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Lowell & ghost account
I was on a DMP/CCCS middle of last year (2011) & money was being sent to Robinson Way for a CC debt ( Morgan Stan/Goldfish now Barclaycard), which has been in default since 2009, Rob Way stoped accepting payments from DMP saying they were Quoting wrong Ref number May 2011, CCCS wanted me to check...
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1st Crud
Hello again,
This post concerns an LTSB personal loan from late 2005 (around £18,000) which is in dispute and has been since May 2010, both a CCA request and a CPR 31.14 request (I was sent a notice of Intended Litigation and a Litigation Warning letter from Moorcroft and the latter...
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Default Help
Hi I took out some credit cards when I was younger and struggled to pay them back. Just checked my credit report and it has
My barclaycard as default on 24/07/2008
and my M&S card as default on the 04/12/2007
they have both been updated to defaulted as of last...
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UE query
Hi folks,
I have a question regarding the current thinking on UE. I looked at the sticky, but still not sure.
Does a creditor still have to provide a signed copy of the agreement to enforce in court for agreements taken out pre-2007?
Thanks
HB
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DCA Phone Calls at Work
I have seen the answer to this question somewhere but I can't seem to find it at the minute. I have a debt collector ringing my work phone number. I'm sure that they cannot do this or maybe it's that they have to if I ask them to stop. Can somebody point me in the right direction? Thanks
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dmp cancelation advice
hi folks, first post on hear wonedering if anyone has any advice for me. i took a dmp in 2009 because it was really the only option however now my sercamstansis have changed and i am in a position to manage my accounts myself, cna anyone advise if it would be usefull to cancell my dmp and just pay...
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hi i need some urgent help and advice pls due to be evicted
Hi guys im in a very bad situation i borrowed £105k off harpmanor limited (blemain finance,lancashire mortgages) back in 2007 originally for 6 months it was a briging loan but due to a death in my family and me being ill etc i was unable to pay this back within the 6 months term!
Anyhow...
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Lappy changed the size of itself :-(
Ok, I'll be the first to admit I'm poo when it comes to laptops, so try going gently on me, as no doubt I'll describe what I mean incorrectly...
My laptop has installed new updates overnight, and now everything looks wrong! It's all too big.
I've gone into control panel, appearance...
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Security software
I need a hand here,
What free antivirus/firewall/security software would you install on a windows vista pc with a lowish spec.
At the moment it has AVG free , windows defender and firewall I think.
Also what would you use on a low spec XP machine?
I have...
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myself v lloyds
the story to date is that before the credit crunch i was paying my monthly payment,in the middle of last year i was struggling to pay ,wrote to them filled an I&E form they gave me a reduced payment plan of £40 pm which i paid which only lasted 6months ,so wrote again asking for another payment...
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yours-debtfull's diary of debt & despair
Hi folks,
despite the thread title, I actually feel quite positive about my situation. I've read enough to get tackling my cc debt straight away so have begun but I will read up some more in preparation for the next step. I'll post my progress here as required.
Thanks for...
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925pws UE diary
Barclaycard
- Type of account: CC1
- Date commenced: 2011
- Approx balance: 4800
- Date last paid: 15th May
- Are you on arrangement or not paying: not paying from June
- Status: up to date in May
- Account owner: Barclaycard
06/06/12 cancelled DMP
06/06/12...Last edited by 925pws; 10 June 2012, 18:47.
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BCW - Annoying Niddy
I am getting letters sent to me addressed to a Miss Name Name MySurname which clearly isn't me!
Sooo, after receiving over 10 letters over the space of a few weeks I got another today and thought right - time to write back with some filth of my own.
And so I did......
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Default terminology/timeline
Hi
Here i go again thinking too much
Can someone explain the DN flow chart
I thought it was notice of
default/default notice........default.......termination
What confuses me is this, I received a Default notice from MBNA, just as i expected , headed DN as...