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  • 5corpio
    started a blog post 'Mortgage prisoners' sue over 'unfair' rates

    'Mortgage prisoners' sue over 'unfair' rates

    Mortgage borrowers "unfairly trapped" on high interest rates when their lenders were nationalised are launching legal action against the companies they say are responsible. Some 150,000 homeowners are said to have been overcharged for years, unable to switch to a cheaper deal after their mortgages...
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  • Dharmadad
    started a topic Joint Owned. Mortgage in both names.

    Joint Owned. Mortgage in both names.

    Hi,

    I (nor anyone else for that matter) has seen of heard from my ex partner (not married) for nearly 8 years.

    I have since re-married and have a child with my wife - we've been married for 6 years.

    I understand from Landmark that I can do nothing without my...
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  • co-op bank has no signed aggreement

    hi all
    i contacted my credit card issuer, to ask for the 1. signed aggreement,and 2. complaint regarding there monthy fee. i have received the final responce , they advised in there letter that they do not have a copy of my signed aggreement and to try to substantiate my query regarding monthly...
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  • Northern Rock home loans stuck at high rates

    Northern Rock home loans stuck at high rates

    This is a duplicate of the Blog Entry made on: 25th August 2016 10:28
    as private equity firm which owns the debts refuses to pass cuts on

    Thousands of Northern Rock mortgage customers are stuck on higher interest rates after
    ...
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  • Mortimer Clarke & Northern Rock - Charging Order

    Hello All,
    it's been a while since I used this site but I have a little issues I need you help with. Back in 2005 I took out an unsecured personal loan with Norther Rock, in 2006 I got in diffulties with the payments and NR took me to court and got a ccj.
    Wallers Solicitors in Newcastle...
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  • Northern Rock - Together Mortgages - Unsecured Loan

    Hi All

    I had a "Together Mortgage" with northern rock. The property was sold in dec 2014 leaving £16k for the unsecured loan. The loan was in my mine and my ex partners name (he who had not paid anything for years and left it down to me) I wrote to Northern Rock offering them...
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  • Spent2much
    started a topic Mortgage provider phones every month

    Mortgage provider phones every month

    We had arrears and we were paying it back at £30 a month, that finished last November and we were really proud to have paid it back , anyway when we went on the website to pay the monthly payment we noticed that the £30 arrears was still on there, husband phoned and asked why and they said it was...
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  • lloydjones
    started a topic Cabot/Marlin re. Black Horse loan debt

    Cabot/Marlin re. Black Horse loan debt

    I have been in an agreement to pay McKenzie Hall for a Black Horse personal loan for a approx. 2 years. They contacted me in Feb 2014 to set up a new payment plan as 6 months had passed since I'd agreed my £1 per month arrangement with them. In late November I received a letter from Cabot (who had...
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  • AAD News Feed
    started a topic Thousands To Get Northern Rock Refunds

    Thousands To Get Northern Rock Refunds

    Thousands To Get Northern Rock Refunds

    This is a duplicate of the Blog Entry made on 10th December 2014 15:20.

    Representatives of the defunct high street lender lose a legal test case over compensation stemming from loan documents. Thousands of borrowers...

    Click...
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  • billywhizz
    started a topic NRAM

    NRAM

    Hi,

    1st post on the site. Thanks to Niddy for sorting the user-account issue.

    I had a loan with Northern Rock in 2006. paid for couple of months and then due to job loss got behind with payments.


    NR took me to court and got CCJ and inerim restriction on my property...
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  • Default vs Arrangement to Pay Advise - Marlin (formerley Northern Rock)

    I defaulted on my credit cards and an unsecured personal loan back in early 2009, all of the three card companies applied a default yet NR left my personal loan as ATP. I've challenged this and I'm waiting to hear back from the ICO.

    However, the loan appears to be have dropped off my...
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  • Contemplating making f&f settlement offers on my debts - advice please.

    I have recently been given some money after a family member. I am contemplating making full and final settlement offers split 'pro-rata' to my 7 creditors. However, one of these creditors is Cahoot (Santander) and I have not paid them a penny since January 2009 and not heard from any DCA regarding the...
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  • Wiggle61
    started a topic Wiggle's UE Diary

    Wiggle's UE Diary

    Background:

    I had a good credit rating for years, did loads of stoozing and getting low balance transfers but in reality I was overspending by about £500 every month. This lasted throughout my 20's, I had (have) a good job but wasn't as well paid as the friends I was socialising with.
    ...
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  • GlennBaker
    started a topic Marlin: Northern Rock personal loan

    Marlin: Northern Rock personal loan

    Hi All,

    My wife had a personal loan with Northern Rock when we hit choppy waters in December 2010. She did a CCA request, with which they complied. They accepted a token £1 per month payment, froze interest and charges and of course defaulted the debt. They have been happy with the token...
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  • Never-In-Doubt
    started a topic Barclays s.77A, 86 & 86 /E notices

    Barclays s.77A, 86 & 86 /E notices

    Morning

    Have you taken out a loan with Barclays since 2008?

    If a Barclays customer has ever had a loan agreement with Barclays since 1st October 2008 then we understand either some or all of the s.77A, s.86B, s.86D or s.86E statutory notices have defective templates . The net...
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