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  • Re: spent2much UE diary

    Originally posted by Spent2much View Post
    this is the letter recieved along with the cca

    122.9 KB


    As suspected a Reconstruction CCA not an actual copy of original only what it might of looked like, usual farce for £1.00.
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • Re: spent2much UE diary

      Originally posted by GANGSHIELD View Post
      As suspected a Reconstruction CCA not an actual copy of original only what it might of looked like, usual farce for £1.00.
      The threat also warning us abou the Ministry of Justice and CAB about writing off debts .
      Am i right in thinking they don't have the agreement ?
      _______________________________________



      Comment


      • Re: spent2much UE diary

        Originally posted by Spent2much View Post
        The threat also warning us abou the Ministry of Justice and CAB about writing off debts .
        Am i right in thinking they don't have the agreement ?
        They are referring to claims companies that they suspect you probabl;y are using,..
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • Re: spent2much UE diary

          see what Niddy comes up with.
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • Re: spent2much UE diary

            Originally posted by GANGSHIELD View Post
            see what Niddy comes up with.
            The thing is the pages which say its the cca , start with my previous address and then loads of terms and conditions, then there is another one with my address now , its confusing me what i should sent, i haven't sent anything yet , unless i send the lot and whatever he decides is not needed just to ignore ??
            _______________________________________



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            • Re: spent2much UE diary

              just wait a minute see if I find old one of O.Hs to show you what it may look like.
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • Re: spent2much UE diary

                Originally posted by Spent2much View Post
                The thing is the pages which say its the cca , start with my previous address and then loads of terms and conditions, then there is another one with my address now , its confusing me what i should sent, i haven't sent anything yet , unless i send the lot and whatever he decides is not needed just to ignore ??
                Here you are:-
                Attached Files
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                • Re: spent2much UE diary

                  Originally posted by GANGSHIELD View Post
                  just wait a minute see if I find old one of O.Hs to show you what it may look like.
                  thanks, thats a good idea cos i really dont know what i am looking for .
                  _______________________________________



                  Comment


                  • Re: spent2much UE diary

                    Originally posted by GANGSHIELD View Post
                    Here you are:-

                    nothing like that , there is no date no signiture nothing , its just basically about 8 peices of paper .
                    _______________________________________



                    Comment


                    • Re: spent2much UE diary

                      Originally posted by Spent2much View Post
                      nothing like that , there is no date no signiture nothing , its just basically about 8 peices of paper .
                      They are trying to fob you off with T&Cs over the period maybe, you said you sent your O.Hs CCA1974 to Niddy, was a CCA1974 in the form of above or similair?, if you have not got anything that looks like above , they may not haver one and are bluffing you?

                      also what you received is it as a result of a CCA1974 request under section 77/78/79 with a £1.00 enclosed? or £10.00 DSAR request. I ask as it saves me reading the whole Thread from the beginning.
                      Last edited by The Tech Clerk; 23 July 2012, 15:36.
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                      Comment


                      • Re: spent2much UE diary

                        Originally posted by GANGSHIELD View Post
                        They are trying to fob you off with T&Cs over the period maybe, you said you sent your O.Hs CCA1974 to Niddy, was a CCA1974 in the form of above or similair?, if you have not got anything that looks like above , they may not haver one and are bluffing you?

                        also what you received is it as a result of a CCA1974 request under section 77/78/79 with a £1.00 enclosed? or £10.00 DSAR request. I ask as it saves me reading the whole Thread from the beginning.
                        i never sent anything to niddy yet .I simply don't know what to send, its nothing like the above .Sent £1 cca request not sar request
                        Last edited by Spent2much; 23 July 2012, 15:57.
                        _______________________________________



                        Comment


                        • Re: spent2much UE diary

                          Originally posted by Spent2much View Post
                          i never sent anything to niddy yet .I simply don't know what to send, its nothing like the above .


                          o.k. will ask Niddy for his comments to the thread, see what he says about the situation.
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                          • Re: spent2much UE diary

                            Originally posted by GANGSHIELD View Post
                            o.k. will ask Niddy for his comments to the thread, see what he says about the situation.

                            Have asked Niddy to look over thread for you.
                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                            • Re: spent2much UE diary

                              Originally posted by GANGSHIELD View Post
                              Have asked Niddy to look over thread for you.
                              thankyou
                              _______________________________________



                              Comment


                              • Re: spent2much UE diary

                                Spent

                                have you sent what you received to Niddy?

                                you need to send the front page, if there are loads of t&cs don't bother with them yet unless Niddy asks for them.

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