I complained to Office of Fair Trading regarding Barclaycards terms and conditions.
In particular section 16.3 where they state that "we may use money in your other Barclays accounts to pay us."

Now this is contained in a document that is standard to ALL Barclaycard account...

I feel that the general public need to be made aware of how Barclaycard, by referring to the Financial Ombudsman Service, are in some instances, deliberately abusing the law of the land. Avoiding the Court System and taking money that they have no legal right to.

It does not matter who...

I had a credit card and current account with a bank (which I stopped using).

The account had a small overdraft (about £111 but that was offset against a refunded overcharge of about £300 from electricity but bank never acknowledged the refund).

When account closed, they also...

Right first off this is for a mate, I have been trying to help him reclaim some of his PPI he paid before he went bankrupt.

Now he was made bankrupt by HMRC in 2001 and was discharged a year later.

He had a letter this week from LloydsTSB (yep ) saying that they have...

Hi all

New here, and probably likely to start a few threads soon as trying to get myself out of trouble and all that.

Anyway for now, i have like many got stuck in the payday loan hell with three PDLs. So this week i have been to Halifax and opened a new account (credit...

I have a random question.

I don't know if i mentioned this before. But I have a Santander account from before that I've been tempted to use but not sure If I can. Basically it's an account linked to one of my outstanding loans. I cancelled the card so I couldn't be charged but the payday...

Think its about time I added this up.

At present we are dealing with a rather large loan taken out post 2007. This has led to our reluctance to start dealing with the rest of em.

Alongside the loan we have had numerous PPI and charges tussles. The PPI has been remarkably...

Barclaycard Credit Card

Date commenced 20/11/2006

Approx balance 643

Date last paid 20/01/2007

Not paying

Status Default

Account owner Lowell

Australian Keith Wright loves travelling round the world with his backpack - but unlike the teenagers and twenty-somethings he meets on his adventures, he is 95 years old.

The sprightly pensioner from Burleigh Heads in the state of Queensland is about to set off again, this time on...

Hi all,

Not sure if anyone else has come across this before...
I had my usual statement from Halifax today....and it says from 2nd July 2012...if they OWE...me money in way of charges or interest on the account, they may use it to help pay back the money i owe them....
Left...

i have a credit card with barclaycard with a 3k debt on it my monthly payments were getting too much so i wrote and requested a lower payment ,they sent a letter back asking me how much i could afford to pay i said £20 .so was waiting for a reply to that ,then i get this today [pic] im really peed...

Hi

I'm not sure where to start as I'm obviously new here. Also forgive me if this is in the wrong part of the forum.

Basically I've been a complete idiot with my credit card and I need some help/advice as what to do next.

I have a Lloyds TSB credit card which...

I have a situation which is driving me a little loco!

Had a CC with Barclayshark and they sold it to a third party DCA. The assignee introduced themselves on numerous occasions and not really feeling like entertaining them, a CCA was posted along with the necessary £1. Whilst waiting...

Hi, just a quick question - I have a default that was applied in 2009. It has just passed the 3 year mark.

However, following a [verbal - over the phone] complaint - a refund of interest was applied to the account in October 2011.

This was the bank though, who adjusted the...

hi all

I have a problem......

I HAD an egg card, defaulted several years ago & was paying them a monthly DD. When they refused to freeze interest etc I stopped the DD. Since then I have moved.......

I have a Barclays current account that has laid dormant for...