The Scarednshakins UE Diary

[scarednshakin]

Re: The Scarednshakins UE Diary

Ignored letter from Midas and got a letter in today DISCOUNT OFFER,

'In one last attempt to come to an arrangement to prevent more serious action our client has informed us that we may be able to offer you a SUBSTANTIAL DISCOUNT. If you believe there is an outstanding query on this account please contact us as soon as possible.

Also mentions about a local representative calling at home in the near future to try to assist you and seek to establish how you propose to settle the balance outstanding.

Think I will be ignoring this one as well

Hi

Sent out Harrassement letter as per In2Deep, heard nothing until today, letter in from Moorcroft offering another SUBSTANTIAL DISCOUNT, more or less the same letter but threatening court etc if I do not contact them.

Send out Threat of Litigation letter or ignore?? Cheers

[scarednshakin]

Re: The Scarednshakins UE Diary

Well it was quiet with this one but this morning got a letter from Mckenzie Hall asking why I haven't been paying Will send out 'Account Sold' letter and see what happens next.

Cheers Niddy, loving the 'New Look'. I am away to have a proper look around

Hello, it has been very, very quiet at the moment, not complaining though.

McKenzie Hall have been back in touch, did send a letter to me a couple of weeks ago telling me to phone them which I duly ignored and filed, letter in today telling me that I have until 12 Noon on 15 September to pay or they will be taking the matter further, court etc mentioned as per usual.

Send out 'Threat of Litigation' letter? Cheers and hope everyone is well

[scarednshakin]

Re: The Scarednshakins UE Diary

Cheers everyone, have had a lie down in a darkened room and am fine nowJust don't like that bad, bad word court n don't like Cabot either.

Paul you ain't banned from my diary and thanks for the advice, Dopey and Niddy thanks for your advice too and I am calm (honest)

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

sorry if i caused alarm, it wasnt intended, but i just want to make sure that your eyes are wide open as to what "may" happen with these parasites.

You are banned from the diaries

Bad man

[Paul.]

Re: The Scarednshakins UE Diary

sorry if i caused alarm, it wasnt intended, but i just want to make sure that your eyes are wide open as to what "may" happen with these parasites.

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Cheers Niddy, panicking up here . Cabot have bought the account from Clydesdale

Don't stress. Let's see what happens yea

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

soz mate,

But look at stevies case,

i rest my case

they dont look at what they litigate, nor do they do it properly

Yea and in that case I'd already beaten them, you just finished the job off properly.

I'm not worried about Cabot

[MrsD]

Re: The Scarednshakins UE Diary

every case is different and there is absolutely no point in worrying about something that might not happen, if we worried about every single one going to court, we'd be bonkers!

[scarednshakin]

Re: The Scarednshakins UE Diary

Oi stop scaring the diary peeps naughty boy

Mrs SnS is also in Scotland. However Clydesdale bank dont issue many claims so here's hoping Cabot are not legal assignees eh

Don't worry, you'll be fine!!

Cheers Niddy, panicking up here . Cabot have bought the account from Clydesdale

[Paul.]

Re: The Scarednshakins UE Diary

soz mate,

But look at stevies case,

i rest my case

they dont look at what they litigate, nor do they do it properly

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Oi stop scaring the diary peeps naughty boy

Mrs SnS is also in Scotland. However Clydesdale bank dont issue many claims so here's hoping Cabot are not legal assignees eh

Don't worry, you'll be fine!!

[Paul.]

Re: The Scarednshakins UE Diary

allaboutFORUMS


If you look at that thread, you will see what they are like

it had a good result though

[Paul.]

Re: The Scarednshakins UE Diary

Oh no, don't like the sound of that.

sorry,

But it is a reality, i deal with litigation daily vs these peeps and they do not look at the real case til the claim is issued it seems,

They have discontinued a number of cases that should never have even been written on a court claim form, but did,

Im just trying to make you aware of what could happen with them.

[scarednshakin]

Re: The Scarednshakins UE Diary

Oh no, don't like the sound of that.

[Paul.]

Re: The Scarednshakins UE Diary

Got response from Cabot this morning, they were unaware of any requests or disputes that we had previously raised with the original lender and that contact was made in good faith

They have contacted Clydesdale and hope to be back in contact in the next 12 days. But they would still request we contact them to discuss repayment options

So will wait for the next letter from them. I do like the last para on the letter tho.

'I note your comments regarding a visit to your home. We shall attempt to avoid a doorstep collector being instructed, however if you do not co-operate in resolving your outstanding account, we reserve the right to escalate your account as we deem necessary and this may result in the instruction of a doorstep agent. I trust I have set out our position clearly.'

Cabot do litigate real quickly, so you should be prepared for a court claim to drop through your letter box .

I would suggest reading up on the rules surrounding litigation, your rights to documents etc and the rules on extending the time for your defence

its better to be prepared than to have it fall in your lap