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I have been given your details from a friend of mine who has been helped here
I was pulled over in Preston on the M6 in 2015 for driving with no insurance on my vehicle. There had been an issue switching the insurance from one car to another as I had scrapped my old car and bought a new one. The insurer at the time admitted the fault and helped me get my car out of the impound. I was then given the fine from the court of over £900 which was very steep as I was not working at the time. I appealed this decision and it was halved to around £460. I agreed a repayment plan with the court at the time and was paying off £5 per week until I could afford more.
In late January this became harder to do as I was fighting an ongoing court battle over custody of my son he was being abused and he was staying with me more and more and as a result my money situation was such that pretty much all of my bills fell by the wayside. I called and explained to the court that I was trying to get more money but had to wait until court was finalised before I could even apply for child benefit or child tax credits and a higher rate of Housing benefit. He was removed from his house with the clothes on his back and a gerbil I had to get every thing for him he wasn't even to this day able to get his favourite teddy. Even with this information, the court passed my account over to their collections agency Marstons Group. I called to speak to Marston's and was informed I had 3/4 weeks to pay the amount including extra costs as they now had control of my account. When I told them I could not afford to pay the debt that quickly, the agent on the phone told me there was nothing else that could be done and I would have to find the money by the date set on the letter.
This morning money finally got put into my account after my son was put into my care full time mid-March. I called the court to try and pay but was told only Marston's can now deal with my account. I then called Marston's only to be informed that my account is now with their collections agent and he will only accept payment in full - Which now includes another charge and is totalling over £700! I tried to plead with them as I am still unemployed but was told that the agent would only accept payment in full or would take goods from my property instead. Obviously I can't be allowing this as I live alone with my son and everything I own is old and not worth much so he would probably take everything from here.
I am able to pay off up to £100 at the moment and then enter into a regular payment scheme with the company as my money has now started but am not able to pay £700 in one go and i have very poor credit rating so cannot even get a loan to help at this time. I've just checked my post box and have received a card saying they have been today to collect and they are coming back and are going to collect again I don't know what to do.
Can you help
I was pulled over in Preston on the M6 in 2015 for driving with no insurance on my vehicle. There had been an issue switching the insurance from one car to another as I had scrapped my old car and bought a new one. The insurer at the time admitted the fault and helped me get my car out of the impound. I was then given the fine from the court of over £900 which was very steep as I was not working at the time. I appealed this decision and it was halved to around £460. I agreed a repayment plan with the court at the time and was paying off £5 per week until I could afford more.
In late January this became harder to do as I was fighting an ongoing court battle over custody of my son he was being abused and he was staying with me more and more and as a result my money situation was such that pretty much all of my bills fell by the wayside. I called and explained to the court that I was trying to get more money but had to wait until court was finalised before I could even apply for child benefit or child tax credits and a higher rate of Housing benefit. He was removed from his house with the clothes on his back and a gerbil I had to get every thing for him he wasn't even to this day able to get his favourite teddy. Even with this information, the court passed my account over to their collections agency Marstons Group. I called to speak to Marston's and was informed I had 3/4 weeks to pay the amount including extra costs as they now had control of my account. When I told them I could not afford to pay the debt that quickly, the agent on the phone told me there was nothing else that could be done and I would have to find the money by the date set on the letter.
This morning money finally got put into my account after my son was put into my care full time mid-March. I called the court to try and pay but was told only Marston's can now deal with my account. I then called Marston's only to be informed that my account is now with their collections agent and he will only accept payment in full - Which now includes another charge and is totalling over £700! I tried to plead with them as I am still unemployed but was told that the agent would only accept payment in full or would take goods from my property instead. Obviously I can't be allowing this as I live alone with my son and everything I own is old and not worth much so he would probably take everything from here.
I am able to pay off up to £100 at the moment and then enter into a regular payment scheme with the company as my money has now started but am not able to pay £700 in one go and i have very poor credit rating so cannot even get a loan to help at this time. I've just checked my post box and have received a card saying they have been today to collect and they are coming back and are going to collect again I don't know what to do.
Can you help
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