Hi,

I am being hounded by Frederickson International. They are chasing me regarding a Capital One debt so far they have text me every morning this week at 830, they have called my landline - I have no idea how they have got the number as it is ex directory and only one person has the...

Here are a list of my debts, I will add as I find the details

• HSBC LOAN
• Started April 2013
• Approx Balance £6200
• Last Paid 29/3/14
• Up to date

• HSBC Overdaft
• Start Jan 2010
• Balance £750
• Limit 1000
• Up to date

• HSBC

...

Last night after a program on repossessions on 5* there was possibky the worst piece of journalism anyone has ever seen. It was a discussion on debt.
They had people who said they were in debt ad didn't care, the "comedian" Jim Davidson who blamed the tax office for making him bankrupt,...

Debt charity reports big rise in payday loan problems

This is a duplicate of the Blog Entry made on 27th February 2014 08:07.

A leading debt advice charity says it has seen a big rise in the number of clients with payday loan problems. StepChange Debt Charity says......

Hi All

Im after a bit of advice. I have just come through a divorce and didnt do well. I have £20000 of un-secured debt and i cannot afford to repay it as well as have a normal life.

I also now pay maintenance for my two kids. The debt are two loans, credit card, overdraft...

Hi

So after a couple of years on a DMP I've decided to have a look at challenging these debts as being UE - I don't feel like I've made a dent in the debts and I'm hacked off at the way I'm being treated as I'm actually trying to pay them off.

I've read a bit of the forums...

Hi all.

I've been in a lot of debt for a while now, and last year it took a turn for the worse. I lost my job and was kicked out of my parents house for a bit, so lived with my partner in a flat we managed to secure elsewhere. This added to expenses amongst other things and whilst we continued...

Hi All,


Here is the info, Need a bit of advice from you lovely people. Currently my wife and i have a combined debt of 23k, Went through my review recently with Stepchange and noticed that this had dropped to about 13k, Did a bit more digging and found that one of my debts originally...

Hi, i had a CC with Virgin (opened August 2007) , and defaulted and went on token payments 2010. I recieved the transfer of assignment like many others i read on here, infact identical letters on same date.(15/1/2012). I've been paying my token payments to AIC. They've left me alone to be honest, and...

Hi all

came across this link on MSE.

What does it really mean for UE debt:
http://paulatwatsonssolicitors.wordp...t-arose-today/

HB

First of all let me say I haven't really thought too deeply about this, but...what are the pro's and cons of going down the UE and possibly SB route as apposed to taking out a DRO ?

On the face of it, one takes 6 years and a fair bit of hassle, while the other (DRO) takes a few quid and...

Hiya

As you may know I am currently on a DMP with CCCS (or Stepchange as they are now known).

My review is way overdue, and had been putting it off while I was sending for CCA's etc. Plus I feel I am not budgeting enough for things like food so I reckon what I am paying now...

Hello everyone
after having my head in the sand for too long - action now taken. DMP with StepChange started to be organised in the last few days so onwards and upwards towards changing my life
I am sure some of your advice / help will be invaluable in the coming months
Cheers...

Hi guys,
never really approached this one in the right way..
Always ended up paying out more than i could afford, and not leaving enough to live on.
Since going down the UE route its helped massively.
I have 2 or 3 that i have coming up for review....they are Enforceable...