A couple of months ago Capital One out of the blue contacted me to say they were referring my ''account'' to CLS......I had early settled with them 4 years ago...no correspondence since.
I have complained and they have taken the account back from CLS but want the full balance....out of all the...
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Capital One/Credit Solutions
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Should i send a prove it letter or a CCA letter first?
My debt is with barclaycard, i've had the account since the year 2000. IDR finance have bought the debt off sharklycard, and LINK financial [on behalf of IDR finance] have sent me me a letter chasing after the money. Should i send them[IDR finance] a prove it letter, or a CCA request first? I have not...
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NPower are totally USELESS !!!
I have had a long on-going battle with NPower over a meter change from commercial to residential.
I wont bore you with the details but part of my complaint was being dealt with by NPower residential. After several months they eventually resolved the issues.
When I asked for compensation...
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£10k of Debt. Where do I start?
Hey everyone
So, I'm in about £10k of debt, I'm 21 and I have no clue where to begin.
I've looked into DMP's however they ask for you to submit detials of all creditors, now this debt was accrued around 2 years ago, so has thus been sold several times and with this, I now...
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HMRC attempting to recover overpaid tax credits
Hi All
I've just had a worrying letter through from HMRC trying to recover over £2800 in overpaid tax credits.
I was in a relationship with a woman back in 2004 for about 18 months who had a child. I think at the time, we claimed working families tax credit. The relationship...
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Advice needed on debt taken out in daughter's name by "friend"
Hi,
Looking for some advice on behalf of my daughter.
A supposed 'good friend' took out a Studio Cards account by phone using my daughter's name and details, only informing my daughter after the event. This was just before Christmas to purchase Christmas presents for the friend's...Last edited by Barney; 8 March 2014, 19:52.
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marling - sole trader debt
hi all
my previous self employed job was selling items on ebay, mid december i had to pack it in as i was not earning enough and i am presently un-employed.
i have an outstanding debt with ebay which is £900, i have been contacted with a final reminder by a company called...
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Who is to blame for car damage?
Last week my sisters car was damaged by a sign that blew off the side of the building where she works, the estimate for repairs is £900.
Her employers do not own the building they only rent it. (Do they have a duty of care towards employees?)
Should she be claiming from her...
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Mr & Mrs Battendowns Battle
About time for me to start my diary for myself and Mr Battendown.
We're in a lot of credit card debt, in excess of £40,000.
We have a few CCJs between us.
We are in an arrangement with some of the credit cards, and haven't paid the rest for a few years.
Most of the debts are...
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MKDP chasing
Hi there
Got a letter from MKDP on 31 Jan asking for £1288.36
, so having read about them being complete bar-stewards I replied with a request for, deed of assignment, copy of alleged agreement complete with all the prescribed terms etc etc,
any default/termination notice they...
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When last payment has been made.
What is the best way to find out when the last payment was made on a credit card account? By a SAR?
S.
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Defaults a few questions
Hi I have a few quetions about defaults and settlement.
If an account is defaulted will it help my creit rating to pay them off.
If I pay them off will it be market settled or satisfied or are they the same.
If I makeca low full and final does it show as partially settled...
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New - Name That Tune Lyrics game
I thought it might be fun to test the music fans on here a bit more....
Here's how it works...
You put one line of lyrics from a song. (Not necessarily the first line...toooo easy
)
The next poster has to put the line that follows on, and name the song and...
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Another 'creditor' creeping out of the woodwork...
Hi All
I've recently been receiving letters for Cabot over an alleged debt with a card company called 'Monument'. I have some very vague recollection of this debt but it's going back a considerable amount of time -we're talking at least 10 years. It's not listed on my credit file so I...
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could someone help I'm worried as I don't owe this debt and scared of what might happen
to cut a long story short I left my premises in December 2008 and the owner of the premises moved back in and started renovating the property. I handed the keys back to the solicitor.
In 2009 I received a gas bill for 2000.00. I wasn't at the address when this bill is dated allegedlyand...