Hi again to all at AAD
It has been ages since I posted and apart from the latest sale of a Crapitall One debt to Cabot it has been quiet.
I just wanted to write this post in the hope it will help some new members who may be stressed, struggling to sleep, terrified each time...
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A success story!!
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Capital One sold debt to Cabot
Hi all
MJ is alive and well
Today 19/10/15 I had a letter from Capital One informing me my account had been sold to Cabot. I had not heard from them since March 2015 when they sent a statement of activity e.g. Nada! The stopped chasing me because they had no CCA and so basically...
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Ccj's from hmrc
As part of my fall out with the world of credit, I encured the warth of hmrc. They got a ccj against me 3 years ago ( which I'm stil fighting, but that's another story).
my question is this , is it right that they should still be applying interest and penalties on and amount that they have...
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Energy firm pays £450k to StepChange
Energy firm pays £450k to StepChange
This is a duplicate of the Blog Entry made on: 16th October 2015 16:01
Energy supplier Utilita will pay £450,000 to StepChange Debt Charity after the regulator Ofgem found it had wrongly blocked 40,000 of its customers from switching to other...
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Stepchange dmp
ive been in dmp since May 2014. Owed debt approx 21k 10 creditors. I've recently changed jobs and have substantial increase in salary. I am really worried and stressed that when I come to my review stepchange will take all the additional monies from me and I will be left again with very little money...
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HALSBURY!S LAW EXCHANGE
...Halsbury's Law Exchange
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Statement of terms and conditions
Hi all,
A question you may or may not be able to help with..
I work for the local authority and have a statement of terms and conditions of employment, they are the original ones i have had since starting the job back in 2007.
I have never agreed as far as i am aware to any changes...
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CCJ
I have recently found out that I have a CCJ on my credit file after applying for a rental property.
It transpires that 6 years ago I disputed a late payment fee through TSB. I cancelled my DD's including Virgin and to close my account as well as cancelling the DD with Virgin. Both seemed...
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Neighbour Smokes Weed Outside
Hey guys,
I feel really bad about having a problem with this and I don't know why? Everyone has a right to do what they want, however, as a non smoking family we've moved into our new house not knowing that our next door neighbour smokes weed multiple times a day, outside. Now normally...
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Principles for the Reporting of Arrears, Arrangements and Defaults at Credit Reference Agencies
For full details regards the Principles for the Reporting of Arrears, Arrangements andDefaults at Credit Reference Agencies Click here --> http://www.scoronline.co.uk/sites/de...ment_final.pdf
Additional info from the ICO website --> https://ic...
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Booking flights for first holiday in 5 years!!!!
So we have decided to go on holiday next year which will be our first with the kids for 5 years.
Have relatives in the Algarve so only flights required. Been having a look online at flights from Glasgow or Glasgow Prestwick. Easy jet haven't released flights for July yet so hoping they...
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Emails - Gmail
Not sure if this is the right place to post, but nearest I could find
Can someone tell me why quite a few of my emails from this site ( and one or two others ) seem to be landing in the spam box, Its quite worrying as I have now started checking . These emails are recognised contacts and...
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Santander HQ evacuated after white powder sent to executives
Santander HQ evacuated after white powder sent to executives
This is a duplicate of the Blog Entry made on: 7th October 2015 10:28
Santander HQ evacuated after white powder sent to executives...
Santander evacuated the main building at its Madrid headquarters after envelopes
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Use of 'Without Prejudice' with a full and final offer?
Please feel free to sub if this should be elsewhere.
I understand 'Without Prejudice' on a letter means that the document cannot be used in court?
In the context of full and final settlement offers to creditors, I assume it protects the debtor from creditor claims of admission...