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  • Received a letter from Westcot

    I have received a letter from Westcot relating to a debt to Arrow Global Limited - Egg. This is not the same case as the one listed before. They are asking me for £138.33 for an outstanding balance on an account and are asking me to contact them. Their reference is xxxxxxxx Arrow Global Ref xxxxxxxxx...
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    Last edited by Deepie; 16 June 2015, 14:38.

  • Spud v MKDP ( Barclaycard) - LBA Received

    I have a feeling I might need a bit of help from my beloved AAD family as it looks as though things are going to start to ramp up with one of the accounts MKDP own.


    I came home today to a lovely letter from MKDP headed “ Notice of Intended Legal Action”- Basically it...
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    Last edited by Spud; 4 June 2015, 20:56.

  • Final Notice - Potential LBA?

    Hey guys,

    Received a letter from MKRR statng the following:-



    What do I do?

    I sent a CCA request last year to Barclaycard who then provided just T&C's, I then sent the T's&C's template and never heard anything back, Niddy said if thats all...
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  • jtovey
    started a topic jtovey UE Diary

    jtovey UE Diary

    I have had a response to my CCA request from PRA group on the Halifax c/c debt, they have sent through statements from 2001 to 2006 and a copy agreement from 2006 or 2007, my signature appears nowhere in anything they have sent and the copy agreement is not dated. Is this enforceable? I am guessing...
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  • tinkerbelle
    started a topic Tinkerbelle UE Diary

    Tinkerbelle UE Diary

    Posted in the General Debt Forum previously and am now starting my diary. Have recently retired and am unable to pay the minimum payment for a Barclaycard and Mbna credit card. Have sent out two CCA requests and have received a reply from Barclaycard
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  • Anni
    started a topic drydensfairfax letters

    drydensfairfax letters

    Hi
    I hope that somebody can help me please? I received a letter from drysdenfaifax to my old address,and it came in the redirected mail. It said I owed money to Arrow, who I had never heard of so sent it back "not at this address" then another went to that address and came in redirected...
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    Last edited by Anni; 29 April 2015, 18:02. Reason: spelling

  • VERY - SHOP DIRECT PROBLEMS

    My daughter has a Very Account which she was disputing as £90 was applied against the account when she didn't actually buy anything.
    We wrote to Very and requested a full breakdown of the account t include al charges and fees etc. They initially refused to give this information up but when I...
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  • fightinghard
    started a topic CAPITAL ONE CREDIT CARD

    CAPITAL ONE CREDIT CARD

    Hello all


    A while ago I saw on the internet that for several reasons some pre 2007 C.C.A. agreements may be unenforceable and as I have a 2002 Credit Card agreement with Capital One which is in default I became intrigued so investigated further and came across this forum. The postings...
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  • The Bradford Exchange not refunding payment to wife

    Wife collect coins. (normally from the Royal Mint)

    Signed up to Bradford Exchange as she saw a few coins she liked. Upon receiving them, they sent her 4 different coins as the ones they had were not available so sent her substitute coins instead.

    She contacted them, and was...
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  • nanna58
    started a topic Pre ticked box ?

    Pre ticked box ?

    Had BnQ card ,now fully paid off.Was GE money then Santander now New Day.Have found paperwork and noticed the PPI box has an auomatic tick in obviously not mine.taken out2003.I would like to try a reclaim ,should I use normal template or write my own letter? I will send a copy of the paperwork.thanx...
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  • DAVEB71
    started a topic Receiving someone else's debt letters

    Receiving someone else's debt letters

    Hi everyone
    Just wondering if there's a template knocking about to send when I'm receiving a demand for a 6.5k debt to Barclaycard for someone who has never lived at this address or ever heard of for that matter but to my address, the company demanding payment are Wescot.
    Cheers
    ...
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  • Never-In-Doubt
    started a topic AAD Free Template Letters

    AAD Free Template Letters

    free template letters

    This new section is where we'll give members some template letters, without the need for having to subscribe to AAD+. The templates within this section can be posted publicly on the forum, however they are not to be used away from AAD (ie posted elsewhere for others...
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  • malamute
    started a topic Natwest - loan and overdraft

    Natwest - loan and overdraft

    Dear All,

    I've a Natwest overdraft and Natwest Loan that I am trying to update the default dates on because the overdraft I believe is about 2 years later than it should be and the loan is yet to be registered as defaulted and shows about 5 years worth of late payments markers.
    ...
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  • cymruambyth
    started a topic Settlements

    Settlements

    I may be in a position to clear 3 cards that are still being paid, but the template letter doesn't really cover my situation! All 3 have had arrangements for over 10 years and have long dropped off CRAs. All are between £3 and £4,000 and payments of £10 or £15 are being made; they are with the original...
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  • Jakka_uk
    started a topic 1st Credit - Unknown Debt

    1st Credit - Unknown Debt

    My partner has received a letter from 1st credit which did not really have any details on it; so we called to find out what it related to.

    They are saying he has an unsecured loan from City finance for £1336.39 which has not had a payment since 28/02/2006. He has no idea what this could...
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