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  • Restons (Cabot, MBNA) - help needed, please.

    Hello AAD
    I've had a debt that's been unserviced for just over 5 years (one of several), which has been thru 'most every DCA known to man. It recently went to Cabot, who after a nil response from me have passed it on to Restons solicitors; who in turn have written to me. Their letter reads a...
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  • patchouli
    started a topic Statutory demand, DCA or LBA?

    Statutory demand, DCA or LBA?

    One of our clients owes us a little over £1,000 for work carried out in July and August. He paid for May and June (all be they 4 weeks late each time). We have texts and emails where he keeps saying he will pay for July and August and lots of lame reasons why he hasn't yet. Then out of the blue he...
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  • thaiguru76
    started a topic Lending Stream and Sunny Problems

    Lending Stream and Sunny Problems

    Hi

    I am in need of a little advice. I currently have 3 loans with Lending Stream and 3 loans with Sunny and unfortunately am unable to make the full payments. I have contacted them with regards a repayment plan but have yet to hear from them.

    I want to know if I will get into...
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  • mauijim
    started a topic Capital One sold debt to Cabot

    Capital One sold debt to Cabot

    Hi all

    MJ is alive and well

    Today 19/10/15 I had a letter from Capital One informing me my account had been sold to Cabot. I had not heard from them since March 2015 when they sent a statement of activity e.g. Nada! The stopped chasing me because they had no CCA and so basically...
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  • Sinren
    started a topic Hoist/Robinson Way

    Hoist/Robinson Way

    Hi All,


    Having recently moved house I received a letter from a company called Hoist Portfolio Holding 2 and they the have appointed Robinson Way to collect an alleged debt of £994.68.


    The only debt I can think it could be was for a personal loan way back in approximately...
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    Last edited by Sinren; 13 October 2015, 12:47.

  • CCA requested Barclaycard do they have required paperwork

    hi all


    I requested a CCA from Barclaycard awhile back, its now with a DCA does the CCA request show the relavant info for it to be valid if that makes sense
    all I got was the following


    I write further to a letter requesting a copy of your excuted agreement...
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  • debtguy
    started a topic Debtguy's UE diary

    Debtguy's UE diary

    Hi everyone

    I posted this in May in AAD+ and now have got some replies (and time to post them). All accounts still current and being paid because I have a pension in the UK (but that's all!), and I am waiting for the outcome of Horton v Henry, which has now been postponed until Jan 2016,...
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    Last edited by debtguy; 25 August 2015, 21:53.

  • bosdog
    started a topic Cabot/Barclays Overdraft

    Cabot/Barclays Overdraft

    Hello all.

    I received a letter today from Cabot Financial stating that they have bought an account of mine that was with Apex. It suggests that I contact their customer consultant team!
    The background to this is that from 2004 I received random correspondence from Apex asking me...
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  • dontknow
    started a topic Decision Time

    Decision Time

    Hello to all,

    This is my first post on any forum ever so please bear with me whilst I find my feet.
    Type of account - Credit card

    Date commenced - 2001

    Approx balance - £15,000

    Date last paid - May 2015

    Are you...
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  • sezzalenny
    started a topic Unenforceable Diary

    Unenforceable Diary

    Righty ho,

    So my ex partner and I consolidated our debts with payplan about 6 years ago - we've been paying off monthly amounts since then. The recent sale of our house has left a small amount of money which we were looking into making settlement offers...this lead to a conversation with...
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    Last edited by sezzalenny; 13 September 2015, 11:52.

  • IF
    started a topic Feedback for Niddy and Our Team

    Feedback for Niddy and Our Team

    If AAD has helped or is helping you and you have time in the next few days please could you leave feedback for Niddy and our team here ----- > Successes, Praise & Good News Stories then click on the --- > Online Feedback Facility it will then take you to the form to fill in (don't worry...
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  • malamute
    started a topic HSBC/Cabot/Marlin

    HSBC/Cabot/Marlin

    An HSBC loan I had was with marlin and I requested the agreement from them in 2013 and all wen very quiet...........they acknowledged my request.....then updated me that they didn't have it yet.........then cabot bought them and confirmed they were re requesting the agreement......

    Received...
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  • StephieDee
    started a topic Newbie here, help appreciated...

    Newbie here, help appreciated...

    Hi,

    I have had two texts and a letter in the last three days from Bryan Carter Solicitors, on behalf of Fredrickson International/Lowell's about an old credit card debt.

    It should go to Statute Barred on 15th September this year, 6 years since default.

    They...
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  • fightinghard
    started a topic Fightinghard's Diary

    Fightinghard's Diary

    http://forums.all-about-debt.co.uk/s...NE-CREDIT-CARD


    Linked from original Thread

    I have opened this thread as a Diary as there are now 5 Debts being considered rather than the original one debt although 4 of these debts are post 2007 so probably...
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    Last edited by fightinghard; 22 June 2015, 17:03.

  • cymruambyth
    started a topic Tesco Credit Card

    Tesco Credit Card

    Either late 1990s or early 2000s, OH took out a Tesco Credit Card. For some unfathamable reason, we have been paying a token sum of £15 pm since 2003! I have sent various CCA requests all of which they have rejected because the letter is digitally signed. I have sent the template letters explaining...
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