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Hi everyone, Ive been contacted again today by dlc with regards to an existing ccj that I am paying to Blackhorse, they keep asking me to to switch over my s/o details to theirs but as Ive received no NOA to date from Blackhorse Ive just ignored them, anyway today they've sent me a letter saying:
"We are very surprised that you have not made payment in accordance with the arrangement we recently agreed, particularly as you are aware of the fact that additional costs will substantially increase the debt if an application is made for enforcement.
In order to try to help you avoid further expense we will hold action for 7 days. We must stress however that if the promised payment is not received within that time we really will not be able to hold up matters any longer.
Firstly I have never made any contact or replied WHAT SO EVER to the correspondance sent out by these people let alone set up any form of arrangement with them and secondly I pay this ccj to BH every month by s/o as per the court ruling at twice the value set by the court, so everything else aside theyre lying in the first instance.
I have scribbled a letter to send to them saying received no NOA, have no idea who your company are and what you have to do with me, that my monthly payments go out by s/o every month and I never miss, and that Ive noticed that the outstanding balance doesnt look right.
I would of thought they would have to formally prove who they are with regards to a ccj by sending me a NOA from the original creditor as they could be anyone.
So I m looking for some advice to enable me to write them a snotty reply stating if the ccj is now theirs and they have bought it that they will have to pass on the relevant paperwork to me before I go any further.
Any advice is appreciated.
Cheers
Dave
"We are very surprised that you have not made payment in accordance with the arrangement we recently agreed, particularly as you are aware of the fact that additional costs will substantially increase the debt if an application is made for enforcement.
In order to try to help you avoid further expense we will hold action for 7 days. We must stress however that if the promised payment is not received within that time we really will not be able to hold up matters any longer.
Firstly I have never made any contact or replied WHAT SO EVER to the correspondance sent out by these people let alone set up any form of arrangement with them and secondly I pay this ccj to BH every month by s/o as per the court ruling at twice the value set by the court, so everything else aside theyre lying in the first instance.
I have scribbled a letter to send to them saying received no NOA, have no idea who your company are and what you have to do with me, that my monthly payments go out by s/o every month and I never miss, and that Ive noticed that the outstanding balance doesnt look right.
I would of thought they would have to formally prove who they are with regards to a ccj by sending me a NOA from the original creditor as they could be anyone.
So I m looking for some advice to enable me to write them a snotty reply stating if the ccj is now theirs and they have bought it that they will have to pass on the relevant paperwork to me before I go any further.
Any advice is appreciated.
Cheers
Dave
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