Hello all.
I am so asking for advice here.
The circumstances are so complicated it has taken me a few days to get my head around it.
I have asked for advice on another forum & I was advised to Report to OFT. Complain to FOS., but what do I put in each letter...
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Lloyds and moorcroft
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Help with Creation Finance
Hi, looking for some advice. My wife had an Adams store car which was later took over by Creation Finance. She has had the card for around 17 years. Everything was fine until 4 years ago we got into financial difficulty and couldn't keep up the payments. The card had a £2500 balance and limit(maxed... -
Sainsburys - Arrow - Wilkin Chapman
Does anyone here have any experience of ARC?
They are calling me on a daily basis either mobile or landline, sometimes it a real person leaving a message but on the whole it's a recorded message which is very difficult to hear!
I will have a look through my files later and... -
£25 & £50 discount code off Asda online shopping
I've tried this from a Facebook friend and it really does seem to work:
"Code for Asda online shopping RN101M25. You can get £25 off your shopping but only have to spend £25.01 and £3 delivery. I've just ordered and got a load of meat and wine etc and it's only cost me £3.25!"... -
Making an offer for F+F - advice needed
Hi All
I'm trying to clear up my credit file after seeing a few creditors listed with amounts owed and defaults etc.
One in particular is Motormile Finance who I owe £516.25 for an original payday loan with QuickQuid back in 2008.
I started negotiations yesterday... -
How long does a company have to register a default?
Hi,
I had an account with a catalogue stupidly taken out under my name by my Wife. The account was for £200 and when she we split she didn't pay. By the time I came to know about this, it had gone to collections. I set up a payment arrangement and it will fully paid on 4th March 2013.
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Default - next step?
I posted a while back regarding my overdraft.
I've defaulted on a overdraft & credit card with the same company.
Overdraft approx £3250 - no fees/charges been added yet
Credit Card: £4350 approx. With £100 of charges added for last month and another £95ish due to be...Last edited by 1NightInIbiza; 16 September 2013, 15:21. -
Katipuss` UE diary : Lowells Shop Direct
Hi everyone
I am new to posting but have been following some UE threads for a while and using the info to try and sort out Lowells! I have received my CCA today
and would like to know if it is unenforceable. If it isn`t then i`d like some advice on my next step. Hope i have done this...
Last edited by katipuss; 10 August 2013, 12:38. -
Default?
I was on an AP with one company, regarding my overdraft.
They appear to have pulled it over the weekend, to £0 - so although I was within the monthly payments (been under the reducer each time so far), I can't access any of the money.
I'm going to phone collections in the... -
List of Banks/Lenders
I am compiling a list of all banks/lenders from 2006 - from those below can you notice any missing and if so, name them in a reply to the thread please.
I am aware that nowadays a lot of those listed will not be in existence but that's irrelevant, I want to list all lenders for a specific... -
Help!
Hi All
I do have a UE diary on behalf of my wife but this is to do with me , i had , or have a debt with RBS dating back to 2001 , it was passed all around the houses and we settled on a nominal payment a month , which has been ongoing for i would say 8 years !
Problem... -
Encore Capital agrees Cabot deal
Encore Capital agrees Cabot deal
This is a duplicate of the Blog Entry made on 30th May 2013 11:42.
US debt buyer Encore Capital has agreed to pay £128m for a controlling stake in Cabot Credit Management (CCM). The agreement comes two weeks after...
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Debt with Very.
Hello everyone.
I'm hoping someone can help me with this, I'm really worried and don't know what to do.
Ok, well I've been with Very catalogue for quite a few years now and have never missed a payment, until now.
I've been paying £100 a month-I owe roughly £1400, but now my hours... -
mark.1980's diary!
Hey guys,
So a bit about me. I have been on incapacity benefit since 2001, ESA since November 2012, and DLA from 2009.
I live with a housemate, who in December 2012 (thankfully) decided to take over the finances of the house, taking total control of accounts, taking my name... -
Direct Legal & Collections
Hi everyone, Ive been contacted again today by dlc with regards to an existing ccj that I am paying to Blackhorse, they keep asking me to to switch over my s/o details to theirs but as Ive received no NOA to date from Blackhorse Ive just ignored them, anyway today they've sent me a letter saying:...