Hello one and all,
I have been thinking long and hard about putting a message up on here and have finally had the courage to do it!
Basically, until a year ago everything was going smoothly, everything was being paid and my family was managing ok! Then just less than a year ago we...
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Debt and Loan Help Pleazzzzzzee.......
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Bank charges - not dead yet
Posted by Mike Dailly on twitter
"UK unfair bank charges: Santander refunds in full with interest after Govan Law Centre sues using my new legal formula. Watch this space."
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Council Tax refunds
Hi to all
There is a letter doing the rounds in our area. A company called Randall & Vickers is suggesting our home is possibly in the incorrect tax band for council tax.
They claim they can go back to 1993 and get a refund from the council if they can get us reclassified... -
why is regulation so bad?
I am really stumped to why regulation regarding extreemly high interest rates has not been addressed.
Cards which were taken out years ago with ex 15% APR, have over the years increased to nearly 40%.
If people knew back then, that the interest rate would increase to that... -
Call for HMRC to pay equal interest on refunds as taxpayer pays on late bills
Call for HMRC to pay equal interest on refunds as taxpayer pays on late bills
This is a duplicate of the Blog Entry made on 7th December 2011 21:11.
People's tax refunds should have the same rate of interest added when they are finally paid back as they themselves would... -
PPI/Unenforcability
Hi everyone.
I'm new here and would like to start by telling you a little of the history of my quest to claim PPI from RBS. i hope i don't ramble on too much and/or it makes a little sense.
I recently made PPI claims to RBS. These are three loans and one overdraft all taken... -
Big changes to tax system planned
Big changes to tax system planned
This is a duplicate of the Blog Entry made on 14th November 2011 17:35.
Every taxpayer may be given online access to their tax records, the government has suggested. The idea is part of a public consultation on making the...
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Door opened to VAT refunds on IVAs
Door opened to VAT refunds on IVAs
This is a duplicate of the Blog Entry made on 2nd September 2011 17:25.
*Door opened to VAT refunds on IVAs* ---Quote (Originally by 5corpio)--- *Insolvency *practitioners have been advised they can start claiming...
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Economy Airline incident
Flight home from holiday on ECOAIR the stewadess serving hot drinks accidentially upset a whole cup of hot chocolate over my o/h. My o/h suffers with diabetes and the shock sent him into a coma. He was stone out for 30 minutes. They called over the tannoy for a doctor and we got a nurse and a vet -...Last edited by jen_br; 26 June 2011, 21:31. -
How the FOS calculates PPI refunds.
The ways in which the FOS approach redress in different situations are set out below.
CREDIT CARDS
1. Where card account and the PPI are still in force.
If the consumer agrees to cancellation of the PPI the financial business should:
a) reconstruct... -
Why????
This my particular rant, why when you return something to a shop, do they want to know everything, ie name, address, postal code, inside leg measurement, hopes, dreams and the whole bloody lot. So does anyone know why I can buy anything and no one cares who I am but if I want to return it i have to... -
Chelt & Glos
It seems we have received a few missed calls from C&G, as our account have just been reviewed and we have prevously offered to pay the full monthly repayment in writing, but requested for any remaining arrears to be sort of added to the end of the mortgage.
We asked them to correspond... -
Quick question for Di (or anyone else) re PPI refunds
Cant remember from my complaints previously, but whats the position with the refund?
Obviously if the loan is paid off, its a cheque.
But what if the loan is current? Something is in my mind that the PPI you have paid, is refunded as a cheque, and any outstanding is paid off... -
Is this a breach of banking guidelines?
Hi ;Hi
Not sure whether anyone will know the answer to this.
I've booked a large family hol for next yr for 20 people through a group booking. The invoices we received were done under 3 different reference no's, as the most allowed on 1 booking was 9. All low £50 deposits... -
findingaway's Mess!
Hi NID ;Hi1
I had a look at the link you said to look at & after reading threads decided I'd like you to look at what the credit files show. I thought I had 2 defaults in 2006 but it was 2008! ;EEK As I said prev I've done some claims on these to OL, I'm a long way from statute barred...