Hi folks, thanks for All the nice welcomes.
We have received a Statutory Demand from bw legal acting on behalf of Lowels who are chasing an old debt with Capital One for £4000.00. The SD was hand delivered to a Tennant at a house we own but have not lived in since 2009 it was delivered on or around the 25th of February although dated 15th of January (I miss read this date as 15th of February, so clearly was served AFTER the 18 day deadline for setting aside. I’m confused already. Today, the 11th of March we have received a follow up letter delivered in the post saying we were served the SD on the 23rd of February and asking us to contact them immediately so that a settlement can be arranged. If no response is received by the 16th of March they will send a Bankruptcy Petition to court.
There have been no other correspondences received by us from these firms prior to this SD.
My questions:
Along with the fact that we dispute the amount of debt can we use this strange state of affairs regarding the dates and amount of notice we have been given as sufficient grounds for having the SD set aside?
Should we send off a CCA request ASAP or have we ran out of time?
We have received a Statutory Demand from bw legal acting on behalf of Lowels who are chasing an old debt with Capital One for £4000.00. The SD was hand delivered to a Tennant at a house we own but have not lived in since 2009 it was delivered on or around the 25th of February although dated 15th of January (I miss read this date as 15th of February, so clearly was served AFTER the 18 day deadline for setting aside. I’m confused already. Today, the 11th of March we have received a follow up letter delivered in the post saying we were served the SD on the 23rd of February and asking us to contact them immediately so that a settlement can be arranged. If no response is received by the 16th of March they will send a Bankruptcy Petition to court.
There have been no other correspondences received by us from these firms prior to this SD.
My questions:
Along with the fact that we dispute the amount of debt can we use this strange state of affairs regarding the dates and amount of notice we have been given as sufficient grounds for having the SD set aside?
Should we send off a CCA request ASAP or have we ran out of time?
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