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Wishfull's santander reclaim
after reading salt and vinigars recliam post i got my statements out and had a quick shifty thru them i was being hit for 3 or 4 hundred a month,in charges etc so i am gonna bang a claim in gonna take a calculator with me to work this week and try and add them all up,just means i will have to leave the french red and kia royals alone for a couple of nights
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Last edited by Wishfull; 30 October 2011, 22:06.at the start of this journey i owed
£52000.00 UNSECURED £5000.00 SECURED
£0000.00 secured debt as of 17/12/2010 fingers crossed
on 14/07/2012 i now have £32.000 unsecured and £15.000 unenforceable [thanks to niddy and aad ]
as of 17/03/13 its now £26K AND £15K UE
ITS COMING DOWN SLOWLY WHILE STILL ENJOYING MY LIFE -
Re: wishfullthinking santander reclaim
Is this one you're seeking ue on? If so don't reclaim just yet....I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk -
Re: wishfullthinking santander reclaim
bloody lightning fast responce no its my overdraft with santanderLast edited by Wishfull; 30 October 2011, 22:11.at the start of this journey i owed
£52000.00 UNSECURED £5000.00 SECURED
£0000.00 secured debt as of 17/12/2010 fingers crossed
on 14/07/2012 i now have £32.000 unsecured and £15.000 unenforceable [thanks to niddy and aad ]
as of 17/03/13 its now £26K AND £15K UE
ITS COMING DOWN SLOWLY WHILE STILL ENJOYING MY LIFEComment
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Re: wishfullthinking santander reclaim
Ok go for it. Over to the experts....
* niddy shouts Di30*I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: wishfullthinking santander reclaim
LOL cheers Niddy.
Okay now where are we with this?
Have you started a thread for a PPI reclaim?
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Re: wishfullthinking santander reclaim
Give us a yell when your ready. xComment
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Re: wishfullthinking santander reclaim
Good luck wishful
You may stand a good chance - the rough guidance is that anyone paying over £500 in a year in charges is likely to be in financial hardship. If you were paying a couple of hundred pounds a month then this is likely to strengthen your case.
Can't say its likely that Santander will bend over, you will lhave to go to the FOS but don't ask don't get!
Best
SnV"I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."
The consumer is that sleeping giant.!!
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Re: wishfullthinking santander reclaim
i aint very good at this can 1 post on here my last statement with all personal info left out and someone tell me if its worth pursueing pleaseat the start of this journey i owed
£52000.00 UNSECURED £5000.00 SECURED
£0000.00 secured debt as of 17/12/2010 fingers crossed
on 14/07/2012 i now have £32.000 unsecured and £15.000 unenforceable [thanks to niddy and aad ]
as of 17/03/13 its now £26K AND £15K UE
ITS COMING DOWN SLOWLY WHILE STILL ENJOYING MY LIFEComment
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Wishfull's santander reclaim
Hi
So this the charges in regards of your overdraft.
First of all do you know if your paying for insurance in the overdraft, some have made reclaims on insurance on an overdraft if they did not realise it was there, so if this applies to you as well, this can be dealt as a separate matter to the charges.
So if your not sure, contact them or call into the local branch, and ask just to be sure first.
I take it that, the statements you have are from a Request of a Subject Access Request (SAR)?
Yes definately worth challenging on charges, also if insurance if added and you did not know it was there.
However, ppi on accounts can add on to the debt if you know what I'm saying.
In regards of the claiming on the charges, and in hardship, what position are you in with them now, if you don't mind me asking? cheers.Last edited by IF; 12 April 2014, 09:16.Comment
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