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Re: bobogosing's UE diary
Originally posted by bobogosing View PostThank you Niddy!
Not long till you're SBI'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk
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Re: bobogosing's UE diary
BARCLAYCARD (Mr bobo's)
Started : 06/03
Balance : 4406
date last paid (full amount):14/09/10
Status: In arrears
send CCA and Niddy confirmed :UE
Received Final Response letter from Barclay.
13/1/11 Emailed to Niddy. For Niddy's response see post#90
Received letter from Calder Financial dated 14/3/11. Emailing it to Niddy for advise(22/4/11)
6/6/11 sent Debtors Final Response - CCA Received as Niddy advised
24/1/14 Received letter from MK Rapid Recoveries
26/1/14 Sent CCA
3/3/14 Received letter & tc from Barclay dated 28/2/14
Received "Notice of intended legal action" letter from Keynes Collections dated 26/3/15.
6/4/15 Sent Niddy's template (#689) together with Plan B's advise #695 to Keynes and MKDP
Received reply/letter from MKDP dated 10/4/15 #699
Hi All!
Received letter from Robinson Way dated 15/6/16.
Looks like they been busy on 15/6/16 dishing out letters....lol!!
This account is definitely UE, as received letter from MKDP back in April 2015 and Plan B replied to this on post #695.
"" Wowsa, that's the letter you need!
The first two paragraphs on Page 2 make it clear that MKDP are fully aware that they cannot and therefore will not enforce the debt. It's there in black and white.
Highlight those two paragraphs in yellow and the last paragraph on Page 1, and attach the whole letter to Niddy's letter (forget the Barclays' letter for now).
Add a small paragraph into Niddy's letter after the one ending in "will not work" which says something like "Your client MKDP is also fully aware that this debt is unenforceable which they confirmed in writing to me on 20th May 2014 (see attached)".
Lucky you to have that letter even if you never posted it on the forum. Something tells me you won't be hearing from Keynes again after this.
Plan B x""
Will file away.
bobo xxBe kind, for everyone you meet is fighting a hard battle!
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Re: bobogosing's UE diary
Ah bless them, they think you will have forgottenI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
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Re: bobogosing's UE diary
Perhaps they like to keep in touch , you'll get a birthday card next xif you do it today and you like it you can always do it again tomorrow
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
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Re: bobogosing's UE diary
Originally posted by Never-In-Doubt View Postoh shit. I hope I'm not too late.....
Don't send anything. Right now you're in control & they're in default. By sending a new request they could remedy the existing flaws and thus put them in control.Originally posted by bobogosing View PostUpdate
Barclaycard 1 (Mrs bobo's)
Type of account: Barclaycard
Date commenced: Before 2004
Approx balance: £3190
Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
Status: Default and in arrears
Account owner: Barclaycard
http://forums.all-about-debt.co.uk/s...&postcount=314
8/5/13 Requested CCA again for ignoring creditors letters
received letter from MKDP dated 20/5/13 (#513). Advised to ignore
23/5/16 Received letter from Howard Cohen dated 11/5/16. Please see post #812
24/5/16 Send LBA template to Howard Cohen
24/5/16 Send CCA to Robinson Way
Originally posted by bobogosing View PostHi Pixie!
Thank you for your reply and advice.
Was at PO and no, not send LBA yet because I remembered last night reading there were two version of LBA templates.
So, I thought to myself.....better go home and double check which template to use. I am glad I did
Regarding the CCA, I did sent to Robinson Way but not included the £1 :P
Forgot I had to pay £1....in a way, good job.
So, even thought I have sent the CCA request, they will not respond. Fingers crossed.
Out of curiosity......even though I have received a reconstructed CCA, that was from MKDP and not Robinson Way.
MKDP sold my debt to Robinson Way late last year. (Never CCA them)
Its Robinson Way that have instructed Howard Cohen Solicitors to contact me, I still don't need to request CCA from Robinson Way?
Many thanks in advance for your time.
bobo xx
Received letter from Robinson Way, dated 22/6/16
Letter is for Barclaycard, been advised not to send CCA after I have posted it without £1 fee.
Please see post #818
Please advise.
Thank you in advance.
bobo xxBe kind, for everyone you meet is fighting a hard battle!
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Re: bobogosing's UE diary
That's good because they have put in writing to you that you haven't sent a £1 exactly what Niddy said! That's good news!
Originally Posted by Never-In-Doubt oh shit. I hope I'm not too late.....
Don't send anything. Right now you're in control & they're in default. By sending a new request they could remedy the existing flaws and thus put them in control.
I am sure someone will be along to advise but as Niddy pointed out you're in control!Last edited by Roger; 26 June 2016, 12:42.
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Re: bobogosing's UE diary
as above do nothing at the moment xxxI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
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Re: bobogosing's UE diary
Originally posted by Never-In-Doubt View Postoh shit. I hope I'm not too late.....
Don't send anything. Right now you're in control & they're in default. By sending a new request they could remedy the existing flaws and thus put them in control.Originally posted by bobogosing View PostUpdate
Barclaycard 1 (Mrs bobo's)
Type of account: Barclaycard
Date commenced: Before 2004
Approx balance: £3190
Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
Status: Default and in arrears
Account owner: Barclaycard
http://forums.all-about-debt.co.uk/s...&postcount=314
8/5/13 Requested CCA again for ignoring creditors letters
received letter from MKDP dated 20/5/13 (#513). Advised to ignore
23/5/16 Received letter from Howard Cohen dated 11/5/16. Please see post #812
24/5/16 Send LBA template to Howard Cohen
24/5/16 Send CCA to Robinson Way
Originally posted by bobogosing View PostHi Pixie!
Thank you for your reply and advice.
Was at PO and no, not send LBA yet because I remembered last night reading there were two version of LBA templates.
So, I thought to myself.....better go home and double check which template to use. I am glad I did
Regarding the CCA, I did sent to Robinson Way but not included the £1 :P
Forgot I had to pay £1....in a way, good job.
So, even thought I have sent the CCA request, they will not respond. Fingers crossed.
Out of curiosity......even though I have received a reconstructed CCA, that was from MKDP and not Robinson Way.
MKDP sold my debt to Robinson Way late last year. (Never CCA them)
Its Robinson Way that have instructed Howard Cohen Solicitors to contact me, I still don't need to request CCA from Robinson Way?
Many thanks in advance for your time.
bobo xxOriginally posted by nightwatch View Postas above do nothing at the moment xxxBe kind, for everyone you meet is fighting a hard battle!
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Re: bobogosing's UE diary
Phew goodo xif you do it today and you like it you can always do it again tomorrow
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
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Re: bobogosing's UE diary
I agree bobo, just file it away, ignore the threats of what Howard Cohen MAY do and let us know when they write next.Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
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Re: bobogosing's UE diary
Thanks for the update, I hope all your letters will be so easy to deal with!I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
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