I'm thinking of getting a new car for the wife, I should be clean on the credit front as of Monday and her only adverse is a ccj with hmrc ( not settled but I'm still arguing with them)from over three years ago.

the reason I'm thinking of buying a car on a loan is it 0 % apr and also you...

CP13/10 - Detailed proposals for the FCA regime for consumer credit APR 2014

This is a duplicate of the Blog Entry made on 11th October 2013 19:49.

On 1 April 2014 we will take over the regulation of the consumer credit industry from the Office of Fair Trading. We are now...

My car is 10 years old and now starting to cost me money.....

I'm thinking about leasing one not just yet next year....

I'm a business owner so leasing one through my business could be an option...

Anyone had any experience in this field ?

Purchased a sofa from DFS on 31.03.01 on 36 months no deposit interest free credit, have the copy of the original invoice which gave the purchase price.
I also have a copy of the credit agreement which gives the purchase price plus a lump sum PPI which has then been divided by the 36 months....

FLA comment on today’s publication of Citizens Advice Report on Consumer Finance Regulation

This is a duplicate of the Blog Entry made on 8th November 2012 18:24.

The Finance & Leasing Association (FLA) – which represents the UK credit industry – today responded...

FLA (Finance and Leasing Association)

Regarding PPI.

Has anyone had any success by going through these people yet?

That is my next step but I really don't want to waste the paper/ink and postage if they cannot get the bank to step up to the mark.
...

Has anyone ever been though the Financial Leasing Association (FLA) in regards of for example, financial complaints?

In the past I have been referred to them, but did not find them that helpful, however on checking on the website it does mention about complaints like Payment Protection...

Hi,
I have received a response from Blackhorse today regarding my PPI complaint.

I originally sent them a SAR to which I had this reply:

"unfortunately I have not been able to locate an agreement for you, please provide an agreement number or date of birth etc"....

I found another loan with TSB/UDT from the 90's complete with account number and showing PPI was added to the original loan, so I sent a DSAR to them at the London address (25 Gresham St) because I could find nothing about TSB UDT Ltd. anywhere.

After nearly 4 weeks and not hearing anything...

Payday lenders face new guidelines

This is a duplicate of the Blog Entry made on 30th January 2012 18:26.

Payday lenders are facing a barrage of new guidelines to adhere to as both the Finance and Leasing Association and the Consumer Finance Association...

Click...

CCA is the right starting point for future consumer credit regulation - FLA responds to FSCP

This is a duplicate of the Blog Entry made on 17th January 2012 18:48.

The Finance and Leasing Association (FLA), which represents consumer and small business finance providers, has...

Bank of Scotland loses £2m in failed golf club lease deal

This is a duplicate of the Blog Entry made on 13th January 2012 09:43.

Taxpayer-funded Bank of Scotland has written-off more than £2m ($3m) after being caught up in a failed leasing deal, a BBC investigation has...

Consumer credit complaints

This is a duplicate of the Blog Entry made on 21st October 2011 17:28.

A speech by Natalie Ceeney, chief ombudsman, to the Finance and Leasing Association’s 8th annual consumer finance conference. What I want to focus on...

Click to...

CAB releases best practice report

This is a duplicate of the Blog Entry made on 14th October 2011 13:46.

Citizens Advice has released a report on best practice in debt collection in collaboration with banks, utility companies, debt collectors, government...

Click...