Hi All,
First post so please be gentle. I am coming to the end of a DMP I have been paying religiously since 2009 and am in a position to offer settlements.
I have finally summoned up the courage to check my Experian report, I have 758 points. I have had a Capital one card...
221 results in 0.0036 seconds.
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Possible Unlawful Defaults
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Help with Satisfied Default
Hi there,
I've been reading this forum and others over and over for the best couple of weeks and was wondering if someone could offer some advice on my situation.
I have on my credit file details of a credit card agreement with Crap1 which I defaulted on in February... -
2nd Default on Nationwide CC
I had a Nationwide CC that was originally defaulted in April 2007,the default came of my CRA file last year,
on checking my file March this year I find they have plonked another default on it dated Feb 2014, this was 4 months after I sent for my CCA and they passed it on to a DCA
march... -
Debt collection body fears EU Google ruling could allow people to erase their bad credit histories
Debt collection body fears EU Google ruling could allow people to erase their bad credit histories
This is a duplicate of the Blog Entry made on 23rd May 2014 10:06.
A debt collection industry group has suggested the recent controversy over the removal of personal information... -
BG Landlords payments.
Hi there, I already have a property but looking to get another property with my partner. Heres the problem, I have a property which i let out, all was going well but i was in a position where I thought I was gonna have to sell up. Subsequently i give my tennants a months notice and had a flood on Christmas... -
Default Drop Off Date
Hi guys,
The clocks almost up on a 6 year old default which expires in July 2014, it's statute barred as the last time I corresponded with the company was September 2007 and last payment was August 2007 but it took almost a year (July 2008) for them to register a default which i think... -
Credit Files not changed as agreed in F&F settlement
Hiya,
I suppose it is my fault not checking my CRA files regularly. in 2012 the written agreed full and final settlement was that on receipt of the money from a third party the creditor would mark the account settled, reduce the balance to £0 and close the account.
They were... -
EE Default Need help!!!
Hi there, I currently have a default with EE and I'm trying to get it removed. Basically the story is that I took a contract phone out for my sister in my name. She originally set up direct debit then cancelled in a few months in and didn't tell me, then by the end of the contract there was loads of... -
Asbestos concrete roof removal?
I need to have an asbestos concrete garage roof removed, so that I can have a new roof put on, but have been quoted over a thousand pounds for disposal, which means that I cannot afford the new roof!
Please does anyone have any suggestions? -
HBW started a topic British Gas default - sorry if this topic is getting boring, i am desperate for helpin DefaultsBritish Gas default - sorry if this topic is getting boring, i am desperate for help
Hi,
I can see there British Gas experts on here and I have hit a brick wall with them where I am receiving incoherant answers from them. They are acting unlawfully and it is severly affecting my life
British Gas have placed 2 defaults on my Experian Credit report one for Gas... -
The Mission - Defaults on Credit File. Need Help with removal.
I will try and keep this first post as informative as possible; my intension is to use this as the start of my “mission”.
Firstly, Hello All
I have been following and reading hours worth on this Forum for about a week now and going to take the plunge into Removing... -
Virus?
Hi all,
My laptop has suddenly decided that I am not running a genuine copy of Windows! I've had the blasted thing for about 4 years and Windows was pre-installed, so I have absolutely no idea what it's on about. I've scanned it and nothing flags up.... but it won't let me do a System... -
F&F Payment Offered
Hi All,
I have a similar situation with Barclay's who have been registering a '6' for four and a half years on a dormant current account overdraft, it was in dispute before that. I written to all three CRA's, the ICO and the FOS as well as Antony Jenkins Barclay's CEO. The balance is 2049.00 and... -
British gas help!
Hi all
I pay monthly to experian, equifax and checkmyfile to monitor my credit report as i am looking to buy a house as soon as a default drops off from 6 years ago!
Anyway i have monitored these for the past 6 months and all is crystal clear as soon as a default drops off... -
3 Mobile Phone Contract Problem
I had a 3 mobile phone on a contract which I 'thought' I had upgraded early. This was in October 2012. It eventually comes to light that they had not upgraded me but sold me a new contract. I know that it was my fault that I didn't notice this error straight away but that is another story. I cancelled...