Riberaclass UE Diary

[billypre]

Re: Riberaclass UE Diary

Brilliant Riber - thats a great start to your day !!

[nanna58]

Re: Riberaclass UE Diary

wow that deserves a barrel of falling down water !!!!!

[Deepie]

Re: Riberaclass UE Diary

well done riberaclass good work

[Oct Revolution]

Re: Riberaclass UE Diary

Thats great news - well done.

[Riberaclass]

Re: Riberaclass UE Diary

THANKS EVERYONE!!

Isn't it great when something goes well - a change from all the c***p we usually get - gives me the heart to carry on. XXXX (For Nid) lol

[rhinoman]

Re: Riberaclass UE Diary

THANKS EVERYONE!!

Isn't it great when something goes well - a change from all the c***p we usually get - gives me the heart to carry on. XXXX (For Nid) lol

Well done what great news Riberaclass let's hope that we all get some good news soon and we can share the wonderful feeling one gets when things go right !.
Regards
Rhinoman

[MustGetStraigh]

Re: Riberaclass UE Diary

Fantastic, that's a brilliant result!!

[Never-In-Doubt]

Re: Riberaclass UE Diary

XXXX (For Nid) lol

aaaaw thanks

[Riberaclass]

Re: Riberaclass UE Diary

Lloyds CC no 1

Received monthly statement ' your a/c is seriously overdue & we have instructed DCA'
Ignore??

Thanks RL

[Riberaclass]

Re: Riberaclass UE Diary

LLOYDS Overdrafts

Received letter from SCM with various threats but only for A/C no 2. Response?

Thanks RL

[Riberaclass]

Re: Riberaclass UE Diary

Lloyds Overdrafts

Realise Nid's very busy so anyone know what letter I send to Sols re above?
Many thanks RL

[Never-In-Doubt]

Re: Riberaclass UE Diary

Lloyds CC no 1

Received monthly statement ' your a/c is seriously overdue & we have instructed DCA'
Ignore??

Thanks RL

Yep just ignore for the moment.

LLOYDS Overdrafts

Received letter from SCM with various threats but only for A/C no 2. Response?

Thanks RL

Its an overdraft you you have to blag these as they are CCA(1974) exempt....... I'd just ignore for the moment.

[Never-In-Doubt]

Re: Riberaclass UE Diary

Lloyds Overdrafts

Realise Nid's very busy so anyone know what letter I send to Sols re above?
Many thanks RL

Nothing!

[Riberaclass]

Re: Riberaclass UE Diary

Thanks Nidd - sorry to harrass you!!
RL

[Never-In-Doubt]

Re: Riberaclass UE Diary

Thanks Nidd - sorry to harrass you!!
RL

No harassment lol, if you did i'd be sending you this!

The OFT guidance clearly states what is and what is not acceptable. To reiterate, the OFT practices that I deem you to be continually breaching, amoungs others, include;

The unfair practices, carried out by you and your authorised agents are as follows:

2.2

f. Contacting debtors at unreasonable times
g. Ignoring or disregarding debtors' legitimate wishes in respect of when and where to contact them, for example, shift workers who ask not to be telephoned during certain times of the day

2.4

b. Falsely implying or stating that action can or will be taken when it legally cannot
e. Falsely implying or stating that failure to pay a debt is a criminal offence or that criminal proceedings will be brought

2.6

a. Contacting debtors at unreasonable times and at unreasonable intervals
c. Using more than one debt collection business at the same time resulting in repetitive and/or frequent contact by different parties
d. Not ensuring that an adequate history of the debt is passed on as appropriate resulting in repetitive and/or frequent contact by different parties
e. Not informing the debtor when their case has been passed on to a different debt collector
f. Pressurising debtors to pay in full, in unreasonably large instalments, or to increase payments when they are unable to do so
g. Making threatening statements or gestures
h. Ignoring and /or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment

2.8

i. Failing to investigate and/or provide details as appropriate, when a debt is queried or disputed, possibly resulting in debtors being wrongly pursued
k. Not ceasing collection activity whilst investigating a reasonably queried or disputed debt

As you can clearly see from the above list, it is not one single thing you've messed up on here, it is a whole host of things. I have only bothered to quote the OFT Guidance - imagine when I start on the CCA1974 breaches & the Protection from Harassment Act breaches? Do you still think that you have the right to annoy me at your free-will? I certainly do not and fortunately for me, current UK law agrees.