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  • How UK banks contain threats from cybercriminals

    How UK banks contain threats from cybercriminals

    This is a duplicate of the Blog Entry made on 21st November 2013 09:17.

    *The UK's banks are regularly being caught out by cybercriminals, BBC research suggests.* Data from three sources indicates that spam, viruses and......
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  • GlennBaker vs Lowell Portfolio (HBOS)

    Good afternoon everyone,

    I had a credit card with Halifax and made a CCA s78 request on 10 December 2010 which was sent Recorded Delivery. I never received a reply so stopped paying and advised them I was disputing the debt. Very little from them since until recently, when I started getting...
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    Last edited by GlennBaker; 27 October 2013, 14:18.

  • 1NightInIbiza
    started a topic CCJ - Cost to process?

    CCJ - Cost to process?

    How much would it cost to stick a CCJ on me?

    I'm asking as I've discovered a possible technicality with renting. I assumed default = no. But it appears with certain referencing companies defaults under 5k will be ok (guarantor). Defaults over 5k it says 'always decline' - so I'd like the...
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    Last edited by 1NightInIbiza; 23 October 2013, 01:35.

  • thindes78
    started a topic Thindes78 1st Credit Diary

    Thindes78 1st Credit Diary

    Type of account = Credit Card


    Date commenced = January 2006


    Approx balance = £10k


    Date last paid = 15th January 2008


    Are you on arrangement or not paying = Not paying


    Status (default/in arrears/up-to-date)...
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  • Hillesden Debt Surveillance Programme MBNA credit card

    I had a credit card with MBNA with about £500 outstanding. I haven't paid since 2009 when MBNA refused to pay out on PPI claiming I had the "wrong kind of unemployment". I haven't made a PPI reclaim just put this one to the back of my mind.

    All has been quiet since the account...
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  • bboyblue
    started a topic Reply to MotorMile Finance

    Reply to MotorMile Finance

    This is my first post on here, so hello all.

    I was doing some research and came across a lot of forums. I liked the look of this one and signed up.

    I used to worry like mad about debt after a failed business to the tune of 33k. 10K is to family so that takes priority. ...
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  • GlobalC
    started a topic charging order

    charging order

    Hi Guys,

    Its been awhile since i last posted, mainly because ive been able to manage my debts via making monthly instalments. However one of these debts is from an old buisness that ceased to trade and was left with an overdraft that i couldnt pay back. This was around 3/4 years ago. I...
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  • Oldandblue
    started a topic Credit card agreement

    Credit card agreement

    Hiya All,
    Quick question please. Is a credit card application classed as agreement
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  • Mr BoomBaztic
    started a topic Debt Sold

    Debt Sold

    My Debt has finally been sold to a company called Aktiv Kapital, any one had any dealings with this company?

    Cheers
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  • pooky2483
    started a topic Vodafone & Zinc - CCA Request

    Vodafone & Zinc - CCA Request

    I sent Zinc a CCA request back in 28th May and have not heard anything since. They are WELL over the 12+2 days limit, I am trying to find the correct next letter to send them but I am not having any luck finding it.

    I know they have received it as it was signed for the following day.
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  • redcol
    started a topic 1st Credit again!

    1st Credit again!

    Hi All,

    I posted back in October 2012 regarding 1st Credit chasing me for a debt that wasn't mine. Thankfully through this site and the site ower, Niddy, this was cleared up after the issue was found not to have anything to do with me and everything went quiet. My thanks go to Niddy...
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  • Sharon2345 Unenforceability Diaries

    EGG
    Interest frozen, defaulted 2006/7.

    Name: Egg

    Type: loan

    Date commenced: 2005

    Approx balance: £14,018.07

    Date last paid: 1st May 2013

    Arrangement: not paying now previously token payments via dmp
    Status:...
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    Last edited by Sharon2345; 30 November 2013, 15:32.

  • AKTIV KAPITAL HASSLING US

    Hi

    New to this forum, and urgently need help.

    Avtiv Kapital has written to me advising that they have taken over my debt and offering me a 10% discount if I pay in full within 14 days along the lines of...

    "YOU PAY £7628.89 WE PAY £1907.22 TO BE MADE...
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  • cardiac arrest
    started a topic Default 28 days ?

    Default 28 days ?

    I understand that a remedy for an arrears default must allow 14 days plus postage time.

    However, if the arrears are not paid, my DN says the agreement will be terminated and the credit card account closed...the full balance must then be paid immediately...if you do not do this we may take...
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  • tbb
    started a topic Help DCA letter first time in debt.

    Help DCA letter first time in debt.

    Hey,

    Im zac and im 20, I took out a contract phone with O2 earlier this year whilst i had a job, I suffer from really bad anxiety issues which forced me out of my job because i was unable to go to work. now i am practically agoraphobic i am seeking medical help anyway i digress. As soon...
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