hi STM,
      Shop direct have used the same response to us,a standard response letter from them......
      We ignored and waited for more of the same....

      nice one and to think they were trying to firstly threaten me and then say they are sympathetic , i think there is a mispelling and they meant to say ' we are pathetic'
      Last edited by Spent2much; 21 August 2012, 16:30.
      _______________________________________



      Comment


      • Re: spent2much UE diary

        Originally posted by Spent2much View Post
        nice one and to think they were trying to firstly threaten me and then say they are sympathetic , i think there is a mispelling and they meant to say ' we are pathetic'
        Let your smile change the world but don't let the world change your smile


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        • Re: spent2much UE diary

          Originally posted by Spent2much View Post
          • Type of account (overdraft with lloydstsb) mine
          • Date commenced (2005)
          • Approx balance.( £644.67
          • Date last paid (22/06/2012)
          • Are you on arrangement or not paying (stopping dmp )
          • Status (default/letter recieved today, )
          • Account owner (iQor on behalf of their client )
          received this today 22/08/2012
          iqor solicitors.jpg (105.5 KB)
          Attached Files
          _______________________________________



          Comment


          • Re: spent2much UE diary

            Quote:
            Originally Posted by Spent2much
            • Type of account (overdraft with lloydstsb) mine
            • Date commenced (2005)
            • Approx balance.( £644.67
            • Date last paid (22/06/2012)
            • Are you on arrangement or not paying (stopping dmp )
            • Status (default/letter recieved today, )
            • Account owner (iQor on behalf of their client)



            received this today 22/08/2012
            iqor solicitors.jpg (105.5 KB)

            I must have been so stressed with my situation that i forgot to post about a letter i received 30/07/2012
            from gpb solicitors saying they want full payment or proposals if not received legal proceedings are likely .
            _______________________________________



            Comment


            • Re: spent2much UE diary

              Originally posted by Spent2much View Post
              Quote:
              Originally Posted by Spent2much
              • Type of account (overdraft with lloydstsb) mine
              • Date commenced (2005)
              • Approx balance.( £644.67
              • Date last paid (22/06/2012)
              • Are you on arrangement or not paying (stopping dmp )
              • Status (default/letter recieved today, )
              • Account owner (iQor on behalf of their client)



              received this today 22/08/2012
              iqor solicitors.jpg (105.5 KB)

              I must have been so stressed with my situation that i forgot to post about a letter i received 30/07/2012
              from gpb solicitors saying they want full payment or proposals if not received legal proceedings are likely .
              You have sent the request to Morecroft for the OD.

              I cannot see a response from Morecroft.

              I would send the solicitors a copy of that letter stating that they have not replied.

              If they have responded, send the second letter from here: allaboutFORUMS - View Single Post - Overdrafts - CCA Information

              Comment


              • Re: spent2much UE diary

                Originally posted by vint1954 View Post
                You have sent the request to Morecroft for the OD.

                I cannot see a response from Morecroft.

                I would send the solicitors a copy of that letter stating that they have not replied.

                If they have responded, send the second letter from here: allaboutFORUMS - View Single Post - Overdrafts - CCA Information
                no this is the account with with iqor , i told you it would get confusing with all our overdrafts The account of my husbands is with moorcroft and they refused the £1 which i then sent back and still waiting for a reply .

                • Type of account (overdraft with lloydstsb)

                • Date commenced (2005)

                • Approx balance.( £644.67

                • Date last paid (22/06/2012)

                • Are you on arrangement or not paying (stopping dmp )

                • Status (default/letter recieved today, )

                • Account owner (iQor on behalf of their client )

                [/QUOTE]
                sent off an overdraft cca request 9th JULY 2012 , not received anything back just solicitors letters .
                30/07/2012 date of letter , Received 1/8/2012 a letter today from iquor telling me Lloydtsb have passed my debt onto them with instructions to recover the outstanding balance in full . If i do not take action to resolve theis immediately , we may commence legal action , threats of judgment and they may instruct a doorstep collector to visit my home to discuss my financial circumstances and agree terms of repayment. phone number to ring them.

                This account is mine with iqor, my husbands is with moorcroft who returned the postal oder after requesting £1 , which i then sent back and still wiating for a reply.

                This account recieved a reply to my request for the overdraft cca on the 1st August 2012 from their solicitors , i then received another letter from gpb solicitors yesterday 22/8/2012 threatening legal action .

                I think i am doing my diaries wrong because when i quote to update it loses some of the previous diary, but this account is not my husbands this one is mine
                Last edited by Spent2much; 23 August 2012, 11:09. Reason: because i am extremely stressed and extremely confused and keep missing words and information out .
                _______________________________________



                Comment


                • Re: spent2much UE diary

                  Thanks s2m, it was late when I was looking back over the thread.

                  Can you please update post 312 with the letters that you have already sent for this account.

                  Thanks

                  Vint.

                  Comment


                  • Re: spent2much UE diary

                    Originally posted by vint1954 View Post
                    Thanks s2m, it was late when I was looking back over the thread.

                    Can you please update post 312 with the letters that you have already sent for this account.

                    Thanks

                    Vint.
                    i updated post 312 it now has date when i sent for the od cca . thanks
                    _______________________________________



                    Comment


                    • Re: spent2much UE diary

                      Ok,

                      Send off the second letter to Iqor on the attached link.

                      allaboutFORUMS - View Single Post - Overdrafts - CCA Information

                      In the first line you might want to say:

                      I refer to previous correspondence sent to xxxxxxxxx dated xxxxxxxxxxx and in particular my request

                      But don't change anything else in that letter.
                      Last edited by vint1954; 23 August 2012, 11:42.

                      Comment


                      • Re: spent2much UE diary

                        Originally posted by vint1954 View Post
                        Ok,

                        Send off the second letter to Iqor on the attached link.

                        allaboutFORUMS - View Single Post - Overdrafts - CCA Information

                        In the first line you might want to say:

                        I refer to previous correspondence sent to xxxxxxxxx dated xxxxxxxxxxx and in particular my request

                        But don't change anything else in that letter.
                        Originally posted by vint1954 View Post
                        Ok,

                        Send off the second letter to Iqor on the attached link.

                        allaboutFORUMS - View Single Post - Overdrafts - CCA Information

                        In the first line you might want to say:

                        I refer to previous correspondence sent to xxxxxxxxx dated xxxxxxxxxxx and in particular my request

                        But don't change anything else in that letter.
                        Just printed this letter out, do i send this to Iqor or their solicitors who sent the threatogram ?
                        sending this tomorrow so need to know please .
                        _______________________________________



                        Comment


                        • Re: spent2much UE diary

                          Originally posted by Flowerpower
                          Didn't Vint suggest sending it to Iqor as above?
                          yep your correct i just am not with it lately with everything else that's going on around me
                          _______________________________________



                          Comment


                          • Re: spent2much UE diary

                            It would'nt hurt to copy the solicitors in if you want to.

                            Comment


                            • Re: spent2much UE diary

                              Originally posted by vint1954 View Post
                              It would'nt hurt to copy the solicitors in if you want to.
                              You mean send a photocopy to iqor of the solicitors letter ?
                              _______________________________________



                              Comment


                              • Re: spent2much UE diary

                                Well you could send a copy of the solicitors letter to Iqor and you can copy your letter to Iqor to the solicitors.

                                You only need to send to Iqor but as a belt and bracers job........

                                Comment

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