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  • #1

    Copy of CCA from DCA

    After sending the ''in dispute'' letter from here, some months ago, I've received a letter and copy of an application form purporting to be a CCA from Lowells regarding a Barclaycard account.
    My signature and some personal details are on the application, but not much else. Is it now a good time to use CPUTR and ask them if they hold the original CCA, or is there a better path I should follow.

    Rgds
    Seamus
    Tags: account, application form, barclaycard, bonus, cca, dca, debt, details, letter, lowells, mat, missing, offers, pay, personal, personal details, prescribed terms, signature, templates, unenforceability
  • #2
    Re: Copy of CCA from DCA

    Originally posted by Seamus View Post
    After sending the ''in dispute'' letter from here, some months ago, I've received a letter and copy of an application form purporting to be a CCA from Lowells regarding a Barclaycard account.
    My signature and some personal details are on the application, but not much else. Is it now a good time to use CPUTR and ask them if they hold the original CCA, or is there a better path I should follow.

    Rgds
    Seamus
    I would send this if it were me --------> CCA Query - Missing Prescribed Terms
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #3
      Re: Copy of CCA from DCA

      Originally posted by in 2 deep View Post
      I would send this if it were me --------> CCA Query - Missing Prescribed Terms
      Thankyou very much, didn't know about that one!

      Seamus

      Comment

      • #4
        Re: Copy of CCA from DCA

        Barcs sent me a reply to my CPUTR saying they had nothing more to say on the matter, but refered me to my CCA request reply, that they had'nt sent
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment

        • #5
          Re: Copy of CCA from DCA

          As a bonus, I've just received a letter for another account from Aktiv Kapital with big headlines stating: ''Tell Us What You Want to Pay'' ''Make us an offer''.....all reasonable offers will be considered.
          Sounds pretty desperate to me, they can't be too confident in the paperwork they hold, can they?

          S

          Comment

          • #6
            Re: Copy of CCA from DCA

            Originally posted by Seamus View Post
            As a bonus, I've just received a letter for another account from Aktiv Kapital with big headlines stating: ''Tell Us What You Want to Pay'' ''Make us an offer''.....all reasonable offers will be considered.
            Sounds pretty desperate to me, they can't be too confident in the paperwork they hold, can they?

            S
            O.Hs was 50% so far from A.K.
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

            Comment

            • #7
              Re: Copy of CCA from DCA

              Originally posted by Flowerpower
              Given this is Aktive Crapital £0.00 would be a reasonable offer!
              Strangely enough that is my offer!

              S

              Comment

              • #8
                Re: Copy of CCA from DCA

                Originally posted by Flowerpower
                Given this is Aktive Crapital £0.00 would be a reasonable offer!
                PSML
                When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

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