...Or anyone else who may have come across this.....

To be brief,

I owe a certain bank a few £K.
I've written to them several times trying to arrange some kind of payment plan (this is a loan post 2007). I actually want to pay this back, but they ignore EVERY...

Hi all
just feel like a rant

july last year, barclyshark assigned my debt to Csl, I asked why as all payments were up todate, but all they said was 'because we can'
set up payment with Csl, nov/dec 2010 they started sending letters saying payments were missing, threats of doorstep...

hi all
thanks very much for the welcome's i have recieved.
over the weekend i have thought over my situation and got my information together and would like to give ue a go.
ok in total i have 12 accounts(1 ccj) (all pre 2007) totaling £94k this includes wembley stadium which i might...

A brief intro about me. I was doing okay until accident and then payments spiralled out of control. I foolishly borrowed on CCs and this caused my downfall. Also, bank pulled plug on overdraft and this means I had to get new account. I did call CCCS and they advised £1 per month which I started December...

Here is my UE diary

I defaulted on most accounts Jan/Feb 10 and have been paying reduced amounts through a DMP from Dec 09 to April 11.

Not sure where to post

Received CCA application with about 20 pages of T&Cs, the application has my name / address / signature / date on it.

Top of the application under "Credit Card Application" is a hand written account number, the account number...

Looking to sort my debt out with My Capital 1 credit card, any help would be appreciated with this matter,hoping this is unenforceable
Another member referred to the forum by Butterfly

The Debt to date :

Capital 1 Credit Card
£5800
Start Date 22/02/2005...

Mods, not quite a DCA issue so feel free to shift to somewhere more appropriate.

Mrs RTB has just been on the phone about a visit this morning from P2C on behalf of those at BOS regarding a credit card debt.

Currently on DMP via CCCS although BOS refuse to accept...

This thread is work-in-progress - But we need your help!

Please do us a favour and check any letters you've had from a DCA or solicitor and post the following details:

• Name of Company
• Address
• Phone
• Fax
• Website
• Original Creditor (lender)

I will then update...

Hope this is OK?

1.Credit card - Barclays
2.Start date - 05/07/2004
3.£2234
4.Date last paid - July 2009
5.Are you on arrangement or not paying - Not paying (stopped agreement payment of £15 Dec 2010)
6.Status - arrangement to pay - now cancelled (wife told...

I have currently got into financial difficulty pretty much the same as alot of people on here. I have been using one credit card to pay another, making minimum payments and having the same amount of interest poured back on to the cards. A redundancy, and having to commute to a lower paid job has only...

Lloyds TSB Visa

April CCA Request sent

April Received Recon Version of Agreement Current T&Cs, signed statement of account and letter stating they have satisfied their obligation under section 78 and will enter into no further correspondence.

AprilSent Debtors...

Hello everyone, some of you might know me from NID's old thread. ;Hi1

Hopefully this thread will help me keep everything in one place and will also be a good reference for people who are thinking of going down the same route as I have.

I've currently got 5 cards with 3 different...

Hi everyone,

This is me and OH's story in a nutshell. We are 58 and 60, been married 40 years next year. Never lived life to the full, well not with material things anyway. Have a 9 year old car, rented accommodation, no highlife here.! Several years ago we started having financial problems...