PPI Calculations---The concept of 2 Loans and Basic Spreadsheets
Firstly, I would like you to be familiar with the concept of Loan Amortization and Amortization Schedules-so for now-please study the thread below - if you have not already done so.
Concept of Loan Amortization...
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The Concept of 2 Loans & Basic Spreadsheets
Last edited by diddlydee; 15 November 2012, 22:12. -
Campaigners in USA buy individuals' debts for pennies and write them off
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Refunds/accounts with outstanding debt
Many of us are asked if refunds will directly be paid to themselves or to the debt organisation, if outstanding arrears.
I note here and there that this can vary, depending on circumstances and how lenient the businesses are.
So, what about if the bank has fully assigned... -
Claims firms charge fees for credit card payouts which should be free
Claims firms charge fees for credit card payouts which should be free
This is a duplicate of the Blog Entry made on 3rd October 2012 17:37.
Money-grabbing claims firms are snatching thousands of pounds from borrowers by forcing them to pay for credit card refunds that should... -
Lloyds/Bennets query
I helped my former bro in law, we shall call him Bennet, with a business loan ppi via Lloyds TSB.
However, they have accepted liability and have offered to refund all of the ppi due with relevant interest.
Now this loan was taken out probably in the late 90's, and... -
Plans to beef up consumer rights will make refunds easier for shoppers
Plans to beef up consumer rights will make refunds easier for shoppers
This is a duplicate of the Blog Entry made on 25th July 2012 14:09.
Shoppers lumbered with faulty goods should find it easier to get their money back thanks to Government plans to beef up consumer rights.... -
ANOTHER banking scandal as FSA orders refunds to firms mis-sold loan insurance
ANOTHER banking scandal as FSA orders refunds to firms mis-sold loan insurance
This is a duplicate of the Blog Entry made on 29th June 2012 09:13.
Some of Britain's major banks will have to refund or pay compensation to potentially thousands of small businesses after regulators... -
Banks nab refunds owed to PPI mis-selling victims to square their unpaid debts
Banks nab refunds owed to PPI mis-selling victims to square their unpaid debts
This is a duplicate of the Blog Entry made on 13th June 2012 09:57.
Sneaky banks are siphoning off thousands of pounds owed to victims of loan insurance mis-selling — and using it to square unpaid... -
Sainsbury's Creditcare Gold
Hi,
What is Sainsbury's Creditcare Gold?
I am guessing it is another fancy name for PPI, but if anyone can enlighten me further it would be a big help, I have had all my info come back from Sainsbury's with this showing on the agreement that was added to the loan, it is... -
Halifax C/C
Hi all,
Not sure if anyone else has come across this before...
I had my usual statement from Halifax today....and it says from 2nd July 2012...if they OWE...me money in way of charges or interest on the account, they may use it to help pay back the money i owe them....
Left... -
Fun and Games at Currys
Just wanted to share my really bad expierence with Currys.
couple of weeks ago i treated myself to a samsung 40 inch full hd 3d tv from currys.
this model was end of the line so my local shop was the only one with 1 left.
I had it for 11 days, when it developed... -
Credit Card Company's Right of Set Off when Debt Has Been Sold
I have a situation which is driving me a little loco!
Had a CC with Barclayshark and they sold it to a third party DCA. The assignee introduced themselves on numerous occasions and not really feeling like entertaining them, a CCA was posted along with the necessary £1. Whilst waiting... -
Consumer law loophole means group-buying websites can avoid paying cash refunds
Consumer law loophole means group-buying websites can avoid paying cash refunds
This is a duplicate of the Blog Entry made on 17th April 2012 08:34.
A loophole in consumer protection law is allowing group-buying websites to deny customers cash refunds and give credit in... -
Capital One success
I have had a letter from Capital One today with an offer for a settlement, as this does not go back very far and the premiums paid were only £135 I have been asked to settle at £315, they have provided a full breakdown on how they arrived at that figure (premiums paid, interest on the premium and... -
Game Group set to become biggest High Street casualty since Woolworths as it calls in administrators
Game Group set to become biggest High Street casualty since Woolworths as it calls in administrators
This is a duplicate of the Blog Entry made on 21st March 2012 22:07.
Game Group is set to become the next major retailer to disappear from the High Street as it called in the...