Patch's Diary

[nightwatch]

Re: Patch's Diary

Standard shoddy default from mercers. Mercers are in house collectors for Barcs, leave it a day or two then send Sold in dispute to mercers

[patchouli]

Re: Patch's Diary

so missing pt to barclays tomorrow...

then next week a sold in dispute to mercers

[nightwatch]

Re: Patch's Diary

yep

[patchouli]

Re: Patch's Diary

Thank you for your letter dated 10^th march 2014 which arrived today. However I feel you are somewhat confused when you state “We wrote to you recently with the answer to the query raised on your account”.


On the 14^th February an 'S Fisher' signed for a letter sent by me requesting missing prescribed terms.

This request has not in fact been fulfilled and I trust you will now do as requested and forward said terms to me as soon as possible.




Also, while I have your attention I would like to insist that you cease all contact with me other than by letter. That includes calling any telephone or mobile telephone numbers you 'think' may belong to me and text messaging.



Yours faithfully,

Is this ok to send to Lowells?

OK I got this today.... what do I do they haven't said anything about the missing PT's...

[Loopyloo]

Re: Patch's Diary

I received the exact same letter in response to my missing PT, but instead of at the bottom where it says they are placing the account on hold for 14 days while they await a response, I got 14 days to provide them financial info to stop them litigating on the account. Mmmm......maybe they are serious and actually are considering litigation on mines I thought it was a standard template, but they must copy and paste what is applicable. Crikey I would've thought copy & paste would have been too challenging for them.....now I am worried! Ha. Not.

I wouldn't worry about your letter, I'm sure some one will be along to advise you.

[patchouli]

Re: Patch's Diary

I wonder what they will do after 14 days on mine?

Is it 14 working days or 14 actual days?

I like how the letter was dated 8 days before I got it already swallowing up most of the 14 days.

[MrsD]

Re: Patch's Diary

I'd do a one liner referring them to you rlast letter

dear halfwit

i refer to your letter of blah and note with interest that the letter of blah signed for at your offfice on blah has not been dealt with

love and kisses, stick a big blowfish up your bum

patch

[patchouli]

Re: Patch's Diary

Wont they just reply with the above again...

basically they are saying they don't hold copies but that HBOS sent me true copies.. which they did but without the prescribed terms...

Should I send back a letter saying ok so you not having the paperwork is my problem how? Send me the prescribed terms or bugger off...

[Never-In-Doubt]

Re: Patch's Diary

You need to ignore it now. They won't be able to do much so just sit tight & keep us updated.

Its and that's all that matters!!

[nightwatch]

Re: Patch's Diary

Dear specsave worker
please read this letter s l o w l y to the holder and explain to them that it is in their interest to obtain the correct paperwork or this alleged account will remain in limbo,
Limbo ' a dance or a place some where between here an eternity'
Eternity ' a long time , ie longer than 6 years'
Please be gentle with them, they have not been out of school long
many thanks
sarky Bitch (mrs)

[patchouli]

Re: Patch's Diary

LOL love it..

OK so I sit on my hands... Thank you peeps!

[CleverClogs (RIP)]

Re: Patch's Diary

OK I got this today.... what do I do they haven't said anything about the missing PT's...

File it away carefully, as the arrogant jerks have thus refused to comply fully with your s78 request.

I wonder what they will do after 14 days on mine?

Their computerised threat-o-gram machine will churn out another letter, a bit nastier than previously.

Is it 14 working days or 14 actual days?

Does it matter? The Bowells group always pre-loads deadlines.

I like how the letter was dated 8 days before I got it already swallowing up most of the 14 days.

Yes, that's typical of those onanists.

When does the postmark on the envelope state it was posted?

dear halfwit

i refer to your letter of blah and note with interest that the letter of blah signed for at your offfice on blah has not been dealt with

love and kisses, stick a big blowfish up your bum

Mightn't they enjoy that?

[patchouli]

Re: Patch's Diary

LOL ... and no post mark...

[patchouli]

Re: Patch's Diary

• Type of account Barclays CC (mine)
  
  
• Date commenced05/06/1998
• Approx balance £2,481.48
  
  
• Date last paid December 2013
  
  
• Are you on arrangement or not paying not paying since December 2013
  
  
• Status UTD
  
  
• Account owner Barclaycard
• Current state of play

24th January 2014 - Two texts telling me to expect a text, two texts telling me I am late paying.
And now the automated calls have started.....
28th Jan - text "Barclaycard are here to help"
29th January 0844 calls at 08:51 - 18:43 - 20:15 - 20:16 - 20:16
30th January 0844 calls at 08:43 -
31st Jan 0844 calls at 09:38 - 19:09 - 20:37
1st February - text telling me to expect a text. Text then telling me I was a 'little late' again.
2nd Feb - 0844 calls at 09:38 - 18:05 - 20:20
4th Feb - 0844 calls at 11:58 - 18:14
5th Feb - text telling me I am a little late paying
6th Feb - 09:33 - 19:08 - 20:36
7th Feb - 0844 calls - 17:52
8th Feb - 0844 calls - 17:40 - 19:59
13th Feb - text telling me to expect a text.
13th Feb - Text telling me my payment is a 'little' late.
17th Feb - text telling me they are here to help if I need them... nope.. I has AAD!
20th Feb - 0844 calls at 09:13 - 09:14 - 18:53 - 19:09 - 22:25 -
22 Feb - 0844 calls at 09:47 - 18:21 - 20:34 -
24th Feb - 0844 calls at 08:59 - 20:18 -
25th Feb - text telling me my credit rating could be affected... HA! No shit Sherlock!
26th Feb - 0844 calls at 09:31 -
27th Feb - 0844 calls at 16:43
28th feb - 0844 calls at 09:11 - 18:52 - 20:23
1st March - text telling me they have tried to call me, I need to call them or pay at www.I'drathereatskunk.com
2nd March - 0844 calls at 09:25 - 17:44 - 19:57
4th March - 0844 calls at 08:47 - 18:40 - 20:14
5th March - text telling me they have tried to call me, I need to call them or pay at www.kissmyass.com
6th March - 0844 calls at 09:25 - 19:01 - 20:34
12th March, had enough of all the calls to my mobile so I diverted them all to voice mail :-)
14 texts
45 calls

27th February CCA request sent.
3rd March CCA signed for by 'JOHN' .. does this mean the texts and calls will stop?
7th March letter dated 3rd March arrives.. they are concerned and I need to pay or they will 'Set off' on my Barclays account.
8th March letter dated 5th March arrives.. Reply to my CCA arrives, no signature. Copy sent to Niddy. UE must send MPT
26th March letter dated 19th March from Mercers DEFAULT...
27th March sent MPT
28th March missing PT signed for by STARTIN
3rd April letter dated 28th March arrives, no mention of MPT but saying they will pass debt on.

This letter arrived today... dated 28th March, I shall ignore it unless anyone thinks I should reply?

I guess I wait now for them to do as they have threatened and sell it (seriously who would buy it?) and then send a SID to the new 'owner'...?

[Enforcer]

Re: Patch's Diary

Still in house, wait till they it to MKDP.