probable repossession

[BBoo]

Re: probable reposession

I'm with Shelter - get yourselves linked to the proceedings. You should also try to bring out into the open the fact your deposit has not been deposited in a protected scheme as this is against the law. Your landlord is actually committing theft by failing to comply with the law and should be shown to be doing so.

[Deepie]

Re: probable reposession

Hope this can help....

http://england.shelter.org.uk/get_ad...FcMMtAodp3YHmA

[confused76]

Hi guys n gals, i hope someone can help with my problem...

we moved into a rented flat in April 2011, signing a 12 month tenancy agreement.

We received a letter addresses 'to the occupier' a couple of weeks ago stating that NRAM, the landlord's mortgage company, were going to court the first week of January for repossession.

I rang the LL and asked what their intentions were and if they were planning on attending court etc, where does this leave us etc. At first the LL wasn't going to bother going to court but now says he will. They have been underpaying their mortgage since we moved in in April by £200 a month and don't have the funds to catch up on the arrears. I think they just want to let it go now as they are in serious negative equity and stuck with an expensive mortgage.

NRAM don't currently know we are here, they think the LL still lives here, and he is planning on keeping up with this fib in court.

I have spoken to Shelter who said we should complete a form N244 to get attached to the proceedings etc, however, i am unsure what to do for the best. If we let the court and NRAM know we are here then this goes against the LL and i don't think our deposit is in a protected scheme, so we'd be waving goodbye to it. On the other hand, Shelter said if the court know we are tenants then it might buy us some more time in the property.

Does anyone have experience in this? Does anyone know how much time we are likely to get before we get turfed out?

Thanks for reading x