bobogosing's UE diary

[Never-In-Doubt]

Re: bobogosing's UE diary

No need, just chill till one of the mods picks this up and posts me the link to Pauls letter then we can do one for you....

Try not to worry, we've got a BH weekend so a few days to sort things.

[bobogosing]

Re: bobogosing's UE diary

No need, just chill till one of the mods picks this up and posts me the link to Pauls letter then we can do one for you....

Try not to worry, we've got a BH weekend so a few days to sort things.

Is this what you are looking for?
http://forums.all-about-debt.co.uk/s...&postcount=106

[Never-In-Doubt]

Re: bobogosing's UE diary

Is this what you are looking for?
http://forums.all-about-debt.co.uk/s...&postcount=106

nope - don't worry, we'll get there before Tuesday..... try to chill a wee bit. It's only a LBA - not actually a claim....

Scabhunter is on it - he's done these as well so await his instructions....

[bobogosing]

Re: bobogosing's UE diary

nope - don't worry, we'll get there before Tuesday..... try to chill a wee bit. It's only a LBA - not actually a claim....

Scabhunter is on it - he's done these as well so await his instructions....

Thanks Niddy!

I have PM you as I am a worrier. Sorry, cant help it

[Never-In-Doubt]

Re: bobogosing's UE diary

Ok maybe you're right, maybe now is the time to look at a F&F against this.

I've replied to PM - lets chat there for a bit and sort out what is best then we can update the thread here.

[bobogosing]

Re: bobogosing's UE diary

Ok maybe you're right, maybe now is the time to look at a F&F against this.

I've replied to PM - lets chat there for a bit and sort out what is best then we can update the thread here.

Thank you Niddy!

[bobogosing]

Re: bobogosing's UE diary

nope - don't worry, we'll get there before Tuesday..... try to chill a wee bit. It's only a LBA - not actually a claim....

Scabhunter is on it - he's done these as well so await his instructions....

Hi All!

Sorry to sound din.
Been trying to figure out "LBA"........what does it stand for please?
Not had much sleep neither, worried what they will do



Many thanks!

bobo x

[Pixie]

Re: bobogosing's UE diary

Letter Before Action.

[bobogosing]

Re: bobogosing's UE diary

bobogosing;114910]SAINSBURY (mr bobo's)

Started : 11/03
Balance : 8000
date last paid (full amount):07/07/10
Date last paid (On arrangement with Sainsbury):15/09/10
Status: In arrears
send CCA and Niddy confirmed :UE
21/10/10 Received letter from Sainsbury about my dispute with the CCA
14/1/11 Received doorstep visit card
12/1/11 Send doorstep letter
18/4/11 Send CCA dispute letter to Sainsbury and Albion Collections Ltd whom
is acting for Sainsbury
27/4/11 Received letter from Sainsbury, have uploaded in
"Upload your CCA / T&C's" section (3/5/11)
5/5 Niddy advised to ignore final response letter from Sainsbury
16/5 Received letter from BLAIR,OLIVER and SCOTT.
24/5 Sent Threat of Legal Actions & Refusal of Doorstep Visit
6/6 Received letter from Blair. NOTICE OF INTENDED COURT ACTION
12/6 Sent Threat by Lender/DCA - To commence litigation template
29/6 Received letter form Moorcroft, saying it is a legal requirement to send a notice of intended litigation
29/6 send enough is enough template
30/8 received "final response to complaint letter" from moorcroft, saying account is on hold for 14 days and to contact them to arrange paymentplan.
2/9 send account is in dispute
16/9 received "possible litigation" letter from moorcroft
31/5/12 Received noa letter from arrow global and letter from sainsbury(both in same envelope), saying they've assigned all of its respective rights, title and interest to arrow global


All,

Received noa letter from arrow global and letter from sainsbury (both in same envelope) stating they have assigned all of its respective rights, title and interest to arrow global.

Sending "account sold whilst in dispute" template.

bobo x

Hi!

Can someone please advise?

Thank you in advance.

[bobogosing]

Re: bobogosing's UE diary

Niddy have advised to request CCA regarding above post

[vint1954]

Re: bobogosing's UE diary

Niddy have advised to request CCA regarding above post

It looks like they have responded to a CCA request. Email the documents to Niddy

[bobogosing]

Re: bobogosing's UE diary

UPDATE

MBNA Virgin

Started : 03/08
Balance : 4570
date last paid (full amount):04/09/10
Date last paid (Reduced payment):23/09/10
Status: In Arrears

Send CCA 5/10/10
Received CCA 22/10/10
Niddy confirmed Enforceable and adviced to send blagging letter 22/10/10
Received letter from Virgin demanding missed payments, emailed a copy to Niddy 14/12/10
7/10/11 received letter from mbna virgin saying they decided that they will take action of placing the debt with a debt collection agency. Advised to ignore.
19/10/11 Received EARLY SETTLEMENT OFFER letter from AIC dated 17/10/11. Advised to ignore.
26/1/12 Received 2 letters. 1 from MBNA Virgin and the other from Arrow. Going to send "Account sold in dispute" template.
27/01/12 Send "Account sold in dispute" to Arrow
14/4/12 Received letter from dryensfairfax
30/4/13 Received LBA from Debt Managers acting for Arrows
3/5/13 Emailed letter to Niddy
7/5/13 Niddy advised send F&F template to Debt Managers
8/5/13 F&F template sent
14/5/13 Received reply from Debt Managers, not accepting F&F offer but prefer £1 token payment p/m
19/5 Forward Debt Managers reply to Niddy.
Niddy advised to ignore IE form and request their Bank Details to pay £1 token payment.

[bobogosing]

Re: bobogosing's UE diary

UPDATES

MBNA Visa

Started :11/1998
Balance : 21,300
date last paid (full amount):17/08/10
Date last paid (reduced payment):23/09/10
Status: In arrears and not paying

http://forums.all-about-debt.co.uk/s...&postcount=252

8/5/13 As I have been ignoring their letters, Niddy have advised to sent CCA request.

[bobogosing]

Re: bobogosing's UE diary

UPDATE

SAINSBURY (mr bobo's)

Started : 11/03
Balance : 8000
date last paid (full amount):07/07/10
Date last paid (On arrangement with Sainsbury):15/09/10
Status: In arrears
send CCA and Niddy confirmed :UE

http://forums.all-about-debt.co.uk/s...&postcount=310

8/5/13 Request CCA again as been ignoring letters

[bobogosing]

Re: bobogosing's UE diary

UPDATE
MINT (Mr bobo)

Started : 07/04
Balance : £7506.58
date last paid (full amount):28/08/10
Date last paid (Reduced payment):30/09/10
Status: In arrears and not paying

http://forums.all-about-debt.co.uk/s...&postcount=451

Last heard from ScotCall Debt Collecting Services 10/9/12

Have not request CCA for this one, as Niddy advised only request from creditors that are sending intimidating letters.