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  • Fraser01
    started a topic Removed from files

    Removed from files

    Six or so weeks after making CCA request, the DCA has informed me that they have removed my account from their files and referred the matter back to the lender - no explanation.
    I can only assume that they just can't get hold of the paper work (which would date back to the 80's) from the lender....
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  • Handyman
    started a topic Marlin Owners?

    Marlin Owners?

    Just for interest and so I don't post on the Help Thread Niddy started to other day.

    I have been digging around Marlins History.
    Marlin are owned by Black Tip, Black Tip are owned by Yorkshire Investments, Yorkshire Investments are owned by Duke Street, Duke Street is now owned...
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  • Complex Correspondence Team?

    Hello team, anyone know anything about this?.. its where I've been told to send my CCA request to for an RBS card.

    1. Its hardly "complex" to provide me with my agreement

    2. I'm not going to anyway. Its up to the agency that are chasing me to supply the agreement...
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  • davidm
    started a topic myself v lloyds

    myself v lloyds

    the story to date is that before the credit crunch i was paying my monthly payment,in the middle of last year i was struggling to pay ,wrote to them filled an I&E form they gave me a reduced payment plan of £40 pm which i paid which only lasted 6months ,so wrote again asking for another payment...
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  • LooLoo
    started a topic How to get the Best Deal on Train Tickets

    How to get the Best Deal on Train Tickets

    Can anyone point me in the right direction to the best site to buy cheap train tickets......

    For September I will be looking to get a good deal for a return from Liverpool to London and then Manchester to London.

    We will have a fixed date and time so they don't need to be...
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  • SeeSaw
    started a topic SeaSaw Diary

    SeaSaw Diary

    I’m getting off this seasaw.


    Hi a little about the situation.


    I was on the internet looking for answers’ to OH problem dets and found this wonderful site and spent many days reading the forum what an eye opener it was. Wish I had found it months...
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    Last edited by SeeSaw; 1 April 2012, 13:49.

  • Hopeful
    started a topic Hopeful's UE Diary

    Hopeful's UE Diary

    I suppose my financial problems started around 11 years ago when I was made redundant from a steady job with a decent level of income. From that date it was always a bit of a struggle. Although I set up my own business, income was always sporadic. Previously to being made redundant, I had built up a...
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    Last edited by Hopeful; 30 March 2012, 09:58. Reason: Update

  • Miss Muddled
    started a topic Miss Muddle's UE Diary

    Miss Muddle's UE Diary

    Account No. 1

    HBOS – MASTERCARD CREDIT CARD

    Type of account: BOS CREDIT CARD
    Date commenced:- MARCH 1996
    Approx balance:- £11,500
    Last full payment paid:- 2009
    Arrangement or not paying: Had an arrangement with Apex Credit Management for reduced...
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    Last edited by Miss Muddled; 22 July 2013, 09:23. Reason: Updated

  • angelsoxx
    started a topic Angelsoxx's UE diary

    Angelsoxx's UE diary

    Brief background: All my debt date from between 2000-2003/4.
    I got totally f****d by a "friend" which left me spiraling out of control with credit cards.
    I've been on a CCCS DMP since mid 2006 for most of these debt, the others, i've been on repayment plans.
    The CCCS...
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  • weebell
    started a topic Weebell's UE Diary

    Weebell's UE Diary

    Hiyah Everybody,

    So pleased the OH found this site. Think it's best if I record all my information here, will make the OH do the hard work for me though.

    Well done to everyone involved with the site.....
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    Last edited by weebell; 3 March 2012, 12:23. Reason: Inserted Key

  • jen_br
    started a topic Anyone heard of IQOR?

    Anyone heard of IQOR?

    New DCA to us... sent DH a letter today same ol stuff but my FAVOURITE line written in red on the letter



    LOL...
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  • mjr001
    started a topic MJR001 UE Diary

    MJR001 UE Diary

    Account No1

    Egg - Moorcroft / Wescot

    Start Date : Approx Jan 04
    Balance as of 18/01/12 : £685 (original Balance £3000)
    Last Full Payment : 01/01/12
    Status : Payments Stopped.


    Jan 6th 2012 : CCA request issued to Moorcroft
    Jan...
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    Last edited by mjr001; 2 November 2012, 17:29.

  • jj69
    started a topic DCA's and assigned debts

    DCA's and assigned debts

    Morning all...
    Can anyone clarify what happens to a disputed debt that is sold to a DCA ?
    I have a loan + one bank account with Apex and another bank account with Capquest.
    Same old story massive charges on them all but now sold on by the original OC so balance confirmed as zero by...
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  • chz80
    started a topic Recently entered default on very old account

    Recently entered default on very old account

    Hi all,

    I was hoping that you could give me some advice regarding a recent default which has been entered on my credit file.

    The overview of the situation is this:

    Back in 1999, I opened a student account with a bank I will not name (as from what I've read,...
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    Last edited by chz80; 24 July 2013, 18:26.

  • greymatter
    started a topic Greymatter's ue Diary

    Greymatter's ue Diary

    Its time I started my diary and I will load up as I tackle them,so the first here is:

    Barclaycard Gold Visa

    Type of account (credit card)

    Date commenced (Approx 2000)

    Approx Balance (£10600)

    Last made a FULL payment (June 2003)...
    See more | Go to post
    Last edited by greymatter; 12 January 2012, 13:08. Reason: Letter received
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