This question is from a friend which i found interesting so I'm going to ask your views on it if you will please .

Jo Blogs buys a house he has a mortgage . The property is freehold .
If he paid for the freehold outright can he then live on the land and not in the mortgaged house...

Hello

I hope that I've posted this in the right place.

I've had financial problems for some 13/14 years and I had an arrangement with Mint (credit card) for most of that time paying back a very nominal amount each month.

Recently, I submitted a SAR to RBS regarding...

Have had two letters from a high Court enforcement agent asking some bloke to contact them regarding a 30k debt. Have also had emails from them asking to speak to him. I've told them repeatedly they have the wrong address and I know of no one with that name. But today I received yet another letter....

Number of identity theft victims 'rises by a third'

This is a duplicate of the Blog Entry made on 27th May 2015 08:24.

*The number of people falling victim to identity theft in the UK has risen by almost a third, new figures suggest. * The BBC has learned that...
...

A while ago I had to re-register here to gain access the the secure threads. I used the same user name but I can't find my old RBS threads. I'd like to post on them because I've had a grovelling apology/reply from Apex who want to send me a consolation gift. It's not a summons lol, RBS already have...

CPP card and identity protection compensation scheme closure

This is a duplicate of the Blog Entry made on 9th April 2015 20:24.

CPP card and identity protection policyholders were able to claim compensation for mis-sold policies. The deadline for claiming compensation has...

Morning all

I've had a hotmail account for years and the last couple of days its been asking me to verify my account, get password etc and now I can't get in, has anyone else experienced this and have you got round this.

Oh and remember I am a complete technophobe so need...

Dont get done get dom is on BBC right now ripping in to Cabot for chasing someone for 3 debts that isn't his!

Hi there

I wasn't sure where to post... I'm writing a last minute article for a national paper letting people know about what options might be available to them if they're struggling with debt. The idea came to me after someone mentioned a DRO to me and I'd never heard of it. I want people...

I see Deepie has already changed to his Christmas avitar

I am trying to find out exact tota debts and the only way is to view credit report. I have sorted mine as I have a debit card. I am having problems finding anywhere I can get my wifes report from....she only has a basic bank card for deposit and withdrawal.....
Trying to view online of course....

It’s a doddle with Noddle to keep your identity safe with launch of two new services

This is a duplicate of the Blog Entry made on 8th April 2013 15:30.

Noddle, the free for life credit report service is helping consumers further with the launch of two new services to help...

Hi all

Does anyone know if the number of linked addresses on your CRA file can affect anything even if there are no credit agreements etc showing ?

I have several addresses showing on my file with Experian which I have never had any connection with. I think an ex business...

I feel that the general public need to be made aware of how Barclaycard, by referring to the Financial Ombudsman Service, are in some instances, deliberately abusing the law of the land. Avoiding the Court System and taking money that they have no legal right to.

It does not matter who...

Mrs RTB got a Christmas job at Sainsburys last year which has now ended. When she applied we discovered that they now require you to supply all sorts of documents even before they'll interview you. A mad panic ensued and we managed to get a full birth certificate in time (they wouldn't accept the short...