bobogosing's UE diary

[MrsD]

Re: bobogosing's UE diary

good to hear from you Bobo, long may the silence continue!

[bobogosing]

Re: bobogosing's UE diary

Hello All!

Pop in to say Happy 2014!!

Also to let you all know I have heard nothing from any of my chasers........no news is good news!!

Just hope I have not open my mouth too soon

bobo xx

Hello

I have opened mytoo soon!!

Received letter from MKDP dated 2/1/14.

Its the same old same old garbage. Please see attached.

Shall I send Final Response - UE (CCA Received) template?

Thank you in advance.

bobo x

[MrsD]

Re: bobogosing's UE diary

I would, yes

[bobogosing]

Re: bobogosing's UE diary

I would, yes

Thank you Mrs D!!

[Enforcer]

Re: bobogosing's UE diary

Barclaycard will never admit that they have an unenforceable account. Just send the letter and expect further garbage from them.

[bobogosing]

Re: bobogosing's UE diary

UPDATE

Barclaycard 1 (Mrs bobo's)

Type of account: Barclaycard
Date commenced: Before 2004
Approx balance: £3190
Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
Status: Default and in arrears
Account owner: Barclaycard

http://forums.all-about-debt.co.uk/s...&postcount=314

8/5/13 Requested CCA again for ignoring creditors letters
received letter from MKDP dated 20/5/13, advised to file away


Barclaycard 2 (Mrs bobo's)

• Type of account: Barclaycard
• Date commenced: Before 2004
• Approx balance: £1128
• Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
• Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
• Status: Default and in arrears
• Account owner: Barclaycard

http://forums.all-about-debt.co.uk/s...&postcount=251

8/5/13 Requested CCA again for ignoring creditor's letters
received letter from MKDP dated 20/5/13,advised to file away

***MKDP is now dealing with both my barclaycard accounts together.

1/11/13 I received letter from MKDP dated 28th October 2013 (see post 560) was advised to send "Final Response - UE (CCA Received) ", sent via 1st class RD.
Also received letter from Keynes dated 29th October 3013 ,"Notice of Intended Legal Action". Advised to send a copy of CCA requested from DCA. See post #565 & #569

Received letter dated 2//1/14 from MKDP (#572), same old garbage, advised to send Final Response - UE (CCA Received) template.

9/1/14 Final Response - UE (CCA Received) letter ready to send off in the morning via RD.

[bobogosing]

Re: bobogosing's UE diary

UPDATE

Barclaycard 1 (Mrs bobo's)

Type of account: Barclaycard
Date commenced: Before 2004
Approx balance: £3190
Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
Status: Default and in arrears
Account owner: Barclaycard

http://forums.all-about-debt.co.uk/s...&postcount=314

8/5/13 Requested CCA again for ignoring creditors letters
received letter from MKDP dated 20/5/13, advised to file away


Barclaycard 2 (Mrs bobo's)

• Type of account: Barclaycard
• Date commenced: Before 2004
• Approx balance: £1128
• Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
• Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
• Status: Default and in arrears
• Account owner: Barclaycard

http://forums.all-about-debt.co.uk/s...&postcount=251

8/5/13 Requested CCA again for ignoring creditor's letters
received letter from MKDP dated 20/5/13,advised to file away

***MKDP is now dealing with both my barclaycard accounts together.

1/11/13 I received letter from MKDP dated 28th October 2013 (see post 560) was advised to send "Final Response - UE (CCA Received) ", sent via 1st class RD.
Also received letter from Keynes dated 29th October 3013 ,"Notice of Intended Legal Action". Advised to send a copy of CCA requested from DCA. See post #565 & #569

Received letter dated 2//1/14 from MKDP (#572), same old garbage, advised to send Final Response - UE (CCA Received) template.

9/1/14 Final Response - UE (CCA Received) letter ready to send off in the morning via RD.

Hello Everyone

Received reply from MKDP regarding the above accounts.

Do I file away please? Don't know what other templates I can use to reply

Many thanks!

bobo x

[Deepie]

Re: bobogosing's UE diary

Hello Everyone

Received reply from MKDP regarding the above accounts.

Do I file away please? Don't know what other templates I can use to reply

Many thanks!

bobo x

I'd just file it away if it were me........

[bobogosing]

Re: bobogosing's UE diary

I'd just file it away if it were me........

Many thanks Deepie!!

[carol01]

Re: bobogosing's UE diary

Hello Everyone

Received reply from MKDP regarding the above accounts.

Do I file away please? Don't know what other templates I can use to reply

Many thanks!

bobo x

just be careful that was the last letter they sent to me before they went on to issue a claim against me, i know that no 2 accounts are the same but just thought i would share my experience

[bobogosing]

Re: bobogosing's UE diary

BARCLAYCARD (Mr bobo's)

Started : 06/03
Balance : 4406
date last paid (full amount):14/09/10
Status: In arrears
send CCA and Niddy confirmed :UE
Received Final Response letter from Barclay.
13/1/11 Emailed to Niddy. For Niddy's response see post#90
Received letter from Calder Financial dated 14/3/11. Emailing it to Niddy for advise(22/4/11)
6/6/11 sent Debtors Final Response - CCA Received as Niddy advised

Hi All!

Received letter from Barclaycard:-

Also received letter from MKRR:-

Do I file away? Thank you in advance. bobo x

Not heard from them for some time with this one, thought I was getting lucky
Received letter from MK Rapid Recoveries today.
Going to CCA them to buy time again.

[bobogosing]

Re: bobogosing's UE diary

MBNA Virgin

Started : 03/08
Balance : 4570
date last paid (full amount):04/09/10
Date last paid (Reduced payment):23/09/10
Status: In Arrears

Send CCA 5/10/10
Received CCA 22/10/10
Niddy confirmed Enforceable and advised to send blagging letter 22/10/10
Received letter from Virgin demanding missed payments, emailed a copy to Niddy 14/12/10
7/10/11 received letter from mbna virgin saying they decided that they will take action of placing the debt with a debt collection agency. Advised to ignore.
19/10/11 Received EARLY SETTLEMENT OFFER letter from AIC dated 17/10/11. Advised to ignore.
26/1/12 Received 2 letters. 1 from MBNA Virgin and the other from Arrow. Going to send "Account sold in dispute" template.
27/01/12 Send "Account sold in dispute" to Arrow
14/4/12 Received letter from dryensfairfax


With this account being enforceable, I have offered F&F on 8/5/13 and got refused,
they rather accept the £1 monthly offer payment for 6 months.

Now the time is up and they have start chasing again
Received "Notice of Doorstep Collection" letter from Debt Managers today.

Going to send the £1 offer letter to them again and see what happens.

[carol01]

Re: bobogosing's UE diary

Hello Everyone

Received reply from MKDP regarding the above accounts.

Do I file away please? Don't know what other templates I can use to reply

Many thanks!

bobo x

i think some sort of template should be sent for this letter recieved... i recieved the same and with in a couple of weeks have now a N1 claims form from northampton so maybe request the original cca from mkdp if not done already

[bobogosing]

Re: bobogosing's UE diary

i think some sort of template should be sent for this letter recieved... i recieved the same and with in a couple of weeks have now a N1 claims form from northampton so maybe request the original cca from mkdp if not done already

Thanks carol01! I suppose CCA them again would do no harm. Can I CCA creditors every month or it can only be done once a year?

[carol01]

Re: bobogosing's UE diary

Thanks carol01! I suppose CCA them again would do no harm. Can I CCA creditors every month or it can only be done once a year?

as far as i know you can request 1 every month but if it went to court then they would see this as a stalling tactic but.. if you haven't requested a cca from mkdp then i would send another one but lets see what the experts say mods/niddy/andrew i just know if i had my time again iwould have sent a cca to mkdp instead i left it and ended up with a N1 which after 19 months is still on going