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  • Template letters...

    Another thing that springs to mind...

    Nids, if you don't agree with the following, please feel free to..

    1. Kick me in the knackers
    2. Gimme a bollocking
    3. Delete the thread

    ....Just trying to help in the war against the beloved lending institutions....who you are well aware that I think are...

    Anyway..

    We all know that dca's brains are as empty as an Essex girl's knicker drawer....

    BUT, they are becoming aware of a template letter when they see it.

    The Nid's templates are the dogs danglies, but I would advise the following...

    You need to give the dca at least the impression that you know what you are talking about, so they feel they may have at the very least a decent adversary.

    So,
    Read the template letters, try to understand and take on board what they actually mean - then, re-write them in your own words.

    Not only will this give you a better chance if they litigate (as you will know what the letters actually mean), but they will also be under the illusion that you are familiar with the cca 1974 and are aware of what you are doing (so they will think much harder about whether to litigate or not)..
    -----------------------------------------------

    Happiness, is screwing over a DCA.......

  • #2
    Re: Template letters...

    No mate

    Templates are legally sound - they are used by the banks and in multiple court cases workdwide - we all use templates as part of daily life! I do not suggest people read and rewrite in their own words, as that could mean missing key elements - plus whats the point of having them if we want people to rewrite them? The objective is to use an already established method of anal kicking and our templates work fine.

    yes, I always say to personalise them but the main gist of info should never be amended or you can de-value the actual content of the template.

    I would therefore suggest that unless you're 100% familiar with the CCA and related provisions that you do not rewrite the templates - similarly, if you're that clued up then you'd not want to use them as you'd write your own!

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    • #3
      Re: Template letters...

      Point taken dude...
      -----------------------------------------------

      Happiness, is screwing over a DCA.......

      Comment


      • #4
        Re: Template letters...

        Originally posted by thechippy View Post
        Nids, if you don't agree with the following, please feel free to..

        1. Kick me in the knackers
        2. Gimme a bollocking
        3. Delete the thread
        I light of Nids response, I vote we do all three
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #5
          Re: Template letters...

          Originally posted by oscar View Post
          I light of Nids response, I vote we do all three
          Come on then, I'm ready...
          -----------------------------------------------

          Happiness, is screwing over a DCA.......

          Comment


          • #6
            Re: Template letters...

            Originally posted by thechippy View Post
            Come on then, I'm ready...
            Number 1

            Comment


            • #7
              Re: Template letters...

              Originally posted by swanfan View Post
              Number 1

              Shite,

              That hurt you bugger....
              -----------------------------------------------

              Happiness, is screwing over a DCA.......

              Comment

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