-
Last edited by AAD-LinkEditor; 10 January 2012, 08:23.I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk -
Re: Marlings UE diary
See note above about is it alright (yes) - Send off for a CCA RequestOriginally posted by marling View PostLast edited by AAD-LinkEditor; 10 January 2012, 08:23.I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Last edited by AAD-LinkEditor; 10 January 2012, 08:24.I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Marlings UE diary
You have a CCJ? Continue the repayments. Do not mess around with this account - leave it alone and continue with whatever you have prearranged.Originally posted by marling View PostI'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Marlings UE diary
Send off for a CCA RequestOriginally posted by marling View Post
* Even though an OD is not treated the same, it'll buy you much needed time.....Last edited by AAD-LinkEditor; 10 January 2012, 08:24.I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Marlings UE diary
Ignore this totally, obviously it's pointless bringing it out of statute, what with last contact being over 3yrs I'd say leave sleeping dogs and all thatOriginally posted by marling View Post
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Marlings UE diary
Please confirm amounts and when taken out, plus original loan amounts for each. Continue repaying these for the moment until at least you confirm the details to us.Originally posted by marling View PostI'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Marlings UE diary
Ok, hopefully now you'll see a pattern evolve from the above - basically send off a CCA Request then update your diary when you get a reply, and email me the agreement and we'll then work through each one. You need to either stop paying those as indicated, or at least consider it.Originally posted by marling View Post
Regards to who to send the CCA - this goes to whoever owns the debt, so in most cases the DCA that is hassling you - also, do not sign the cheque in your normal handwriting, do it completely different or use postal orders.
Best of luck, keep us updated!
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Marlings UE diary
Niddy....wow you are a star!
Couldn't find the emoticon for a star! That was a lot of replies, your Karma rating will be through the roof; great to see someone helping others!
Marling....I hope you can now start to get things on track.Some days you're the pigeon, some days you're the statue. I currently spend too many days as the statue......but thanks to this site not as many as I used to!
sigpic
Comment
-
Re: Marlings UE diary
hi niddyOriginally posted by Never-In-Doubt View PostOk, hopefully now you'll see a pattern evolve from the above - basically send off a CCA Request then update your diary when you get a reply, and email me the agreement and we'll then work through each one. You need to either stop paying those as indicated, or at least consider it.
Regards to who to send the CCA - this goes to whoever owns the debt, so in most cases the DCA that is hassling you - also, do not sign the cheque in your normal handwriting, do it completely different or use postal orders.
Best of luck, keep us updated!
thank you very much for your promt replies and guides.
so do you think UE is a good way to go about this ?
ive noticed you have asked some people to get experian/equifax reports, does this apply to me yet ?
i will get the cca's arranged in the next couple of days.
thanks again.
marlingComment
-
Re: Marlings UE diary
will email you shortly re this and things in generalOriginally posted by Never-In-Doubt View PostPlease elaborate - tell us more....?
Comment
-
Re: Marlings UE diary
re : i also have interesting letter form northern rock loan dated 7/7/2009 giving me an up to date statement showing my payments via cccs(at the time) but also it has on it : bad debt write off : £5,755.93
is this an own goal by them or is it stating its been sold off their books ?Comment
-
Re: Marlings UE diary
Can you afford to pay the debts? If not then yea, send off for the CCA......Originally posted by marling View PostI'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Marlings UE diary
hi mauijimOriginally posted by mauijim View PostWelcome Marling you are in the right place.
I am also new but I have learned a lot in the last 3 months. I would offer the following that has helped me.
- Perform all correspondence with creditors in writing only.
- If you have not already done so then setup a lever arch file where you can keep all paperwork.
- Send all mail Recorded delivery and staple all proof of postage to the letters.
- Never speak with them via phone and ignore home viisits. Under no circumstances allow them entry to your home. I suggest sending Harassment by Telephone and also Harassment and threat of Doorstep visit(if they threaten a visit)This may seem like overkill but it gives you peace of mind valuable time to think and relax.
- Listen to the advice from Niddy and his crew. Trust them 100% and follow their advice even if you feel unsure. if you do feel unsure then simply ask for clarification and then follow the advice. I have done so it has changed my life immeasurably for the better!
- Relax.......this seems hard I know but having read your posts it appears your debts are on Credit Cards and/or loans. I would just ask are the loans secured?
- Ask for advice and join in with the chat on the forum as it will help you to realise there is a life to be had and being in debt is not a crime!!
MJ
apologies for delay, thanks for info and help.
2: i have set up seperate files for all
thankfull i am reasonably hardened up to all this, lets hope i remain that way.
again thanks for the welcome
all the best
marlingComment
- Hi & Welcome to the AAD Consumer Forum
We're a FREE consumer debt and legal forum offering help, support and debate in many areas of day-to-day life. You will need to Register a Free Account before you can join in with the discussion and contribute with your own posts. Remember to also check out the FAQ's so you can get to grips with how the forum works ready to start posting your new topics. Read about the new GDPR 2018 Rules and how it affects you as a member of AAD.
Tweet
Comment