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New car loan

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  • New car loan

    I'm thinking of getting a new car for the wife, I should be clean on the credit front as of Monday and her only adverse is a ccj with hmrc ( not settled but I'm still arguing with them)from over three years ago.

    the reason I'm thinking of buying a car on a loan is it 0 % apr and also you get extra discount.

    I would be be putting a 30% dep down. What do people think our chance of getting a loan?

  • #2
    Re: New car loan

    If the loan is with a high street lender you may struggle ...have you thought of leasing a car ?

    this is more Tax efficient....
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    • #3
      Re: New car loan

      We got a car loan with Mazda 0% interest , so all is good!!