Bank Account

[overspender]

I opened a Readycash account with the Yorkshire Bank this week and a savings account with them too.

This is a basic account with a Maestro card.

They did credit search me, but i told her the computer would probably blow up.

Anyway when i explained i was sorting my finances out etc she was fine.

I had my appointment in branch last monday and by yesterday, i had recieved my 2 cards both pin numbers been set up for internet banking and telephone banking.

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Re: Bank Account

I now bank with The Cooperative Bank. I was a bankrupt and had no problems with The Coop at all. They're nown to be bankruptcy friendly I guess that would be fine with people whose credit ratings were not very good too. Be sure you ask for the Cashminder Account. It's a basic account, no overdraught or cheque book, issued with a Visa Debit card which is accepted at 98% (in my opinion) of places.. I've not been embarrassed in store yet anyway. I've had problems the card being accepted online sometimes but that is because of the initial four digits on the card being the same as an electron (or so I'm lead to believe)

My experiences with The Cooperative Bank and I know of a whole tread somewhere else in support of The Coop.

[swanfan]

Re: Bank Account

I have an internet saver account with Yorkshire B/Society....its fab!!...again no credit search required.

Thanks for mentioning the YBS account. I've been looking around for a saver account the last few weeks.

I applied for the internet saver account & was accepted immediately.

[5corpio]

Re: Bank Account

i was going to file Bankruptcy (Didn't in the end - found Niddy on MSE)

I applied for an account online with Nationwide Building Society, and was approved as Cash Card account ONLY ([size=5]Still able to set D/D's and go to Nationwide Only cash machine as well as be able to bank online). 4 Months later, they sent me a New card so i can use at Any stores UK & Worldwide as Visa Debit card, (Cash withdrawals from any cash machines UK Only though)....... ;-y

[nanna58]

Re: Bank Account

Hiya ;Hi1 how much do you need to open a basic account

[swanfan]

Re: Bank Account

I opened one with the Co-op & you only had to deposit a pound. k

[nanna58]

Re: Bank Account

A POUND ;EEK ;EEK ;EEK
looks like getting out the pole then ;LOL ;LOL

[5corpio]

Re: Bank Account

Hiya ;Hi1 how much do you need to open a basic account

nothing...
did put £100.00 in when i received everything