bobogosing's UE diary

[PlanB]

Re: bobogosing's UE diary

It was the head chef that confused matters me thinks

Surely that was the sous chef

[PlanB]

Re: bobogosing's UE diary

To Arrow

Well fancy that

[bobogosing]

Re: bobogosing's UE diary

Well fancy that

The confusement started when I was reading Samsmum diary, and she been advised to send template to westcot and not arrows.

Anyway, I don't want to be anymore, PO here I come!!

[Never-In-Doubt]

Re: bobogosing's UE diary

I have moved all the posts related to the assignment issue over here, into one place: ---> What to do when your account is Assigned?

[bobogosing]

Re: bobogosing's UE diary

UPDATE


MBNA Virgin

Started : 03/08
Balance : 4570
date last paid (full amount):04/09/10
Date last paid (Reduced payment):23/09/10
Status: In Arrears

Send CCA 5/10/10
Received CCA 22/10/10
Niddy confirmed and adviced to send blagging letter 22/10/10
Received letter from Virgin demanding missed payments, emailed a copy to Niddy 14/12/10
7/10/11 received letter from mbna virgin saying they decided that they will take action of placing the debt with a debt collection agency. Advised to ignore.
19/10/11 Received EARLY SETTLEMENT OFFER letter from AIC dated 17/10/11. Advised to ignore.
26/1/12 Received 2 letters. 1 from MBNA Virgin and the other from Arrow. Going to send "Account sold in dispute" template.


Hello All!

Received the same letters regarding post>>>>What to do when your account is Assigned? - allaboutFORUMS

Will do the same and send "Account sold in dispute" to Arrow and see what happens as this is enforceable and I am blagging it.

bobo x

[PlanB]

Re: bobogosing's UE diary

MBNA Virgin

26/1/12 Received 2 letters. 1 from MBNA Virgin and the other from Arrow. Going to send "Account sold in dispute" template.

Hello All!

Received the same letters regarding post>>>>What to do when your account is Assigned? - allaboutFORUMS

Will do the same and send "Account sold in dispute" to MBNA Virgin and see what happens as this is enforceable and I am blagging it.

bobo x

Please don't shout at me everybody but why would bobo send Account Sold in Dispute letter to the seller (MBNA Virgin) and not to the debt purchaser Arrow ?

Or even (dare I say) to Arrow's appointed DCA if there is one . . . Plan B legs it now for safety reasons

[bobogosing]

Re: bobogosing's UE diary

Please don't shout at me everybody but why would bobo send Account Sold in Dispute letter to the seller (MBNA Virgin) and not to the debt purchaser Arrow ?

Or even (dare I say) to Arrow's appointed DCA if there is one . . . Plan B legs it now for safety reasons

Hi PlanB!

Thank you for spotting the mistake. I sent the template to Arrow's.
Will correct it to stop misleading.

bobo x

[bobogosing]

Re: bobogosing's UE diary

UPDATE


MBNA Visa




Started :11/1998
Balance : 21,300
date last paid (full amount):17/08/10
Date last paid (reduced payment):23/09/10
Status: In arrears

Send CCA 5/10/10


Received CCA 21/10/10
Niddy confirmed 22/10/10
Received letter from MBNA demanding missed payments and emailed to Niddy 14/12/11
12/5/11 Received credit agreement terminated letter
20/5/11 Sending>>>Threat by Lender/D.C.A - To Commence Litigation as Niddy advised
8/6 received reply from mbna saying, " as we have now supplied you with a copy of your credit agreement, we are unclear what further information you are requesting. mbna europe bank ltd ("we") are satisfied that the regulated credit agreement into which we entered with you satisfies all relevant legal and regulatory requirements. as such, there is no need to seek an enforcement order to exercise our rights"
7/10 received letter from mbna saying they decided that they will take action of placing the debt with a debt collection agency.
10/10 received letter from AIC. see post#321 Advised to ignore
14/10 received letter from AIC. see post #331 Advised to ignore
Received letter from MBNA dated 17/10. See post #347. Advised to ignore.
20/1/12 Received letter from MBNA and Arrow global. See post #410. Advised to sent "Account sold in dispute" to Arrow.
21/1/12 Sent "Account sold in dispute" template
27/1/12 Received letter from AIC

Everyone!

Received letter from AIC.

With this one, I am afraid of the part that says,"A Charging Order could be placed against your property, should you own. this would mean that this liability would be settled upon the sale of your property before you receive any of the sale proceeds."

I have already sent "account in dispute with OC" template to AIC back in October 2011. Do I need to reply to this letter or file away? Thank you in advance.

bobo x

[bobogosing]

Re: bobogosing's UE diary

UPDATE


MBNA Visa




Started :11/1998
Balance : 21,300
date last paid (full amount):17/08/10
Date last paid (reduced payment):23/09/10
Status: In arrears

Send CCA 5/10/10


Received CCA 21/10/10
Niddy confirmed 22/10/10
Received letter from MBNA demanding missed payments and emailed to Niddy 14/12/11
12/5/11 Received credit agreement terminated letter
20/5/11 Sending>>>Threat by Lender/D.C.A - To Commence Litigation as Niddy advised
8/6 received reply from mbna saying, " as we have now supplied you with a copy of your credit agreement, we are unclear what further information you are requesting. mbna europe bank ltd ("we") are satisfied that the regulated credit agreement into which we entered with you satisfies all relevant legal and regulatory requirements. as such, there is no need to seek an enforcement order to exercise our rights"
7/10 received letter from mbna saying they decided that they will take action of placing the debt with a debt collection agency.
10/10 received letter from AIC. see post#321 Advised to ignore
14/10 received letter from AIC. see post #331 Advised to ignore
Received letter from MBNA dated 17/10. See post #347. Advised to ignore.
20/1/12 Received letter from MBNA and Arrow global. See post #410. Advised to sent "Account sold in dispute" to Arrow.
21/1/12 Sent "Account sold in dispute" template
27/1/12 Received letter from AIC

Everyone!

Received letter from AIC.

With this one, I am afraid of the part that says,"A Charging Order could be placed against your property, should you own. this would mean that this liability would be settled upon the sale of your property before you receive any of the sale proceeds."

I have already sent "account in dispute with OC" template to AIC back in October 2011. Do I need to reply to this letter or file away? Thank you in advance.

bobo x

Anyone??!! Do I file away or is there a template I need to send? bobo x

[Never-In-Doubt]

Re: bobogosing's UE diary

Anyone??!! Do I file away or is there a template I need to send? bobo x

Send this off: ---> Our Templates | Unenforceability Templates | Threat by Creditor - To Apply for a Charging Order

[bobogosing]

Re: bobogosing's UE diary

Send this off: ---> Our Templates | Unenforceability Templates | Threat by Creditor - To Apply for a Charging Order

Thank you Niddy!

[bobogosing]

Re: bobogosing's UE diary

UPDATE

RBS Natwest Cards (Mrs bobo's)
Type of account: RBS Natwest Card
Date commenced: pre 2004, will update
Approx balance: £2714.03
Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
Status: Default and in arrears
Account owner: Royal Bank of Scotland PLC-Card Services
10/2/11 send cca request
25/2/11 received letter from Moorcroft, email to Niddy and wait for advice
26/2/11 Niddy said to ignore this letter from Moorcroft too, as they are in default for not sending my CCA request

5/3/11 Received "POSSIBLE LITIGATION" letter from Moorcroft, emailing it to Niddy
5/3/11 Received CCA, waiting for Niddy's advise
10/3/11 Send letter as Niddy adviced - Threat by Lender/D.C.A - To Commence Litigation
5/5/11 Received LITIGATION WARNING letter from midas creditservices whom is part of Moorcroft. Uploading for Niddy to advise
9/5 sent Threat by Lender/D.C.A - To commence litigation as advised by Niddy
19/8 received ligitigation warning from midascreditservices
2/9 sent enough is enough template to midascreditservices
9/9 received letter from moorcroft saying," unfortunately moorcroft is no longer responsible for collection activity on this account."
14/9 received notice of debt collection letter from westcot, it says," please contact us as soon as possible as failure to do so will result in further recovery action"
12/10/11 received" an offer to reduce the amount payable on your debt" letter from nelson guest & partners solicitors, see post #324. Advised to ignore
Received FINAL NOTICE letter from Wescot dated 23/12/11.


Received letter from wescot saying:

"A door step collector being instructed to visit your property to collect payment or Either us or our client taking Legal action against you through the courts.If legal proceedings are issued and a judgement or a Decree is obtained against you, court fees and legal costs could increase the amount you owe."

I am trying to find the "DCA threats and no doorstep call" template, not having much luck. Can someone point me to the right direction please? A very grateful bobo x

[Deepie]

Re: bobogosing's UE diary

UPDATE

RBS Natwest Cards (Mrs bobo's)
Type of account: RBS Natwest Card
Date commenced: pre 2004, will update
Approx balance: £2714.03
Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
Status: Default and in arrears
Account owner: Royal Bank of Scotland PLC-Card Services
10/2/11 send cca request
25/2/11 received letter from Moorcroft, email to Niddy and wait for advice
26/2/11 Niddy said to ignore this letter from Moorcroft too, as they are in default for not sending my CCA request

5/3/11 Received "POSSIBLE LITIGATION" letter from Moorcroft, emailing it to Niddy
5/3/11 Received CCA, waiting for Niddy's advise
10/3/11 Send letter as Niddy adviced - Threat by Lender/D.C.A - To Commence Litigation
5/5/11 Received LITIGATION WARNING letter from midas creditservices whom is part of Moorcroft. Uploading for Niddy to advise
9/5 sent Threat by Lender/D.C.A - To commence litigation as advised by Niddy
19/8 received ligitigation warning from midascreditservices
2/9 sent enough is enough template to midascreditservices
9/9 received letter from moorcroft saying," unfortunately moorcroft is no longer responsible for collection activity on this account."
14/9 received notice of debt collection letter from westcot, it says," please contact us as soon as possible as failure to do so will result in further recovery action"
12/10/11 received" an offer to reduce the amount payable on your debt" letter from nelson guest & partners solicitors, see post #324. Advised to ignore
Received FINAL NOTICE letter from Wescot dated 23/12/11.


Received letter from wescot saying:

"A door step collector being instructed to visit your property to collect payment or Either us or our client taking Legal action against you through the courts.If legal proceedings are issued and a judgement or a Decree is obtained against you, court fees and legal costs could increase the amount you owe."

I am trying to find the "DCA threats and no doorstep call" template, not having much luck. Can someone point me to the right direction please? A very grateful bobo x

Harassment & Threat of Doorstep-Visit

[bobogosing]

Re: bobogosing's UE diary

Harassment & Threat of Doorstep-Visit

Thank you I2D! x

[bobogosing]

Re: bobogosing's UE diary

I have moved all the posts related to the assignment issue over here, into one place: ---> What to do when your account is Assigned?

Hello Niddy and All!

Received reply from Arrow dated 30/1/12.
Do I file away please? Thanks bobo x