Hi all
I received some very wise and valuable help on here in the middle of last year regarding an account with Co-op Visa with an alleged debt of £4934.
In short, the original CCA agreement from 1993 was improperly executed and is therefore totally unenforceable.
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Contact or not?
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A success story!!
Hi again to all at AAD
It has been ages since I posted and apart from the latest sale of a Crapitall One debt to Cabot it has been quiet.
I just wanted to write this post in the hope it will help some new members who may be stressed, struggling to sleep, terrified each time... -
Santander HQ evacuated after white powder sent to executives
Santander HQ evacuated after white powder sent to executives
This is a duplicate of the Blog Entry made on: 7th October 2015 10:28
Santander HQ evacuated after white powder sent to executives...
Santander evacuated the main building at its Madrid headquarters after envelopes -
Cabot
Cabot
This is a duplicate of the Blog Entry made on: 20th September 2015 19:19
Has anyone had any threats from Cabot this year?...
Anything, from a threat of legal action to a demand for money - if so please post here....
Their FCA authorisation expired -
Cabot
Has anyone had any threats from Cabot this year?
Anything, from a threat of legal action to a demand for money - if so please post here....
Their FCA authorisation expired some months ago - hence anything they have done (in a regulated capacity since Feb 2015) would be a criminal... -
What does the taxman know about you, your finances and your lifestyle?
What does the taxman know about you, your finances and your lifestyle?
This is a duplicate of the Blog Entry made on 25th June 2015 12:17.
*HMRC's impressive new software trawls billions of items of data from dozens of sources in its hunt for underpaid tax – and it's about... -
Tesco Credit Card
Either late 1990s or early 2000s, OH took out a Tesco Credit Card. For some unfathamable reason, we have been paying a token sum of £15 pm since 2003! I have sent various CCA requests all of which they have rejected because the letter is digitally signed. I have sent the template letters explaining... -
drydensfairfax letters
Hi
I hope that somebody can help me please? I received a letter from drysdenfaifax to my old address,and it came in the redirected mail. It said I owed money to Arrow, who I had never heard of so sent it back "not at this address" then another went to that address and came in redirected... -
Receiving someone else's debt letters
Hi everyone
Just wondering if there's a template knocking about to send when I'm receiving a demand for a 6.5k debt to Barclaycard for someone who has never lived at this address or ever heard of for that matter but to my address, the company demanding payment are Wescot.
Cheers
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JC International Default
A week or so ago I received a Default Note from JC International.
This followed an arrears notice for £10.00, which had apparently accrued from an agreement I had with them to pay £5 per month that I had supposedly agreed to around September 2014 on the Monument account JC Interna... -
Hitachi Finance Interest Free Loan
In December 2006 a friend purchased some goods in a shop advertising Interest Free purchase. When the goods were selected he asked about the Interest Free offer. The people did not really seem to know about it but asked around the shop.
Eventually he was told that the offer was for 1... -
Nationwide Credit Card
Thanks. I just need advice on my credit card with nationwide. Kpr have sent a notice stating if not paid in full they will serve a ccj and charge on house. Debt is 4k. My question is they have on numerous occasions sent a copy of priority application form and confirmed thus is my signed cca. Only one...Last edited by IF; 13 December 2014, 19:44. -
BW Legal Judgment Letter
We're aware BW Legal are writing to people about judgments that they don't have. Have you received a letter from them saying you're in arrears with their clients judgment? If so can you please reply here and I'll then email you if I need a copy as we're going to the FCA with this and will look into... -
Smallpaws UE Diary
Hi this is a new thing for me so hope I have everything ready to start up
Original creditor Capital One
- Type of account Credit Card
- Date commenced
- Approx balance £6992.45
- Date last paid 27/10/14
- Are you on arrangement or not paying DMP with Stepchange
- Status added
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Keynes / MKDP
Hi all,
Been away for a while due to lack of contact from anyone with their threats so have been trying to be as stress free as possible. But wow its changed around here
Not sure if i can access my old post but will find out. Hope everyone is well.
*EDIT* Seems i have been...
