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  • alianza
    started a topic CCA response

    CCA response

    Hi , new here , someone recommended this site.

    I got into debt after a divorce and was in a DMP. I stopped paying the DMP in October as the company was no longer able to operate so have decided to sort stuff out myself. I sent off some CCA requests to three debts and have had back a couple...
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  • Dyomun
    started a topic Moneyway keep taking payments!

    Moneyway keep taking payments!

    So I made the last payment on my car loan on the 3rd of January. Normally the payment comes out on the first, but it was new year, so the direct debit came off late.
    That's me officially debt free now (once I stop dipping back into my overdraft each month).

    Today (31st of January,...
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  • xcharlx
    started a topic CCJ from orange

    CCJ from orange

    I had a contract with orange which I gave them the 30 days notice for and left. This was nearly three years ago I have now just received a ccj for £152.60 with a total amount of £236.97.Not sure where I stand with them
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  • Little_Miss
    started a topic Mbna unenforceable

    Mbna unenforceable

    Hi
    I did mean to start this diary back in February but life got in the way.

    So......
    12/15 - ended payments to all our credit card accounts.

    1/16 CCA'd all our CC's
    -mbna (£21500) received a letter which said it was unenforceable.
    -NatWest -£450...
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    Last edited by Little_Miss; 1 October 2016, 11:12.

  • mgfboy
    started a topic Marlin raises it ugly head

    Marlin raises it ugly head

    I thought I had put all my debt matters behind my when my last default was removed 6 months ago. When I got home today I noticed there was a missed call and when I checked the number it was Marlin ( or what ever they are at the moment). Any debt that they may be managing is well past any chance of...
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  • tierisch
    started a topic DCAs and CRAs

    DCAs and CRAs

    Hi all

    Just thinking and don't know the answer so......have a couple of things that are definitely SB and have fallen off the credit report. From time to time one of the DCAs does a check presumably to find out where i live so they can send me christmas and birthday cards etc So my...
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  • Stressedoutmum
    started a topic Default over 6 years old

    Default over 6 years old

    Hi guys

    I have 2 defaults on my credit report (that are showing as 3 as I have 2 for the same loan and showing exactly the same details for some reason!) The ones for my loan are now past 6 years, the default date was 25/08/2009, but are still showing on my credit report. When will these...
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    Last edited by Stressedoutmum; 1 October 2015, 09:37.

  • [DISCONTINUED] - DC not mentioned in particulars of claim

    Hi forum members

    I'm due in court in Aug 2015 to defend a claim from a dc that I think should have being thrown out but the Judge says otherwise!



    BRIEF OUTLINE OF MY CASE
    -Unsecured loan with MBNA

    -Last payment 28 Mar 2009

    -Default...
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  • XX007 - UE Diary - Tomorrow never dies

    Thanks for the very kind welcome I have been reading some of the other stories and its cheered me up.

    I am very heavily indebt to the tune of £86,500 in 8 different accounts plus a credit card in my wifes name which I still manage to pay to.


    Due to my job I need to continue...
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  • Spent2much
    started a topic a difficult situation

    a difficult situation

    Both my parents are ill mum still has to go to the hospital every two weeks for her pallette after cancer and she has other health issues too which she is receiving treatment,

    My dad has parkinson's and recently had a heart attack and paceamker and is very fragile still .

    Mother...
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  • Firefox/Flash plugin insanity

    Do any of the geeks have an opinion on what I should do here? -

    I updated the Linux Mint installation on my laptop today, which appears to have updated Firefox. Now, every damn website I visit is giving me an error message saying “Firefox has prevented the outdated plugin “Adobe Flash”...
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  • Capital One pre 2007 about to go ue

    Hi,
    I had an automated call this morning, a google search tells me it’s from Cougar Financial Services / CFS which suggests it concerns my Capital One credit card (they are the only company from a total of 12 who haven’t accepted my DMP proposal). We’ve not received any letters...
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  • Digby
    started a topic Digby's ue Diary

    Digby's ue Diary

    1) Capital One


    • Type of account - Credit card
    • Date commenced - Before April 2007
    • Approx balance - £10,800
    • Date last paidLast month
    • Are you on arrangement or not paying – Was making reduced payment but have now stopped
    • Status
    ...
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    Last edited by Digby; 24 October 2014, 16:16. Reason: Posted in wrong section

  • julian
    started a topic Banks and Dementia sufferers

    Banks and Dementia sufferers

    I thought the banks were told to help the sufferers of Dementia and their families.

    Well not the case.

    My mother in her eighties has Vascular Dementia (VD) which is caused by a series of small strokes or transient ischaemic attacks (TIA), which cause parts of the brain to die....
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    Last edited by julian; 10 September 2014, 18:20. Reason: Funny characters

  • Banks block savers from moving cash to super Isas

    Banks block savers from moving cash to super Isas

    This is a duplicate of the Blog Entry made on 14th June 2014 10:20.

    *Denied the chance to make more than £500 extra a year* * *Savers investing in tax-free Super Isas being denied healthy interest rates* *...
    ...
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