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  • Re: Patch's Diary

    they dont have to sell it just pass it on,the point is they passed it to mercers (same company) so effectively new person asking for payment, So sold while in dispute is sent, simples x
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • Re: Patch's Diary

      Originally posted by patchouli View Post
      It hasn't been sold though?

      Yet...
      Originally posted by nightwatch View Post
      they dont have to sell it just pass it on,the point is they passed it to mercers (same company) so effectively new person asking for payment, So sold while in dispute is sent, simples x
      Thanks NW......
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

      Comment


      • Re: Patch's Diary

        ahhh my bad... I thought Mercers was Barclays so wasn't 'sold' in dispute so to speak.

        Do I need to send this signed for too?

        sorry I really am a dunce when it comes to navigating the template letters.. where would I find the Sold in Dispute template please?

        Comment


        • Re: Patch's Diary

          Originally posted by patchouli View Post
          ahhh my bad... I thought Mercers was Barclays so wasn't 'sold' in dispute so to speak.

          Do I need to send this signed for too?

          sorry I really am a dunce when it comes to navigating the template letters.. where would I find the Sold in Dispute template please?
          We know and you know...but they don't know that we know

          Account Sold whilst in Dispute


          and yes send to be signed for


          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • Re: Patch's Diary

            Awesome thanks Dee!

            Comment


            • Re: Patch's Diary

              Our Deepie has a way with words ...its the shorts you know xx
              if you do it today and you like it you can always do it again tomorrow


              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • Re: Patch's Diary

                Originally posted by nanna58 View Post
                Our Deepie has a way with words ...its the shorts you know xx
                Nice knees too!

                Comment


                • Re: Patch's Diary

                  Does the SID letter need to be sent signed for?

                  • make the debtor pay the debt before they're supposed to
                  • get a court judgment against the debtor
                  Is the spelling mistake intentional?

                  Comment


                  • Re: Patch's Diary

                    Yes to both, there is a reason,but you can correct the mistake x
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • Re: Patch's Diary

                      Originally posted by nightwatch View Post
                      Yes to both, there is a reason,but you can correct the mistake x

                      I did wonder.... shall I leave it then? Is it important?

                      Comment


                      • Re: Patch's Diary

                        It's a long story why there are certain mistakes, but it's not important to us,so correct it if you want

                        NW
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment


                        • Re: Patch's Diary

                          lol ok... cheers!! xx

                          Comment


                          • Re: Patch's Diary

                            • Type of account Unused Bank Account - Barclays (joint)

                            • Date commenced01/07/1997
                            • Approx balance £1570.39

                            • Date last paid I blag them here and there with between £20 and £50

                            • Are you on arrangement or not paying Not paying since December 2013

                            • Status They don't seem too bothered

                            • Account owner Barclays Bank
                            Can someone please guide me through this...

                            If I wanted to close the above account which is now at £1,640.00 could I do it over the telephone.. call up, pay the balance and have it shut down there and then.

                            OR.... would they refuse and charge what I and hubby owe to Barclays Cred Card to it? We both have Barclays CC that we are in the process of UEing.

                            I've been offered the money to get shot of it from a relative who has borrowed a LOT of money from me over the last 20 years ... which in all honesty would be amazing and make my life just that little bit less stressy.

                            I am going to continue down the UE route for the other debts... but if I could just get rid of this one and know it was closed and gone that would be incredible.

                            Any advice?

                            Comment


                            • Re: Patch's Diary

                              Why does one account matter so much to you, if someone owes you cash then why not keep the cash and enjoy it, sod paying the banks back!!!

                              but if you were to make an offer its best to get it sold to a dca then we can probably get it settled for a lot less, maybe even 50%

                              Don't jump in here! think carefully......
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                              • Re: Patch's Diary

                                They aren't selling though. It's been years since I used the account and months since I paid anything but the interest keeps being added on.

                                I'm scared the amount owed will end up double in a few years and then something will have changed and they will come after me for it all when I wont have access to the money to pay it off.

                                So confused.. How long does it take a current account to clock that I am not going to pay? Or do I need to write to them and say "Look I'm not paying you so sell it"

                                Comment

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