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  • Capital One/Credit Solutions

    A couple of months ago Capital One out of the blue contacted me to say they were referring my ''account'' to CLS......I had early settled with them 4 years ago...no correspondence since.
    I have complained and they have taken the account back from CLS but want the full balance....out of all the...
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  • Should i send a prove it letter or a CCA letter first?

    My debt is with barclaycard, i've had the account since the year 2000. IDR finance have bought the debt off sharklycard, and LINK financial [on behalf of IDR finance] have sent me me a letter chasing after the money. Should i send them[IDR finance] a prove it letter, or a CCA request first? I have not...
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  • Gemby
    started a topic NPower are totally USELESS !!!

    NPower are totally USELESS !!!

    I have had a long on-going battle with NPower over a meter change from commercial to residential.
    I wont bore you with the details but part of my complaint was being dealt with by NPower residential. After several months they eventually resolved the issues.
    When I asked for compensation...
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  • TibetanMonk
    started a topic £10k of Debt. Where do I start?

    £10k of Debt. Where do I start?

    Hey everyone

    So, I'm in about £10k of debt, I'm 21 and I have no clue where to begin.

    I've looked into DMP's however they ask for you to submit detials of all creditors, now this debt was accrued around 2 years ago, so has thus been sold several times and with this, I now...
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  • HMRC attempting to recover overpaid tax credits

    Hi All

    I've just had a worrying letter through from HMRC trying to recover over £2800 in overpaid tax credits.

    I was in a relationship with a woman back in 2004 for about 18 months who had a child. I think at the time, we claimed working families tax credit. The relationship...
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  • Advice needed on debt taken out in daughter's name by "friend"

    Hi,

    Looking for some advice on behalf of my daughter.

    A supposed 'good friend' took out a Studio Cards account by phone using my daughter's name and details, only informing my daughter after the event. This was just before Christmas to purchase Christmas presents for the friend's...
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    Last edited by Barney; 8 March 2014, 19:52.

  • marling
    started a topic marling - sole trader debt

    marling - sole trader debt

    hi all


    my previous self employed job was selling items on ebay, mid december i had to pack it in as i was not earning enough and i am presently un-employed.
    i have an outstanding debt with ebay which is £900, i have been contacted with a final reminder by a company called...
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  • vossy
    started a topic Who is to blame for car damage?

    Who is to blame for car damage?

    Last week my sisters car was damaged by a sign that blew off the side of the building where she works, the estimate for repairs is £900.

    Her employers do not own the building they only rent it. (Do they have a duty of care towards employees?)

    Should she be claiming from her...
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  • Battendown
    started a topic Mr & Mrs Battendowns Battle

    Mr & Mrs Battendowns Battle

    About time for me to start my diary for myself and Mr Battendown.
    We're in a lot of credit card debt, in excess of £40,000.
    We have a few CCJs between us.
    We are in an arrangement with some of the credit cards, and haven't paid the rest for a few years.
    Most of the debts are...
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    Last edited by Battendown; 17 February 2014, 23:49. Reason: So it makes more sense.

  • Harry61
    started a topic MKDP chasing

    MKDP chasing

    Hi there

    Got a letter from MKDP on 31 Jan asking for £1288.36 , so having read about them being complete bar-stewards I replied with a request for, deed of assignment, copy of alleged agreement complete with all the prescribed terms etc etc,
    any default/termination notice they...
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  • Seamus
    started a topic When last payment has been made.

    When last payment has been made.

    What is the best way to find out when the last payment was made on a credit card account? By a SAR?

    S.
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  • jj19
    started a topic Defaults a few questions

    Defaults a few questions

    Hi I have a few quetions about defaults and settlement.

    If an account is defaulted will it help my creit rating to pay them off.
    If I pay them off will it be market settled or satisfied or are they the same.

    If I makeca low full and final does it show as partially settled...
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  • Undercover Elsa
    started a topic New - Name That Tune Lyrics game

    New - Name That Tune Lyrics game

    I thought it might be fun to test the music fans on here a bit more....

    Here's how it works...

    You put one line of lyrics from a song. (Not necessarily the first line...toooo easy )
    The next poster has to put the line that follows on, and name the song and...
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  • Another 'creditor' creeping out of the woodwork...

    Hi All

    I've recently been receiving letters for Cabot over an alleged debt with a card company called 'Monument'. I have some very vague recollection of this debt but it's going back a considerable amount of time -we're talking at least 10 years. It's not listed on my credit file so I...
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  • could someone help I'm worried as I don't owe this debt and scared of what might happen

    to cut a long story short I left my premises in December 2008 and the owner of the premises moved back in and started renovating the property. I handed the keys back to the solicitor.

    In 2009 I received a gas bill for 2000.00. I wasn't at the address when this bill is dated allegedlyand...
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