I have had a letter from Capital One today with an offer for a settlement, as this does not go back very far and the premiums paid were only £135 I have been asked to settle at £315, they have provided a full breakdown on how they arrived at that figure (premiums paid, interest on the premium and 8% interest on top) and I will be accepting, to argue for another 20 pence would be useless I reckon.
It was an easy path with these, I simply wrote a letter asking about PPI refunds and sending a filled in a FOS questionnaire.
It was an easy path with these, I simply wrote a letter asking about PPI refunds and sending a filled in a FOS questionnaire.
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