Hi

This is the first time I have ever posted on a forum so forgive me if I get things wrong.
I just wanted to say thank you to everyone who takes the time to post advice for other people's benefit. I have researched for many hours the various posts before finally taking the plunge...

Well done Wales ......

The near-simultaneous attacks in Paris that killed at least 127 people and wounded more than 180 were an "act of war" organised by Islamic State, says France's President Francois Hollande.

More ---> http://www.bbc.co.uk/news/world-europe-34820016



...

As part of my fall out with the world of credit, I encured the warth of hmrc. They got a ccj against me 3 years ago ( which I'm stil fighting, but that's another story).

my question is this , is it right that they should still be applying interest and penalties on and amount that they have...

Hi,

First of all I wish to state how refreshing it is to find such a well organised forum with help on debt matters.

Here is my situation:

Had loan facility for a business taken out as a personal loan (unsecured) back in 2001. This was on a joint account for me...

Hi, We are considering a trip to the USA next year. We intend flying into XX and doing a loop around USA, flying back from original destination. We need to hire a car, and have been told that this will be difficult without a credit card. We don't have one, and we wouldn't get one. Has anyone had...

I will try and keep this first post as informative as possible; my intension is to use this as the start of my “mission”.

Firstly, Hello All

I have been following and reading hours worth on this Forum for about a week now and going to take the plunge into Removing...

I have just found out that our LL is planning to demolish our bungalow to erect 2 houses on the land.
Back in summer this year we had 2 guys doing a land survey and we asked them what they were doing and they told us they were doing a land survey. We asked why and they said the LL is either planning...

Was just chatting to a friend and told them what I am doing and he said that if there was a CCA then the OC would have taken me to court and that they had dealings with Lowell who are all bull and no horns. Interesting! Is this right?
Mind you my debt is post 2007 so CCA doesn't matter.. but then...

Organised crime gangs are targeting Britain's payday lenders

This is a duplicate of the Blog Entry made on 27th October 2013 09:35.

Organised crime gangs are targeting Britain

Click to Read More...

Hey guys,

Just realised I hadn't put details of my ESA appeal up yet! lol

Don't necessarily need any help at this stage, but in case I need future help, or indeed my situation helps others, it's always a good thing

Ok, so, I had been on Incapacity benefit...

I need help with clarification on whether it is an obligation for the original creditor to inform the debtor that the debt has been assigned or is a letter/notice from the assignee sufficient ‘after the fact’?

It appears to my (non-legal) mind that according to the Law of Property...

well waiting for Step Change confirmation of case after all paperwork and details passed to them, I dont know enough about the rules and regs of challenging to be honest but will hopefully find some time to learn, in between 2 jobs and stressing !! Maybe i just thought the DMP would help reduce stress...

Hello everyone
after having my head in the sand for too long - action now taken. DMP with StepChange started to be organised in the last few days so onwards and upwards towards changing my life
I am sure some of your advice / help will be invaluable in the coming months
Cheers...

If you followed my other thread, you will know that I had a disastrous extrepience with a laptop running the Windows 8 (Hate) operating system. If you haven't come across this latest obscenity from Microbug, then it is absolutely vital that you learn one thing – if Windows Hate is mentioned, run like...