I've just come home to find this letter waiting for me.



It's a letter demanding that I sign it to declare that I am the sole occupier of this house (which I am) and consent to let Crapita, the infamous private corporation, store my personal data and cross-check it against...

After almost 6 years helping a friend see off at least 8 creditors there's now light at the end of the tunnel. This year should see a totally trashed credit file turn green as the defaults start to drop off. Most creditors recorded defaults pretty much soon after a few missed payments so not a problem...

Hey guys,

It seems every time I come back here someone contacts me with regards to my debts

Wonga emailed me and advised they're wiping my debt? The debt was sold to Portfolio Recovery Associates however they've said this will be removed and updated as Satisfied. I want...

I have been informed by an ex employee that they are about to stop trading. According to the MOJ web site they are still authorised but with conditions. From experience this normally means they are being monitored very closely and that they will undoubtedly go into administration very soon.. This company...

PRA snaps up Aktiv

This is a duplicate of the Blog Entry made on 20th February 2014 11:27.

US debt buyer Portfolio Recovery Associates (PRA) has agreed to buy Aktiv Kapital for $880m (£528.6m). The deal sees PRA take on the largest equity...

Click to Read Mo...

Hi everyone

Before anyone gets confused I am going to number all Aktiv Kapital Accounts as I have 4 of them. I have started all this at the same time, so they don't get a chance to pounce on the rest of the accounts one by one.

Type of account - CREDIT CARD - GE Capital ...

Recovery firm launches online grieving service

This is a duplicate of the Blog Entry made on 25th September 2013 14:46.

Manchester-based recovery firm Phillips & Cohen Associates (PCA UK) has launched an online set of resources which is designed to assist grieving......

Good evening all,

Have tried two requests to Citi Financial/ associates to reclaim charges added to the account (now sold to Crappot) and have been rejected flat on both occasions, any advice on how to proceed next would be appreciated. Amount claimed is in excess of £2k calculated from...

Hello

Does anyone know what level of debt / historic debt a high street bank would accept when completing pre - employment checks

Thanks

do DCAS have access to names and addresses at the CRAs,

About 17 years ago I had a credit card with Associates, who morphed or were bought out by Citi. Some years ago I stopped paying Citi and requested a copy agreement - after some tooing-and-froing they admitted they could not supply an agreement, and duly sold the debt to Hillesdon. Hillesdon also confirm...

Just got a letter from BOS about one of my few remaining active credit cards. I've been a good boy and it been run in good order, I could have UE'ed it but I thought that keeping it going may help to rebuild my credit record a little quicker.

The card is paid by DDI so they should be happy,...

Recent litigation developments



1. Working party recommends no cap on contingency fees for commercial cases

The working party set up to consider fundamental issues relating to the planned introduction of contingency fees, or “damages based agreements”...

Help.......have contacted CitiFinancial re PPI insurrance sold on two different loans in the 90's. Provided copies of original loan agreements detailing the amounts of insurance involved. Even a photocopy of a cheque and final balance of the satisfied loan. Proof of posting obtained on three occassions....

Debt adviser who had firms closed by the High Court is back with new venture

This is a duplicate of the Blog Entry made on 12th August 2012 16:47.

Debt advisers have warned against an army of sharp operators offering troubled companies short cuts to dodge their debts. The...