The Scarednshakins UE Diary

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Morning all , thanks Niddy, yep everyone up here well, even better after we got a letter from Cabot this morning.

'We have requested the relevant documentation from Clydesdale Bank, however we have been informed that they are unable to provide the required information. Therefore, I can confirm that Cabot has taken the decision to no longer pursue collection of this account.' YIIIPPPEEEEEE

Thanks for everyone's help on this one and Niddy for stopping mwe from panicking

Well done - another one bites the dust

[scarednshakin]

Re: The Scarednshakins UE Diary

Got response from Cabot this morning, they were unaware of any requests or disputes that we had previously raised with the original lender and that contact was made in good faith

They have contacted Clydesdale and hope to be back in contact in the next 12 days. But they would still request we contact them to discuss repayment options

So will wait for the next letter from them. I do like the last para on the letter tho.

'I note your comments regarding a visit to your home. We shall attempt to avoid a doorstep collector being instructed, however if you do not co-operate in resolving your outstanding account, we reserve the right to escalate your account as we deem necessary and this may result in the instruction of a doorstep agent. I trust I have set out our position clearly.'

Morning all , thanks Niddy, yep everyone up here well, even better after we got a letter from Cabot this morning.

'We have requested the relevant documentation from Clydesdale Bank, however we have been informed that they are unable to provide the required information. Therefore, I can confirm that Cabot has taken the decision to no longer pursue collection of this account.' YIIIPPPEEEEEE

Thanks for everyone's help on this one and Niddy for stopping mwe from panicking

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Thanks for the update. All quiet is niiiice

Hope you're all keeping well

[scarednshakin]

Re: The Scarednshakins UE Diary

Hi All another letter from Wescot re Bank of Scotland cc, ignored last letter. New letter is a Final Notice, usual threatening doorstep visit, litigation etc etc.

Which letter best to send, Acc sold or Threat of Litigation? Many, many thanks

Other letter is about this BOS cc. Sent Account Sold letter to Wescot and got a letter in today from BOS. They are sorry that we have had to complain!! Their records show that they have sent out the information twice to Iqor and Capquest and that there is a third request from Wescot currently being processed. They have studied our complaint but feel that the debt is enforceable and they will be contacting us for payment.

Will ignore this one as well

That's me up top date, hope everyone has a good weekend and not too much snow (nice and sunny up here, will now quietly disappear )

[scarednshakin]

Re: The Scarednshakins UE Diary

Morning everyone and a HAPPY NEW YEAR and all the very best for 2012

Have had a few letters from Moorcroft since October about this credit card. They have sent our a copy of statements, awfully nice of them but had about 3 lots of these over time. Got in a letter this morning now enclosing a copy of cc application, also have many, many copies of this but they now believe that we are 'liable for this debt' and we have to contact them as to how we want to proceed.

What is the best letter to send out

Loving the New Template section, can't believe how much this site has changed since Niddy started it and how many people it has helped

Moring , well got a couple of letters in this morning. First one is from Moorcroft, ignored the last letter and this one bascially says if you do not contact them within 28 days they will close the account and return it to their clients. Think I will be ignoring this one

[scarednshakin]

Re: The Scarednshakins UE Diary

Hi



I would wait until Wescot write about this. If it has been assigned it will probably have a new reference number so is sort of a 'new' account to Wescot, you have to start all over again

Wait till they write to you, who are the new owners now ?

MK

Cheers, yes will wait to hear. That is what I think is a bit weird, Wescot knew it was in dispute as they were chasing it last year and now they are the new owners. Will wait and see what comes in next.

[mk_chatham]

Re: The Scarednshakins UE Diary

Hi

Have been reading other threads about this and am I right in thinking that I can send out Account Sold letter, only Wescot had this account back in March 2011 and have already had Accout Sold letter.

Thanks

I would wait until Wescot write about this. If it has been assigned it will probably have a new reference number so is sort of a 'new' account to Wescot, you have to start all over again

Wait till they write to you, who are the new owners now ?

MK

[scarednshakin]

Re: The Scarednshakins UE Diary

Bank of Scotland Preference Account £3,677.01 - defaulted. Have has Final Response from BOS, it has been passed to Apex. Letters go back and forth between Apex, sent last letter to Apex a couple of weeks ago (the letter that was written for Ann). Have not heard anything back yet.

Morning , hope everyone had a good weekend.

Well not to be left out I got a Letter of Assignation in the post today for the above account. Letter was from BOS informing me that Wescot are now managing this account. Had heard nothing about this one since March 2011.

Have been reading other threads about this and am I right in thinking that I can send out Account Sold letter, only Wescot had this account back in March 2011 and have already had Accout Sold letter.

Thanks

[scarednshakin]

Re: The Scarednshakins UE Diary

Thank you very much, will get it posted tomorrow

[MrsD]

Re: The Scarednshakins UE Diary

if they haven't had anything before, I'd send the account sold. Needs to be simple for Westcot.................

[scarednshakin]

Re: The Scarednshakins UE Diary

Hi All another letter from Wescot re Bank of Scotland cc, ignored last letter. New letter is a Final Notice, usual threatening doorstep visit, litigation etc etc.

Which letter best to send, Acc sold or Threat of Litigation? Many, many thanks

[scarednshakin]

Re: The Scarednshakins UE Diary

Hi Niddy, yes Mr SNS is fine, working hard or so he claims Can't believe how quiet it has been, no letters, but suppose with the New Year they are all having another shot.

Hope you and Mrs Niddy are well and am soooo impressed with the website, it just keeps getting better n better

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Best of luck mrs SnS.

Hope you & the hubbys ok - How is mr SnS? Still working away....? (ask for that luxury holiday now lol)

[scarednshakin]

Re: The Scarednshakins UE Diary

Cheers guys

[garlok]

Re: The Scarednshakins UE Diary

Hi Mrs SnS,

I would do the same just to keep them on the back foot all the time.

regards
Garlok