dont know what to do

[roxy11]

Hi everyone I hope I can get help on this situation. My parents have recently both lost their jobs and are now living from Pension credit as my mum is receiving state pension. The issue is that they both have credit cards and are unable to claim on ppi for these so have a lot of debts now which they can no longer afford to pay each month. We have done out the cccs plan which shows they would only be able to pay back £1 per month to each credit/store card. Since then my mum has contacted a debt management plan agency who are slow at coming back with information and dont seem to be doing much to help, they have only sent out the paperwork to sign after 4 weeks and numerous phone calls so nothing has been signed with them as yet, the reason for going down the DMP route was my parents dont feel like they could cope managing all the stress with the creditior and the harrasement. Can anyone please give any advise or recommend a DMP company who would deal with the creditiors for my parents as I am willing to help out with the fees if they can find someone who will really help.

Sorry its so long and any advise or suggestions will be appreciated

[Pixie]

Re: dont know what to do

I know that Niddy has answered your question about Debt Management Companies on your other thread Debt management companys - allaboutFORUMS

Do you think that your parents would be up to dealing with unenforceability with your, and our, help? We have members here who are in their 60s/pensioners and are taking the UE route.