Tweet
Hi again. I have another one to sort out. Started life as a Virgin Credit Card 2007. Defaulted 2010. Been making sporadic token payments since. Although it was a Virgin card its an MBNA card if that makes sense. Account was sold/transferred and i got the letters same as i've seen posted here, think mine was sold just over a year ago. My last payment was just less than a year ago to AIC, on belhalf of Arrow. Anyway they sent me a letter before xmas i think telling me to now deal with ARC Europe, i sent them a S78 request. That gave me some breathing space so i could focus on the Lloyds loan i had.
Arrow have now responded with an agreement. So i'd like to get the matter sorted, i'll compile an Income and expenditure and an offer. Total debt is for roughly 4k. Just before i do i'd be gratefull if anyone would cast their eye over this agreement and tell me if its ok? I'm being a bit cheeky here, i found someone elses online and mines identical except for a few minor differing percentages i.e where this one says 2% handlig fee and minimum transaction £2.50 mine says ..2.98% and £3 minimum. Date on my own agreement provided is July 2007, this copy is a 2006 copy.
Arrow have now responded with an agreement. So i'd like to get the matter sorted, i'll compile an Income and expenditure and an offer. Total debt is for roughly 4k. Just before i do i'd be gratefull if anyone would cast their eye over this agreement and tell me if its ok? I'm being a bit cheeky here, i found someone elses online and mines identical except for a few minor differing percentages i.e where this one says 2% handlig fee and minimum transaction £2.50 mine says ..2.98% and £3 minimum. Date on my own agreement provided is July 2007, this copy is a 2006 copy.
Comment