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Resolvecall
Anyone had any dealings with "Resolvecall"? Have an alleged account where the original DCA has advised me by letter that they cannot obtain a CCA and have asked "Resolvecall" to visit me - suitable doorstep visit letter sent!
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FCA
Just wondering if a new subsection for the new regulator is in order? Plenty of stuff starting to appear to do with consumer credit.
FSA website now referring everyone to the FCA and the OFT now saying it closes on the 31/3/2014
Would be interesting to see any comments from...
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Capital One Default advice
Hi everyone
Would anyone be able to help me with the validity of a default notice Capital One have sent me?
I recently asked the Cap One Exec Office for a copy of my default notice as I don't seem to have received any of that paperwork. They sent me a "Statement of Default" which...
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Barclaycard AP markers
Please can anyone advise?
I had a Barclaycard, and had an 'arrangement to pay' after getting into trouble I the early 2000's.
After checking Noddle recently, I noticed this account has all green marks 'up to date', but are mostly marked AP. There is also a balance of £15....
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OFT suspends licence of payday lender for first time
OFT suspends licence of payday lender for first time
This is a duplicate of the Blog Entry made on 4th March 2014 14:45.
Online payday lender Micro Lend UK Ltd has had its consumer credit licence suspended by the Office of Fair Trading (OFT). It marks the first time the......
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Payday lenders take brunt of new regulatory rules
Payday lenders take brunt of new regulatory rules
This is a duplicate of the Blog Entry made on 28th February 2014 13:16.
The Financial Conduct Authority (FCA) has published final rules on how it intends to regulate the consumer credit market, with higher standards for......
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lowell letters
I have been receiving a number of letters from Lowell referring to a/c from Vodafone and Lloyd bank which a do recall I had a few years ago.
I send them a "proof it" letter for the Vodafone a/c and they replied with a photo copy statement stating that the last payment was made...
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Aktiv Kapital issue, advice possible?
Another issue I have is with Aktiv Kapital. They allegedly bought an MBNA CC debt. I have asked them four times now for the agreement involved and have had no joy in obtaining this. The last letter they sent just asked me to confirm my previous address and date I moved house to assist them with...
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Tenron Credit Management ??
Text message received yesterday from this company followed by letter today. Never heard of them !! According to Companies house reg number is SC460458, also says "newly incorporated, different address on website to reg one. Anyone know who they are please?
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RBS Default Notice July 2012.
I've found my default notice from RBS and having researched the excellent information on this forum I reckon it's defecient. If that can be confirmed I'd be quite pleased. I'm also adding it to the database in case it's helpful to anybody else. I'm at the stage where mediation is not to far away....
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Received Claim from BW legal
Hi, My partner has just received claim via CCBC from BW Legal saying the Claimant claims XXXX from defendant under a Current Accounts Agreement regulated by the Consumer Credit Act 1974.
As far as my partner can remember she has never held any such account. What can she ask BW to provide....
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Mr & Mrs Battendowns Battle
About time for me to start my diary for myself and Mr Battendown.
We're in a lot of credit card debt, in excess of £40,000.
We have a few CCJs between us.
We are in an arrangement with some of the credit cards, and haven't paid the rest for a few years.
Most of the debts are...
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OFT finds three debt businesses unfit and excludes a solicitor from undertaking licensable activitie
OFT finds three debt businesses unfit and excludes a solicitor from undertaking licensable activitie
This is a duplicate of the Blog Entry made on 5th February 2014 12:27.
The OFT has refused to renew the consumer credit licences of debt purchaser *HFO Capita*l, and two associated...
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Help Needed. MBNA redress calculations Do you have two spare stamps
I would like to thank Niddy for allowing me to post this.
There is growing evidence that MBNA have selected a method of redress for PPI claims which is not consistant with the regulators view of how redress is calculated. This appears to affect post summer 2012 claims....
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BW Legal/Lowell threatening to take me to court
AAD forum: apols for posting on the miscellaneous site but nowhere else could i find the 'post new thread' button. Anyway, here we go:
I have an old debt that defaulted in 4 1/2 years ago and have received recently a letter from BW Legal who say they are writing on behalf of Lowell. Letter goes...